FMO
ActiveFMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.75M and a net result of €1.05M. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 8091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 8.26 against 9.26 in 2023; short-term debt: 11.3% and cash: 67% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.6%
Return on assets
33.8%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
34 d early
2022
6 d early
2021
11 d early
2020
16 d early
2019
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.75M▲ 61.6%
2023 · €1.70M
2018: €414k
2019: €554k
2020: €663k
2021: €737k
2022: €1.32M
2023: €1.70M
2018 → 2024
Total assets
€3.11M▲ 64.7%
2023 · €1.89M
2018: €577k
2019: €700k
2020: €802k
2021: €973k
2022: €1.49M
2023: €1.89M
2018 → 2024
Net result
€1.05M▲ 124%
2023 · €468k
2018: €65k
2019: €141k
2020: €198k
2021: €304k
2022: €586k
2023: €468k
2018 → 2024
Working capital
€2.56M▲ 73.2%
2023 · €1.48M
2018: €315k
2019: €456k
2020: €560k
2021: €611k
2022: €1.10M
2023: €1.48M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€663k-€737k▲ 11.1%€1.32M▲ 79.6%€1.70M▲ 28.7%€2.75M▲ 61.6%
Operating result€297k-€447k▲ 50.7%€911k▲ 104%€662k▼ 27.4%€1.47M▲ 122%
Net result€198k-€304k▲ 54.0%€586k▲ 92.7%€468k▼ 20.1%€1.05M▲ 124%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 122% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.11M
Fixed assets
€198k▼ 14.4%
Current assets
€2.91M▲ 75.7%
Equity and liabilities €3.11M
Equity
€2.75M▲ 61.6%
Debt
€353k▲ 93.2%
The debt ratio rises from 9.7% to 11.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.51M▲
2023 · €697k
Cash flow
€1.09M▲
2023 · €504k
Solvency
88.6%▼
2023 · 90.3%
Current ratio
8.26▼
2023 · 9.26
Quick ratio
8.26▼
2023 · 9.26
Debt / equity
0.13▲
2023 · 0.11
ROE
38.1%▲
2023 · 27.5%
ROA
33.8%▲
2023 · 24.8%
Interest coverage
-5829.52▼
2023 · -84.02
Debt
€353k▲
2023 · €183k
Debt ≤ 1 year
€352k▲
2023 · €179k
Debt > 1 year
€0▼
2023 · €4k
Income taxes
€490k▲
2023 · €214k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.89M€3.11M▲
Fixed assets21/28€231k€198k▼
Tangible fixed assets22/27€231k€198k▼
Land and buildings22€123k€110k▼
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24€62k€47k▼
Other tangible fixed assets26€32k€32k▼
Current assets29/58€1.66M€2.91M▲
Amounts receivable within one year40/41€62k€183k▲
Trade receivables40€58k€179k▲
Other amounts receivable41€4k€4k=
Current investments50/53€923k€638k▼
Cash at bank and in hand54/58€659k€2.08M▲
Deferred charges and accrued income490/1€11k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.89M€3.11M▲
Equity10/15€1.70M€2.75M▲
Contributions10/11€6k€6k=
Reserves13€1.70M€2.75M▲
Distributable reserves133€1.70M€2.75M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€183k€353k▲
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€179k€352k▲
Current portion of amounts payable after more than one year42€23k€4k▼
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45€73k€344k▲
Taxes450/3€71k€344k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€66k€2k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€37k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€701k€1.51M▲
Operating profit (loss)9901€662k€1.47M▲
Financial income75/76B€12k€71k▲
Recurring financial income75€12k€71k▲
Financial charges65/66B€-8k€-258▲
Recurring financial charges65€-8k€-258▲
Profit (loss) for the period before taxes9903€682k€1.54M▲
Income taxes67/77€214k€490k▲
Profit (loss) for the period9904€468k€1.05M▲
Profit (loss) for the period to be appropriated9905€468k€1.05M▲
Appropriation of the result
Profit (loss) to be appropriated9906€468k€1.05M▲
Transfer from equity791/2€88k€0▼
Transfer to equity691/2€468k€1.05M▲
To other reserves6921€468k€1.05M▲
Profit to be distributed694/7€88k€0▼
Return on contributions (dividend)694€88k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
28-04
State Gazette act
Board meeting · Director appointment
Permanent representative · Director resignation
2024
31-12
Financial
Highest result since 2018net €1.05M ▲124%
Operating result €1.47M, net result €1.05M, both a record.
31-12
Financial
Equity above €2MEq €2.75M ▲61.6%
7 profitable years in a row build equity to €2.75M.
11-07
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
15-04
State Gazette act
Board meeting · Director appointment
Permanent representative · Director resignation
2023
07-08
State Gazette act
Board meeting · General meeting
Power of attorney · Director appointment
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €1MEq €1.32M ▲79.6%
5 profitable years in a row build equity to €1.32M.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
State Gazette act
Board meeting · Director appointment
Permanent representative · Director resignation
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
08-07
State Gazette act
General meeting · Director resignation
Director reappointment · Director appointment
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €554k ▲33.8%
2 profitable years in a row build equity to €554k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2012
20-07
State Gazette act
General meeting · Director appointment
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reukenwegel(HEU) 39070 DestelbergenGround area
1,089 m²
Building footprint
232 m²
Volume, LiDAR
1,375 m³
Parcel 44028A0562/00G000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FMO
since 20122.209.007.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0562/00G000 | Flanders | 1,089 m² | 1 · 232 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
7 connected companiesNetwork connections
Shared director
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Shared director
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Shared director
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Shared director
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Show 3 more network connections
Shared director
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Shared director
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Shared director
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Ownership & control
1 partyFMOBE 0845.418.346
controls
Where this company holds controlthis company sits on their board1
3 locations
Recognitions · licences · registrations
Legal Entity Identifier
984500EBK95F2F100889
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 16,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.