FREDERIC VAN QUICKENBORNE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €145k and a net result of €58k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 51% of 7980 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
34 d early
2023
30 d late
2022
31 d late
2021
58 d early
2020
22 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▲ 17.1%
2024 · €124k
2018: €62k
2019: €73k
2020: €42k
2021: €53k
2022: €45k
2023: €82k
2024: €124k
2018 → 2025
Net result
€58k▲ 38.7%
2024 · €42k
2018: €-22k
2019: €11k
2020: €-2k
2021: €36k
2022: €21k
2023: €37k
2024: €42k
2018 → 2025
Total assets
€276k▲ 68.9%
2024 · €163k
2018: €86k
2019: €102k
2020: €95k
2021: €116k
2022: €101k
2023: €120k
2024: €163k
2018 → 2025
Solvency
52.5%▼ 23.3pp
2024 · 75.8%
2018: 71.6%
2019: 71.5%
2020: 44.2%
2021: 46.2%
2022: 44.7%
2023: 68.1%
2024: 75.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€45k▼ 15.7%€82k▲ 81.9%€124k▲ 51.0%€145k▲ 17.1%
Operating result€49k-€32k▼ 34.2%€52k▲ 59.9%€59k▲ 13.4%€80k▲ 36.8%
Net result€36k-€21k▼ 40.6%€37k▲ 71.7%€42k▲ 13.3%€58k▲ 38.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets
€77k▲ 504%
Current assets
€199k▲ 32.1%
Equity and liabilities €276k
Equity
€145k▲ 17.1%
Debt
€131k▲ 231%
The debt ratio rises from 24.2% to 47.5%. Equity and debt are higher.
Key figures and ratios
Solvency
52.5%▼
2024 · 75.8%
ROE
40.0%▲
2024 · 33.8%
ROA
21.0%▼
2024 · 25.6%
Debt
€131k▲
2024 · €40k
Debt ≤ 1 year
€94k▲
2024 · €40k
Debt > 1 year
€37k
Income taxes
€24k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€276k▲
Fixed assets21/28€13k€77k▲
Tangible fixed assets22/27€7k€72k▲
Plant, machinery and equipment23€0€3k▲
Furniture and vehicles24€7k€69k▲
Financial fixed assets28€5k€5k=
Current assets29/58€150k€199k▲
Amounts receivable within one year40/41€92k€125k▲
Trade receivables40€48k€47k▼
Other amounts receivable41€44k€77k▲
Current investments50/53€22k€44k▲
Cash at bank and in hand54/58€34k€28k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€163k€276k▲
Equity10/15€124k€145k▲
Contributions10/11€6k€6k=
Reserves13€118k€139k▲
Distributable reserves133€118k€139k▲
Profit (loss) carried forward14€-126€0▲
Amounts payable17/49€40k€131k▲
Amounts payable after more than one year17-€37k
Financial debts170/4-€37k
Amounts payable within one year42/48€40k€94k▲
Current portion of amounts payable after more than one year42-€15k
Financial debts43€1k€2k▲
Credit institutions430/8€1k€2k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€29k€34k▲
Taxes450/3€27k€32k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€2k€39k▲
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€13k▲
Other operating charges640/8€2k€297▼
Gross operating margin9900€63k€94k▲
Operating profit (loss)9901€59k€80k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€150€1k▲
Recurring financial charges65€150€1k▲
Profit (loss) for the period before taxes9903€60k€82k▲
Income taxes67/77€18k€24k▲
Profit (loss) for the period9904€42k€58k▲
Profit (loss) for the period to be appropriated9905€42k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€58k▲
Transfer from equity791/2-€37k
Transfer to equity691/2€42k€58k▲
To other reserves6921€42k€58k▲
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €58k ▲38.7%
Operating result €80k, net result €58k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €124k ▲51%
4 profitable years in a row build equity to €124k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Andriesdreef 168200 BruggeGround area
4,884 m²
Building footprint
236 m²
Volume, LiDAR
663 m³
Parcel 31030A0639/00L000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IT-IDEA
since 20092.177.585.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0639/00L000 | Flanders | 4,884 m² | 1 · 236 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAHOO
BE 0803.312.428
Hoogstraten · Eq €145k
KEMPENS WARMTEBEDRIJF
BE 0654.757.522
Geel · Eq €145k
XAVIER DELVAUX
BE 0765.427.196
Namur · Eq €145k
RASCOMAT TECHNICS
BE 0847.911.939
Alken · Eq €145k
SOMIAR
BE 0810.670.174
Alken · Eq €145k
Of 24,725 companies in sector 64210 we hold annual accounts for 19,747. 13,149 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2009
Fiscal year end31-12
Abbreviation NL
FVQ
Trade name NL
IT-IDEA
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:frederic@it-idea.be
Phone:+32486350304