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Complete company report
Generated 12-08-2026
Active BE 0795.151.857Private limited company

Fluminis

Amerikalei 100 ·2000 Antwerpen, Belgium· 3 yrs active
Sector: Overige zakelijke dienstverlening, neg (82990)
Conclusion Checked

The computed 12-month bankruptcy probability of Fluminis is 0.8% (low). The 2025 annual accounts show equity of €113k and a net result of €15k. Its solvency ranks better than 95% of 1081 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €113k
Net result €15k
Better than sector 95%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health93Profitability67Solvency100Growth52Stability94
81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 67
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 19-12-2025 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2024: €118k€118kNet result 2024: €93k€93kOperating result 2025: €19k€19kNet result 2025: €15k€15k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 93.9% 51.1%
better than 95% of 1081 sector peers
Net result €15k €24k
better than 39% of 1081 sector peers
Equity €113k €51k
better than 73% of 1082 sector peers
Gross operating margin €30k €45k
better than 36% of 1081 sector peers
Total assets €120k €116k
better than 51% of 1082 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€30k
-76.2% 24-25
Net profit
€15k
-83.8% 24-25
Cash flow
€25k
-74.6% 24-25
Total assets
€120k
-6.1% 24-25
Equity
€113k
+15.4% 24-25
Working capital
€81k
+39.6% 24-25
Income taxes
€4k
-83.1% 24-25
Debt
€7k
-75.7% 24-25
Debt ≤ 1y
€7k
-75.7% 24-25
Current ratio
11.96
+310.7% 24-25
Quick ratio
11.96
+310.7% 24-25
Solvency
93.9%
+22.9% 24-25
Debt / equity
0.07
-78.9% 24-25
ROE
13.3%
-85.9% 24-25
ROA
12.5%
-82.7% 24-25
Interest coverage
271.32
-70.7% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€30k
Net profit€15k
Cash flow€25k
Staff costs-
Income taxes€4k
Dividends-
Total assets€120k
Equity€113k
Debt€7k
of which ≤ 1y€7k
of which > 1y-
Working capital€81k
Employees (FTE)-
Ratios (computed)
2025
Current ratio11.96
Quick ratio11.96
Working capital ratio67.1%
Solvency93.9%
Debt / equity0.07
Long-term debt ratio-
Interest coverage271.32
Gross margin-
Net margin-
ROA12.5%
ROE13.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€120k
Fixed assets 21/28€32k
Tangible fixed assets 22/27€32k
Current assets 29/58€88k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€84k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€120k
Equity 10/15€113k
Contributions / capital 10/11€5k
Reserves 13€105k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€7k
Amounts payable within one year 42/48€7k
Trade debts payable within one year 44€152
Income statement
Gross operating margin 9900€30k
Operating result 9901€19k
Financial charges 65€110
Result before taxes 9903€19k
Income taxes 67/77€4k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Overige zakelijke dienstverlening, neg(82990)
Legal form Private limited company(610)
Incorporation21-12-2022
StatusActive
Postal code2000
Establishment units 1 location
Amerikalei 100, 2000 Antwerpen
Opslag
since 20222.339.507.960
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13033B0566/00D000 Flanders 1,426 m² 1 · 154 m² 10.3 m · 2 fl.
11811L3613/00E004 Flanders 465 m² 1 · 251 m² 23.5 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-08-2026
State Gazette act General meeting · Registered-office move
General meeting · Registered-office move
2025
19-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
12-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
07-08-2026
Seat change: to: 2382 Poppel, Trier 18, from: 2000 Antwerpen, Amerikalei 100 bus 1, effective_date: 2026-06-18
All acts · 1 updated 5 days ago
2026
07-08-2026 General meeting · Deed date · Seat change Open-capture extraction
  • Publication: 07/08/2026 · Vorat: FLUMINIS
  • Filing: 30/07/2026 · Vorat: FLUMINIS
  • General meeting: 24/06/2026 · Vorat: FLUMINIS
  • Deed date: 24/06/2026 · Vorat: FLUMINIS
  • Seat change: to: 2382 Poppel, Trier 18, from: 2000 Antwerpen, Amerikalei 100 bus 1, effective_date: 2026-06-18 · Vorat: FLUMINIS
Summary: General meeting · Deed date · Seat change
Technical details 
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      "date": "2026-06-24",
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  "entities": [
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      "name": "Rycquart Daisy",
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Fluminis
Registered office
Trier 18
2382 Ravels, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative