FONIMMO.RL
ActiveFONIMMO.RL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-945k) and a net result of €-183k. Equity is shrinking by ~47.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.25 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.5%
Return on assets
-3.6%
Age of the figures
11 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€945k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-05-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
27 d late
2023
31 d late
2022
17 d late
2021
24 d late
2020
31 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-183k▲ 19.6%
2024 · €-228k
2018: €-259k
2019: €-242k
2020: €-208k
2021: €-267k
2022: €-125k
2023: €-179k
2024: €-228k
2018 → 2025
Working capital
€-1.73M▼ 13.8%
2024 · €-1.52M
2018: €-939k
2019: €-1.02M
2020: €-1.30M
2021: €-1.44M
2022: €-1.37M
2023: €-1.44M
2024: €-1.52M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-230k-€-356k▼ 54.5%€-534k▼ 50.2%€-762k▼ 42.6%€-945k▼ 24.0%
Operating result€-33k-€126k€48k▼ 61.4%€18k▼ 62.4%€62k▲ 241%
Net result€-267k-€-125k▲ 53.0%€-179k▼ 42.4%€-228k▼ 27.5%€-183k▲ 19.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 241% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.11M
Fixed assets
€4.66M▼ 0.6%
Current assets
€450k▼ 9.1%
Key figures and ratios
EBITDA
€339k▲
2024 · €287k
Cash flow
€94k▲
2024 · €41k
Solvency
-18.5%▼
2024 · -14.7%
Current ratio
0.21▼
2024 · 0.25
Quick ratio
0.21▼
2024 · 0.25
Debt / equity
-2.47▲
2024 · -2.85
ROE
19.4%▼
2024 · 29.9%
ROA
-3.6%▲
2024 · -4.4%
Interest coverage
1.35▲
2024 · 1.14
Debt
€2.34M▲
2024 · €2.17M
Debt ≤ 1 year
€2.18M▲
2024 · €2.02M
Debt > 1 year
€144k▼
2024 · €149k
Income taxes
€355▼
2024 · €408
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.18M€5.11M▼
Fixed assets21/28€4.68M€4.66M▼
Tangible fixed assets22/27€4.68M€4.66M▼
Land and buildings22€3.48M€3.34M▼
Plant, machinery and equipment23€246k€429k▲
Furniture and vehicles24€53k€38k▼
Leasing and similar rights25€884k€840k▼
Other tangible fixed assets26€19k€12k▼
Current assets29/58€495k€450k▼
Amounts receivable within one year40/41€166k€171k▲
Trade receivables40€4k-
Other amounts receivable41€163k€171k▲
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€309k€258k▼
Deferred charges and accrued income490/1€17k€19k▲
Equity and liabilities
Total equity and liabilities10/49€5.18M€5.11M▼
Equity10/15€-762k€-945k▼
Contributions10/11€73k€73k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Profit (loss) carried forward14€-842k€-1.02M▼
Provisions and deferred taxes16€3.77M€3.72M▼
Provisions for liabilities and charges160/5€3.77M€3.72M▼
Other liabilities and charges164/5€3.77M€3.72M▼
Amounts payable17/49€2.17M€2.34M▲
Amounts payable after more than one year17€149k€144k▼
Financial debts170/4€145k€138k▼
Other amounts payable178/9€4k€5k▲
Amounts payable within one year42/48€2.02M€2.18M▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€43k€69k▲
Suppliers440/4€43k€69k▲
Taxes, remuneration and social security45€123€7k▲
Taxes450/3€123€7k▲
Other amounts payable47/48€1.97M€2.10M▲
Accrued charges and deferred income492/3€1k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€269k€277k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-54k€-56k▼
Other operating charges640/8€54k€54k▲
Gross operating margin9900€287k€337k▲
Operating profit (loss)9901€18k€62k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€252k€252k▼
Recurring financial charges65€252k€252k▼
Profit (loss) for the period before taxes9903€-227k€-183k▲
Income taxes67/77€408€355▼
Profit (loss) for the period9904€-228k€-183k▲
Profit (loss) for the period to be appropriated9905€-228k€-183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-842k€-1.02M▼
Profit (loss) brought forward from the previous period14P€-614k€-842k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-09
Financial
Weakest financial yearnet €-267k
Net result drops to €-267k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 18 days late
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Jansonlaan 541070 AnderlechtGround area
256 m²
Building footprint
109 m²
Volume, LiDAR
1,110 m³
Parcel 21308H0508/00K005, Brussels · tallest building 17.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FONIMMO.RL
since 20102.184.982.606
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0508/00K005 | Brussels | 256 m² | 1 · 109 m² | 17.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 2,905 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2010
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.