FOXY
ActiveSummary
FOXY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €3k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-7
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.39 against 1.35 in 2023; short-term debt: 8.5% and cash: 1.5% of total assets), and 11.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2023
30 d late
2022
on the day
2021
12 d early
2020
1 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2021: €0
2021 → 2022
Total assets
€154k▼ 9.5%
2023 · €170k
2019: €83k
2020: €135k
2021: €155k
2022: €170k
2023: €170k
2019 → 2025
Net result
€3k▼ 77.0%
2023 · €13k
2019: €10k
2020: €57k
2021: €22k
2022: €30k
2023: €13k
2019 → 2025
Working capital
€-8k
2023 · €8k
2019: €-32k
2020: €-2k
2021: €-19k
2022: €-5k
2023: €8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Turnover€0€0
Equity€77k-€94k▲ 22.9%€120k▲ 27.9%€133k▲ 10.9%€136k▲ 1.8%
Operating result€80k-€30k▼ 62.5%€39k▲ 28.2%€19k▼ 51.5%€7k▼ 64.0%
Net result€57k-€22k▼ 61.9%€30k▲ 40.5%€13k▼ 56.9%€3k▼ 77.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €7k in 2025, compared with €19k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €154k
Fixed assets
€148k ▲ 8.2%
Current assets
€5k ▼ 84.1%
Equity and liabilities €154k
Equity
€136k ▲ 1.8%
Debt
€18k ▼ 50.8%
Debt's share of the balance-sheet total falls from 21.3% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €24k
Cash flow
€8k▼
2023 · €18k
Current ratio
0.39▼
2023 · 1.35
Debt to equity
0.13▼
2023 · 0.27
ROE
2.2%▼
2023 · 9.8%
ROA
2.0%▼
2023 · 7.7%
Interest coverage
15.58▼
2023 · 86.55
Debt ≤ 1 year
€13k▼
2023 · €24k
Debt > 1 year
€5k▼
2023 · €12k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 46 lines
Balance sheet
Code20232025
Assets
Total assets20/58€170k€154k▼
Fixed assets21/28€137k€148k▲
Tangible fixed assets22/27€26k€16k▼
Land and buildings22€18k€13k▼
Furniture and vehicles24€9k€3k▼
Financial fixed assets28€111k€133k▲
Current assets29/58€32k€5k▼
Amounts receivable within one year40/41€15k€3k▼
Trade receivables40€15k€3k▼
Other amounts receivable41€14€24▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€13k-
Equity and liabilities
Total equity and liabilities10/49€170k€154k▼
Equity10/15€133k€136k▲
Contributions10/11€12k€12k=
Reserves13€2k€11k▲
Distributable reserves133€2k€11k▲
Profit (loss) carried forward14€119k€112k▼
Amounts payable17/49€36k€18k▼
Amounts payable after more than one year17€12k€5k▼
Financial debts170/4€12k-
Other amounts payable178/9-€5k
Amounts payable within one year42/48€24k€13k▼
Current portion of amounts payable after more than one year42€5k€216▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€17k€7k▼
Taxes450/3€17k€7k▼
Other amounts payable47/48€0€4k▲
Accrued charges and deferred income492/3-€0
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€605€888▲
Gross operating margin9900€25k€13k▼
Operating profit (loss)9901€19k€7k▼
Financial income75/76B€22€1▼
Recurring financial income75€22€1▼
Financial charges65/66B€277€767▲
Recurring financial charges65€277€767▲
Profit (loss) for the period before taxes9903€18k€6k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€13k€3k▼
Profit (loss) for the period to be appropriated9905€13k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€117k▼
Profit (loss) brought forward from the previous period14P€106k€114k▲
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €3k ▼77%
Net result drops to €3k, the lowest in the series.
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €120k ▲27.9%
4 profitable years in a row build equity to €120k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €57k ▲457%
Operating result €80k, net result €57k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mont-le-Soie 16698 VielsalmGround area
1.8 ha
Building footprint
404 m²
Parcel 82011A3181/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Mont-le-Soie 1, 6698 Vielsalm
since 20182.283.945.568
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82011A3181/00K000 | Wallonia | 1.8 ha | 1 · 404 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MDC Kestens
BE 0761.576.395
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HUMAN WAVES
BE 0846.710.228
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Of 761 companies in sector 72101 we hold annual accounts for 481. 302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
72101Research and development on biotechnology
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.