FRAMEWORKS
ActiveSummary
FRAMEWORKS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €42k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 74% of 1518 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-6
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 4.34 in 2024; short-term debt: 18.8% and cash: 30.7% of total assets), and 27.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
93 d early
2023
88 d early
2022
90 d early
2021
89 d early
2020
78 d early
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 7.2%
2024 · €233k
2018: €177k
2019: €201k
2020: €243k
2021: €273k
2022: €254k
2023: €187k
2024: €233k
2018 → 2025
Total assets
€344k▲ 27.5%
2024 · €270k
2018: €259k
2019: €260k
2020: €307k
2021: €358k
2022: €335k
2023: €232k
2024: €270k
2018 → 2025
Net result
€42k▼ 10.2%
2024 · €47k
2018: €39k
2019: €24k
2020: €42k
2021: €31k
2022: €11k
2023: €-67k
2024: €47k
2018 → 2025
Working capital
€95k▼ 17.2%
2024 · €115k
2018: €132k
2019: €114k
2020: €157k
2021: €190k
2022: €149k
2023: €92k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€273k-€254k▼ 6.8%€187k▼ 26.4%€233k▲ 24.5%€250k▲ 7.2%
Operating result€43k-€14k▼ 66.7%€-66k€52k€58k▲ 11.5%
Net result€31k-€11k▼ 64.8%€-67k€47k€42k▼ 10.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€184k ▲ 53.1%
Current assets
€160k ▲ 6.9%
Equity and liabilities €344k
Equity
€250k ▲ 7.2%
Debt
€94k ▲ 156%
Debt's share of the balance-sheet total rises from 13.6% to 27.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€100k▲
2024 · €83k
Cash flow
€84k▲
2024 · €78k
Current ratio
2.47▼
2024 · 4.34
Quick ratio
2.12▼
2024 · 3.90
Debt to equity
0.38▲
2024 · 0.16
ROE
16.8%▼
2024 · 20.1%
ROA
12.2%▼
2024 · 17.3%
Interest coverage
69.30▼
2024 · 174.13
Debt ≤ 1 year
€65k▲
2024 · €34k
Debt > 1 year
€29k
Income taxes
€12k▲
2024 · €5k
Staff costs
€43k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€270k€344k▲
Fixed assets21/28€120k€184k▲
Tangible fixed assets22/27€117k€184k▲
Land and buildings22€51-
Plant, machinery and equipment23€49k€112k▲
Furniture and vehicles24€32k€34k▲
Other tangible fixed assets26€37k€37k▲
Financial fixed assets28€3k-
Current assets29/58€150k€160k▲
Stocks and contracts in progress3€15k€23k▲
Stocks30/36€15k€23k▲
Amounts receivable within one year40/41€29k€27k▼
Trade receivables40€20k€21k▲
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€102k€106k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€270k€344k▲
Equity10/15€233k€250k▲
Contributions10/11€12k€12k=
Reserves13€221k€237k▲
Tax-exempt reserves132€38k€38k=
Distributable reserves133€183k€200k▲
Amounts payable17/49€37k€94k▲
Amounts payable after more than one year17-€29k
Financial debts170/4-€29k
Amounts payable within one year42/48€34k€65k▲
Current portion of amounts payable after more than one year42€616€11k▲
Financial debts43€170-
Credit institutions430/8€170-
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€960€8k▲
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48€22k€33k▲
Accrued charges and deferred income492/3€2k€371▼
Income statement
Code20242025
Non-recurring operating income76A€3k€8k▲
Remuneration, social security and pensions62€28k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€42k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€116k€147k▲
Operating profit (loss)9901€52k€58k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€478€4k▲
Recurring financial charges65€478€1k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€51k€54k▲
Income taxes67/77€5k€12k▲
Profit (loss) for the period9904€47k€42k▼
Profit (loss) for the period to be appropriated9905€47k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€42k▲
Profit (loss) brought forward from the previous period14P€-67k-
Transfer from equity791/2€67k€24k▼
Transfer to equity691/2€46k€41k▼
To other reserves6921€46k€41k▼
Profit to be distributed694/7€833€25k▲
Return on contributions (dividend)694€833€25k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
31-12
Financial
Equity above €200kEq €233k ▲24.5%
Equity rises from €187k to €233k.
04-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-67k ▼721%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Equity above €200kEq €201k ▲13.7%
2 profitable years in a row build equity to €201k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kabei 813800 Sint-TruidenGround area
176 m²
Building footprint
212 m²
Volume, LiDAR
566 m³
Parcel 71352C0623/00D000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FRAMEWORKS
since 20172.167.401.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352C0623/00D000 | Flanders | 176 m² | 1 · 212 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.167.401.850
Similar companies · same sector, comparable size
GENVAL LES DAMES
BE 0870.130.184
Rixensart · Eq €245k
LIGHT SLEEPER
BE 0471.720.797
Haacht · Eq €256k
STORYCATCHERS
BE 0870.726.240
Antwerpen · Eq €244k
PIXEL JAR
BE 0632.698.831
Middelkerke · Eq €242k
WATSCH!
BE 0866.495.060
Holsbeek · Eq €241k
Of 1,058 companies in sector 59120 we hold annual accounts for 451. 332 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-1997
Fiscal year end31-12
Activities, NACEBEL 2025
59112Motion picture, video and television programme production, sound recording and music publishing activities
59120Post-production of films, video and television programmes
01210Crop and animal production, hunting and related service activities
11020Manufacture of beverages
47251Retail sale of wines and spirits
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.