FRANK GOEDERTIER
ActiveFRANK GOEDERTIER has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €88k. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.15 in 2024; short-term debt: 84.5% and cash: 80.7% of total assets), and 84.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.5%
Return on assets
70.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
126 d early
2024
41 d early
2023
47 d early
2022
61 d early
2021
54 d early
2020
32 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2019: €64k
2020: €113k
2021: €177k
2022: €19k
2023: €19k
2024: €19k
2019 → 2025
Total assets
€124k▲ 23.7%
2024 · €101k
2019: €66k
2020: €123k
2021: €188k
2022: €267k
2023: €100k
2024: €101k
2019 → 2025
Net result
€88k▲ 21.3%
2024 · €73k
2019: €52k
2020: €49k
2021: €63k
2022: €72k
2023: €71k
2024: €73k
2019 → 2025
Working capital
€7k▼ 41.7%
2024 · €12k
2019: €61k
2020: €109k
2021: €175k
2022: €11k
2023: €11k
2024: €12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€19k▼ 89.1%€19k=€19k=€19k=
Operating result€80k-€91k▲ 14.5%€90k▼ 1.8%€91k▲ 1.6%€111k▲ 21.5%
Net result€63k-€72k▲ 13.8%€71k▼ 1.4%€73k▲ 1.9%€88k▲ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€12k▲ 73.9%
Current assets
€112k▲ 20.0%
Equity and liabilities €124k
Equity
€19k=
Debt
€105k▲ 29.3%
The debt ratio rises from 80.8% to 84.5%. Debt is higher.
Key figures and ratios
EBITDA
€113k▲
2024 · €93k
Cash flow
€90k▲
2024 · €74k
Solvency
15.5%▼
2024 · 19.2%
Current ratio
1.07▼
2024 · 1.15
Quick ratio
1.07▼
2024 · 1.15
Debt / equity
5.46▲
2024 · 4.22
ROE
456.6%▲
2024 · 376.5%
ROA
70.7%▼
2024 · 72.1%
Interest coverage
1167.10▲
2024 · 232.10
Debt
€105k▲
2024 · €81k
Debt ≤ 1 year
€105k▲
2024 · €81k
Income taxes
€23k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€124k▲
Fixed assets21/28€7k€12k▲
Tangible fixed assets22/27€7k€12k▲
Plant, machinery and equipment23€558€823▲
Furniture and vehicles24-€6k
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€70€70=
Current assets29/58€94k€112k▲
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€692€2k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€83k€100k▲
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€101k€124k▲
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Reserves13€716€716=
Tax-exempt reserves132€716€716=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€81k€105k▲
Amounts payable within one year42/48€81k€105k▲
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Taxes, remuneration and social security45€5k€13k▲
Taxes450/3€5k€13k▲
Other amounts payable47/48€76k€89k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€785€755▼
Gross operating margin9900€93k€113k▲
Operating profit (loss)9901€91k€111k▲
Financial income75/76B€226€210▼
Recurring financial income75€226€210▼
Financial charges65/66B€399€96▼
Recurring financial charges65€399€96▼
Profit (loss) for the period before taxes9903€91k€111k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€73k€88k▲
Profit (loss) for the period to be appropriated9905€73k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€88k▲
Profit to be distributed694/7€73k€88k▲
Return on contributions (dividend)694€73k€88k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €88k ▲21.3%
Operating result €111k, net result €88k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €177k ▲56%
3 profitable years in a row build equity to €177k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €49k ▼6.2%
Net result drops to €49k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €113k ▲75.8%
2 profitable years in a row build equity to €113k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidelaan 193001 LeuvenGround area
282 m²
Building footprint
70 m²
Volume, LiDAR
389 m³
Parcel 24434F0024/00R009, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRANK GOEDERTIER
since 20192.283.328.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0024/00R009 | Flanders | 282 m² | 1 · 70 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 30,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.