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Flex Floor

Active
Private limited company·Plaatsen van vloer- en wandtegels· 5 yrs active
Open bankruptcy
KBO/BCE: BE 0763.518.969
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs
Real estate2 parcels · 3,373 m²

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for Flex Floor according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €34k and a net result of €20k.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

2 events
02-07-2025
Bankruptcy Opening
Date: 26-06-2025 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · FLEX FLOOR BV NOORD- STRAAT(M) 20/2, 3630 MAASMECHELEN · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2023) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 15-12-2023, 47 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2023, that is 31-01-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 nothing on record not filed -
30-06-2024 31-01-2025 nothing on record not filed -
30-06-2023 31-01-2024 15-12-2023 47 d early 2023-00529021
30-06-2022 31-01-2023 09-01-2023 22 d early 2023-20555019

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

1 event
Address struck

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k+58.6%
Working capital€45k+222.7%
Directors1

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 15-12-2023 with the NBB · fiscal year 2023 · micro
€0€10k€20k€30kOperating result 2022: €20k€20kNet result 2022: €13k€13kOperating result 2023: €30k€30kNet result 2023: €20k€20k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 51.7% 38.6%
better than 66% of 9176 sector peers
Net result €20k €12k
better than 63% of 9161 sector peers
Equity €34k €30k
better than 54% of 9183 sector peers
Gross operating margin €35k €33k
better than 51% of 9150 sector peers
Staff costs €95 €26k
higher than 6% of 3378 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€34k
- 22-23
Net profit
€20k
+58.6% 22-23
Cash flow
€24k
- 22-23
Total assets
€66k
+145.8% 22-23
Equity
€34k
+144.9% 22-23
Working capital
€45k
+222.7% 22-23
Staff costs
€95
+40.5% 22-23
Income taxes
€5k
+50.9% 22-23
Debt
€32k
+146.8% 22-23
Debt ≤ 1y
€10k
-19.9% 22-23
Debt > 1y
€21k
- 22-23
Current ratio
5.35
+157.3% 22-23
Quick ratio
5.35
+157.3% 22-23
Solvency
51.7%
-0.4% 22-23
Debt / equity
0.93
+0.8% 22-23
ROE
59.2%
-35.2% 22-23
ROA
30.6%
-35.5% 22-23
Interest coverage
7.35
- 22-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€34k
Net profit€20k
Cash flow€24k
Staff costs€95
Income taxes€5k
Dividends-
Total assets€66k
Equity€34k
Debt€32k
of which ≤ 1y€10k
of which > 1y€21k
Working capital€45k
Employees (FTE)-
Ratios (computed)
2023
Current ratio5.35
Quick ratio5.35
Working capital ratio68.1%
Solvency51.7%
Debt / equity0.93
Long-term debt ratio0.63
Interest coverage7.35
Gross margin-
Net margin-
ROA30.6%
ROE59.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€66k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€55k
Amounts receivable within one year 40/41€47k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€66k
Equity 10/15€34k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€33k
Amounts payable 17/49€32k
Amounts payable after one year 17€21k
Amounts payable within one year 42/48€10k
Income statement
Gross operating margin 9900€35k
Operating result 9901€30k
Financial charges 65€5k
Result before taxes 9903€26k
Income taxes 67/77€5k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
24 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

2 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator PATRICK BUSSERS
VISSERIJSTRAAT 4, 3590 DIEPEN- BEEK
 26-06-2025 → present Belgian State Gazette

Legal Structure

NACE primary Plaatsen van vloer- en wandtegels(43331)
Legal form Private limited company(610)
Incorporation11-02-2021
StatusActive
Postal code-
First BS signal 02-07-2025
Latest BS signal 02-07-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Flex Floor
Langstraat(E) 39, 3630 MaasmechelenAlgemene bouw van residentiële gebouwen
since 20212.315.999.219
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,373 m²
Buildings2
Building footprint391 m²
Volume (LiDAR)1,299 m³
Tallest building12.0 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73048C7161/00A000 Flanders 3,274 m² 1 · 317 m² 11.0 m
73013B1056/00M000 Flanders 100 m² 1 · 75 m² 12.0 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
02-07-2025
Bankruptcy Opening
Date: 26-06-2025 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · FLEX FLOOR BV NOORD- STRAAT(M) 20/2, 3630 MAASMECHELEN · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 16-05-2025 to 26-06-2025.

Available in Kantoor S. See plans →

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-16 · KBO administration · Address struck2025-07-02 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health24Profitability100Solvency96Growth78Stability0
60 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 100
Solvency 96
Growth 78
Stability 0

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 492 of the 3,954 companies in this sector. 441 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331
Primary activity highlighted.
Names & trade names
Legal nameNL Flex Floor
Registration history
  1. 16-05-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.