FRANKOBA
ActiveFRANKOBA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.82M and a net result of €97k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 0.48 in 2024; short-term debt: 1.5% and cash: 0.2% of total assets), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
11 d early
2023
22 d early
2022
174 d early
2021
19 d early
2020
24 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.82M▲ 3.6%
2024 · €2.72M
2019: €1.24M
2020: €1.27M
2021: €1.35M
2022: €1.44M
2023: €2.72M
2024: €2.72M
2019 → 2025
Total assets
€3.19M▼ 1.6%
2024 · €3.24M
2019: €2.04M
2020: €1.92M
2021: €1.86M
2022: €1.88M
2023: €3.03M
2024: €3.24M
2019 → 2025
Net result
€97k▲ 16.6%
2024 · €83k
2019: €88k
2020: €28k
2021: €85k
2022: €92k
2023: €102k
2024: €83k
2019 → 2025
Working capital
€36k
2024 · €-73k
2019: €98k
2020: €16k
2021: €-27k
2022: €-37k
2023: €-8k
2024: €-73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.35M-€1.44M▲ 6.8%€2.72M▲ 88.3%€2.72M▲ 0.1%€2.82M▲ 3.6%
Operating result€52k-€57k▲ 8.5%€69k▲ 20.8%€50k▼ 26.5%€98k▲ 95.3%
Net result€85k-€92k▲ 7.6%€102k▲ 10.7%€83k▼ 18.0%€97k▲ 16.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets
€3.10M▼ 2.1%
Current assets
€83k▲ 25.5%
Equity and liabilities €3.19M
Equity
€2.82M▲ 3.6%
Debt
€370k▼ 28.6%
The debt ratio falls from 16.0% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€175k▲
2024 · €156k
Cash flow
€174k▼
2024 · €188k
Solvency
88.4%▲
2024 · 84.0%
Current ratio
1.77▲
2024 · 0.48
Quick ratio
1.77▲
2024 · 0.48
Debt / equity
0.13▼
2024 · 0.19
ROE
3.5%▲
2024 · 3.1%
ROA
3.0%▲
2024 · 2.6%
Interest coverage
11.09▲
2024 · 10.63
Debt
€370k▼
2024 · €518k
Debt ≤ 1 year
€47k▼
2024 · €139k
Debt > 1 year
€319k▼
2024 · €376k
Income taxes
€26k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.24M€3.19M▼
Fixed assets21/28€3.17M€3.10M▼
Tangible fixed assets22/27€2.08M€2.01M▼
Land and buildings22€2.05M€2.00M▼
Furniture and vehicles24€28k€18k▼
Financial fixed assets28€1.09M€1.09M=
Current assets29/58€66k€83k▲
Amounts receivable after more than one year29-€50k
Other amounts receivable291-€50k
Amounts receivable within one year40/41€35k€16k▼
Trade receivables40€35k€16k▼
Other amounts receivable41€561€298▼
Cash at bank and in hand54/58€17k€8k▼
Deferred charges and accrued income490/1€14k€9k▼
Equity and liabilities
Total equity and liabilities10/49€3.24M€3.19M▼
Equity10/15€2.72M€2.82M▲
Contributions10/11€1.76M€1.76M=
Reserves13€924k€1.04M▲
Distributable reserves133€924k€1.04M▲
Profit (loss) carried forward14€33k€14k▼
Amounts payable17/49€518k€370k▼
Amounts payable after more than one year17€376k€319k▼
Financial debts170/4€376k€319k▼
Amounts payable within one year42/48€139k€47k▼
Current portion of amounts payable after more than one year42€33k€35k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€17k€9k▼
Taxes450/3€17k€9k▼
Other amounts payable47/48€81k€1k▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€77k▼
Other operating charges640/8€13k€7k▼
Gross operating margin9900€169k€183k▲
Operating profit (loss)9901€50k€98k▲
Financial income75/76B€65k€41k▼
Recurring financial income75€65k€41k▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€101k€123k▲
Income taxes67/77€17k€26k▲
Profit (loss) for the period9904€83k€97k▲
Profit (loss) for the period to be appropriated9905€83k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€131k▲
Profit (loss) brought forward from the previous period14P€32k€33k▲
Transfer from equity791/2€80k€0▼
Transfer to equity691/2€83k€116k▲
To other reserves6921€83k€116k▲
Profit to be distributed694/7€80k€0▼
Return on contributions (dividend)694€80k€0▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Liquidity quadruplescurrent ratio 1.77
Current ratio from 0.48 to 1.77; short-term debt falls from €139k to €47k.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €102k ▲10.7%
Net result €102k, the highest in the series.
30-06
Financial
Equity above €2MEq €2.72M ▲88.3%
5 profitable years in a row build equity to €2.72M.
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
12-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €28k ▼68%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijkstraatje 29940 EvergemGround area
1,369 m²
Building footprint
210 m²
Volume, LiDAR
818 m³
Parcel 44302E0105/00P000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FRANKOBA
since 20112.197.031.093
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302E0105/00P000 | Flanders | 1,369 m² | 1 · 210 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 16,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2011
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:092530329