FLORIAN HUET
ActiveThe computed 12-month bankruptcy probability of FLORIAN HUET is 2.2% (moderate). The 2025 annual accounts show equity of €380k and a net result of €-190k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 820 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
2
/ 100
Critical▼ -51 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-66
Solvency13▼-19
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 0.69 in 2024), and 83.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 820 sector peers (2025).
NBB · sector comparisonPosition among 820 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
79 d early
2024
44 d early
2023
48 d early
2022
56 d early
2021
60 d early
2020
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-190k
2024 · €62k
2020: €37k
2021: €99k
2022: €131k
2023: €133k
2024: €62k
2020 → 2025
Working capital
€-381k▼ 138%
2024 · €-160k
2020: €14k
2021: €83k
2022: €160k
2023: €14k
2024: €-160k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€271k▲ 93.9%€411k▲ 51.8%€471k▲ 14.6%€380k▼ 19.3%
Operating result€135k-€162k▲ 19.5%€187k▲ 15.4%€145k▼ 22.7%€-94k
Net result€99k-€131k▲ 32.2%€133k▲ 1.6%€62k▼ 53.7%€-190k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €94k after €145k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.32M
Fixed assets
€1.75M▲ 17.7%
Current assets
€570k▲ 63.2%
Equity and liabilities €2.32M
Equity
€380k▼ 19.3%
Provisions
€894▼ 97.4%
Debt
€1.94M▲ 45.7%
The debt ratio rises from 72.5% to 83.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€151k▼
2024 · €312k
Cash flow
€55k▼
2024 · €229k
Solvency
16.4%▼
2024 · 25.7%
Current ratio
0.60▼
2024 · 0.69
Quick ratio
0.41▲
2024 · 0.41
Debt / equity
5.10▲
2024 · 2.83
ROE
-49.9%▼
2024 · 13.1%
ROA
-8.2%▼
2024 · 3.4%
Interest coverage
1.38▼
2024 · 3.96
Debt
€1.94M▲
2024 · €1.33M
Debt ≤ 1 year
€951k▲
2024 · €509k
Debt > 1 year
€990k▲
2024 · €822k
Income taxes
€360▼
2024 · €7k
Staff costs
€1.14M▲
2024 · €601k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€2.32M▲
Fixed assets21/28€1.49M€1.75M▲
Intangible fixed assets21€544-
Tangible fixed assets22/27€1.47M€1.73M▲
Land and buildings22€988k€941k▼
Plant, machinery and equipment23€142k€186k▲
Furniture and vehicles24€93k€80k▼
Leasing and similar rights25€246k€525k▲
Financial fixed assets28€19k€20k▲
Current assets29/58€349k€570k▲
Stocks and contracts in progress3€141k€179k▲
Stocks30/36€83k€79k▼
Contracts in progress37€58k€100k▲
Amounts receivable within one year40/41€175k€271k▲
Trade receivables40€152k€252k▲
Other amounts receivable41€23k€19k▼
Cash at bank and in hand54/58€11k€75k▲
Deferred charges and accrued income490/1€22k€45k▲
Equity and liabilities
Total equity and liabilities10/49€1.84M€2.32M▲
Equity10/15€471k€380k▼
Contributions10/11€3k€3k=
Reserves13€355k€355k=
Distributable reserves133€355k€355k=
Profit (loss) carried forward14€108k€-82k▼
Investment grants15€5k€104k▲
Provisions and deferred taxes16€34k€894▼
Provisions for liabilities and charges160/5€33k-
Pensions and similar obligations160€33k-
Deferred taxes168€1k€894▼
Amounts payable17/49€1.33M€1.94M▲
Amounts payable after more than one year17€822k€990k▲
Financial debts170/4€822k€990k▲
Amounts payable within one year42/48€509k€951k▲
Current portion of amounts payable after more than one year42€123k€191k▲
Financial debts43-€200k
Credit institutions430/8-€200k
Trade debts44€247k€331k▲
Suppliers440/4€247k€331k▲
Taxes, remuneration and social security45€102k€184k▲
Taxes450/3€28k€78k▲
Remuneration and social security454/9€74k€106k▲
Other amounts payable47/48€38k€45k▲
Income statement
Code20242025
Non-recurring operating income76A€18k-
Remuneration, social security and pensions62€601k€1.14M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€168k€245k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-6k€-33k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€914k€1.27M▲
Operating profit (loss)9901€145k€-94k▼
Financial income75/76B€3k€14k▲
Recurring financial income75€3k€14k▲
Financial charges65/66B€79k€110k▲
Recurring financial charges65€79k€110k▲
Profit (loss) for the period before taxes9903€69k€-190k▼
Transfer from deferred taxes780€447€447=
Income taxes67/77€7k€360▼
Profit (loss) for the period9904€62k€-190k▼
Profit (loss) for the period to be appropriated9905€62k€-190k▼
Appropriation of the result
Profit (loss) to be appropriated9906€168k€-82k▼
Profit (loss) brought forward from the previous period14P€106k€108k▲
Transfer to equity691/2€60k-
To other reserves6921€60k-
Social balance
Average headcount (FTE)908713.119.4▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-190k ▼407%
Net result drops to €-190k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2020net €133k ▲1.6%
Operating result €187k, net result €133k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €271k ▲93.9%
3 profitable years in a row build equity to €271k.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €140k ▲246%
2 profitable years in a row build equity to €140k.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les-Ruelles, Spontin 175530 YvoirGround area
4,962 m²
Building footprint
979 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Florian HUET srl
since 20202.300.397.857
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91124A0393/00F000 | Wallonia | 2,506 m² | 1 · 864 m² | - |
| 91124C0256/00K000 | Wallonia | 2,456 m² | 1 · 115 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesFLORIAN HUET SRL#9987
FLORIAN HUET SRL45276
Legal Entity Identifier
254900ELML3KWJVWGB93
Similar companies · same sector, comparable size
Bouwfirma Houbrechts - Construction Houbrechts
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Deerlijk · Eq €380k
KAREL DE BIE EN ZONEN
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Haacht · Eq €380k
FABELOC
BE 0689.702.959
Thimister-Clermont · Eq €380k
HABITAT MAT
BE 0825.678.054
Jemeppe-sur-Sambre · Eq €380k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 10,138 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43332Laying of wooden floor and wall coverings
43990Other specialised construction activities
43999Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:florian@florianhuet.be
Phone:+32470501663