FocusUP
ActiveFocusUP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €223k and a net result of €52k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+56
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 7.56 against 7.06 in 2023), and 12.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
41 d early
2022
31 d early
2021
30 d early
2020
20 d late
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€223k▲ 30.6%
2023 · €170k
2018: €33k
2019: €57k
2020: €82k
2021: €105k
2022: €156k
2023: €170k
2018 → 2024
Total assets
€255k▲ 29.8%
2023 · €196k
2018: €93k
2019: €116k
2020: €120k
2021: €127k
2022: €174k
2023: €196k
2018 → 2024
Net result
€52k▲ 251%
2023 · €15k
2018: €10k
2019: €25k
2020: €25k
2021: €22k
2022: €96k
2023: €15k
2018 → 2024
Working capital
€210k▲ 34.9%
2023 · €155k
2018: €67k
2019: €79k
2020: €64k
2021: €70k
2022: €136k
2023: €155k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€82k-€105k▲ 27.1%€156k▲ 48.4%€170k▲ 9.6%€223k▲ 30.6%
Operating result€41k-€37k▼ 10.9%€136k▲ 271%€23k▼ 83.1%€70k▲ 205%
Net result€25k-€22k▼ 11.2%€96k▲ 328%€15k▼ 84.5%€52k▲ 251%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 205% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €255k
Fixed assets
€13k▼ 13.5%
Current assets
€242k▲ 33.4%
Equity and liabilities €255k
Equity
€223k▲ 30.6%
Debt
€32k▲ 24.6%
The debt ratio falls from 13.1% to 12.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€75k▲
2023 · €27k
Cash flow
€57k▲
2023 · €19k
Solvency
87.4%▲
2023 · 86.9%
Current ratio
7.56▲
2023 · 7.06
Quick ratio
7.56▲
2023 · 7.06
Debt / equity
0.14▼
2023 · 0.15
ROE
23.4%▲
2023 · 8.7%
ROA
20.5%▲
2023 · 7.6%
Interest coverage
147.75▲
2023 · 15.61
Debt
€32k▲
2023 · €26k
Debt ≤ 1 year
€32k▲
2023 · €26k
Income taxes
€20k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€196k€255k▲
Fixed assets21/28€15k€13k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€13k€12k▼
Furniture and vehicles24€10k€9k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€181k€242k▲
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40€24k€27k▲
Other amounts receivable41€3k€3k▲
Current investments50/53€100k-
Cash at bank and in hand54/58€53k€211k▲
Deferred charges and accrued income490/1€1k€563▼
Equity and liabilities
Total equity and liabilities10/49€196k€255k▲
Equity10/15€170k€223k▲
Contributions10/11€7k€7k=
Reserves13€164k€216k▲
Distributable reserves133€164k€216k▲
Profit (loss) carried forward14€55€78▲
Amounts payable17/49€26k€32k▲
Amounts payable within one year42/48€26k€32k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€23k€28k▲
Taxes450/3€23k€28k▲
Other amounts payable47/48-€743
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€757€769▲
Gross operating margin9900€28k€76k▲
Operating profit (loss)9901€23k€70k▲
Financial income75/76B€222€3k▲
Recurring financial income75€222€3k▲
Financial charges65/66B€2k€508▼
Recurring financial charges65€2k€508▼
Profit (loss) for the period before taxes9903€21k€72k▲
Income taxes67/77€7k€20k▲
Profit (loss) for the period9904€15k€52k▲
Profit (loss) for the period to be appropriated9905€15k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€52k▲
Profit (loss) brought forward from the previous period14P€55€55▲
Transfer to equity691/2€15k€52k▲
To other reserves6921€15k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €223k ▲30.6%
7 profitable years in a row build equity to €223k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €96k ▲328%
Operating result €136k, net result €96k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.57
Current ratio from 4.10 to 8.57; short-term debt falls from €23k to €18k.
31-12
Financial
Equity above €150kEq €156k ▲48.4%
5 profitable years in a row build equity to €156k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €105k ▲27.1%
4 profitable years in a row build equity to €105k.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
17-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri La Fontainestraat 602018 AntwerpenGround area
3,615 m²
Building footprint
103 m²
Volume, LiDAR
805 m³
Parcel 11806F1307/00H010, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FocusUP
since 20092.179.494.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1307/00H010 | Flanders | 3,615 m² | 1 · 103 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 659 EUR awarded · 659 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 659 EUR | 659 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400A4NI2B0AG1TD50
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La maison de Sania
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BB MANAGEMENT EN CONSULTING
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FRESIMAN INVEST
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SiRen
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Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 6,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2009
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.