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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of FRAMONS is 8.0% (elevated). The 2022 annual accounts show equity of €2k and a net result of €7k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone8.0%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 10-10-2025 | 71 d late | 2025-00540904 |
| 31-12-2023 | 31-07-2024 | 26-06-2024 | 35 d early | 2024-00165988 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00416858 |
| 31-12-2021 | 31-07-2022 | 30-08-2022 | 30 d late | 2022-20349897 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€7k
Working capital€-2k-26.3%
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 10-10-2025 with the NBB · fiscal year 2024 · micro
€7k
-
21-22
€42k
+126.9%
21-22
€2k
-
21-22
€-2k
-26.3%
21-22
6
-22.2%
21-22
€62k
+129.1%
21-22
€40k
+70.8%
21-22
€40k
+140.9%
21-22
0.96
+4.4%
21-22
0.74
+4.7%
21-22
4.9%
-
21-22
19.37
-
21-22
336.0%
-20.9%
21-22
16.5%
-
21-22
Figures by fiscal year
| Fiscal year | 2022 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €7k |
| Cash flow | - |
| Staff costs | €62k |
| Income taxes | - |
| Dividends | - |
| Total assets | €42k |
| Equity | €2k |
| Debt | €40k |
| of which ≤ 1y | €40k |
| of which > 1y | - |
| Working capital | €-2k |
| Employees (FTE) | 6.3 |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 0.96 |
| Quick ratio | 0.74 |
| Working capital ratio | -4.2% |
| Solvency | 4.9% |
| Debt / equity | 19.37 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 16.5% |
| ROE | 336.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €42k |
| Fixed assets | 21/28 | €4k |
| Financial fixed assets | 28 | €4k |
| Current assets | 29/58 | €39k |
| Stocks & contracts in progress | 3 | €9k |
| Amounts receivable within one year | 40/41 | €14k |
| Cash & bank | 54/58 | €16k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €42k |
| Equity | 10/15 | €2k |
| Contributions / capital | 10/11 | €16k |
| Accumulated profits (losses) | 14 | €-14k |
| Amounts payable | 17/49 | €40k |
| Amounts payable within one year | 42/48 | €40k |
| Trade debts payable within one year | 44 | €25k |
| Income statement | ||
| Gross operating margin | 9900 | €71k |
| Operating result | 9901 | €8k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €978 |
| Result before taxes | 9903 | €7k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2022 · computed48
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current01-07-2023 → present
Former directors (1)
-
Former- → 01-07-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112) |
| Legal form | Private limited company(610) |
| Incorporation | 05-10-2020 |
| Status | Active |
| Postal code | 7000 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationTam-Tam
since 20202.310.287.503
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area137 m²
Buildings1
Building footprint85 m²
Volume (LiDAR)1,281 m³
Tallest building16.8 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403E0230/00B000 | Wallonia | 137 m² | 1 · 84 m² | 16.8 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Address history · 1
02-01-2024
v3.2
All acts · 4
updated 7 months ago
2026
14-01-2026 Change in the board of directors
Summary:
v3.2
2024
02-01-2024 Registered office moved to MONS
2023
24-07-2023 1 director appointed, 1 resigning
- WEGIERSKI STEPHANIE, Bestuurder
- GONZALEZ FRANCO RODNAY, Bestuurder
Summary:
v3.2
2020
08-10-2020 Incorporation of a new SRL
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes67
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
48
Profitability
100
Solvency
13
Growth
78
Stability
94
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Credit advice
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We hold annual accounts for 2,914 of the 21,776 companies in this sector. 1,244 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
| Legal nameFR | FRAMONS |
Registered office
Rue des Clercs 20
7000 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.