FLIPS & PARTNERS
ActiveFLIPS & PARTNERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €6k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+1
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
short-term debt: 0.4% and cash: 1.4% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
9.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
42 d late
2023
40 d late
2022
63 d early
2021
23 d late
2020
94 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€169k▲ 64.1%
2020 · €103k
2019: €54k
2020: €103k
2019 → 2021
EBIT margin
0.6%▲ 2.0pp
2020 · -1.4%
2019: 1.7%
2020: -1.4%
2019 → 2021
Net result
€6k▲ 13.7%
2024 · €6k
2019: €913
2020: €-1k
2021: €2k
2022: €31k
2023: €444
2024: €6k
2019 → 2025
Working capital
€63k▲ 11.0%
2024 · €57k
2020: €17k
2022: €50k
2023: €51k
2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€169k-
Equity€20k-€50k▲ 158%€51k▲ 2.0%€57k▲ 10.7%€63k▲ 11.0%
Operating result€972-€31k▲ 3,076%€512▼ 98.3%€3k▲ 418%€3k▲ 19.6%
Net result€2k-€31k▲ 1,390%€444▼ 98.6%€6k▲ 1,140%€6k▲ 13.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €63k
Equity
€63k▲ 11.0%
Debt
€261▼ 82.7%
The debt ratio falls from 2.6% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
99.6%▲
2024 · 97.4%
Debt / equity
0.00▼
2024 · 0.03
ROE
9.9%▲
2024 · 9.7%
ROA
9.9%▲
2024 · 9.5%
Debt
€261▼
2024 · €2k
Debt ≤ 1 year
€261▼
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €63k, equity €63k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€63k▲
Current assets29/58€58k€63k▲
Amounts receivable within one year40/41€52k€62k▲
Other amounts receivable41€52k€62k▲
Cash at bank and in hand54/58€6k€858▼
Equity and liabilities
Total equity and liabilities10/49€58k€63k▲
Equity10/15€57k€63k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€36k€42k▲
Amounts payable17/49€2k€261▼
Amounts payable within one year42/48€2k€261▼
Taxes, remuneration and social security45€2k€261▼
Taxes450/3€2k€261▼
Income statement
Code20242025
Gross operating margin9900€3k€3k▲
Operating profit (loss)9901€3k€3k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€190-
Recurring financial charges65€190-
Profit (loss) for the period before taxes9903€6k€6k▲
Profit (loss) for the period9904€6k€6k▲
Profit (loss) for the period to be appropriated9905€6k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€42k▲
Profit (loss) brought forward from the previous period14P€30k€36k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Liquidity times 6current ratio 242.51
Current ratio from 38.53 to 242.51; short-term debt falls from €2k to €261.
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 42 days late
2024
31-12
Financial
Liquidity times 14current ratio 38.53
Current ratio from 2.75 to 38.53; short-term debt falls from €29k to €2k.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 40 days late
2023
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2019net €31k ▲1390%
Operating result €31k, net result €31k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
31-12
Financial
Weakest financial yearnet €-1k ▼263%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrij-Onderzoekstraat 61070 AnderlechtGround area
96 m²
Building footprint
116 m²
Volume, LiDAR
1,178 m³
Parcel 21302A0534/00T011, Brussels · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vrij-Onderzoekstraat 6, 1070 Anderlecht
since 20092.180.150.917
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0534/00T011 | Brussels | 96 m² | 1 · 116 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GARAGE PETITJEAN
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SV DISTRIBUTION
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Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 3,439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2009
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.