Skip to content
Checked.be
Complete company report
Generated 03-09-2026
Active BE 0463.575.173Private limited company

FLEUR DE GRAUWE

Emile Clausstraat 14 ·1050 Elsene, Belgium· 28 yrs active
Sector: Activiteiten van vertalers (74301)
Conclusion Checked

FLEUR DE GRAUWE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-111k. The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €15k
Net result €-111k
Staff (FTE) 3.2
Active 28 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health30Profitability0Solvency23Growth-Stability85
34 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 30
Profitability 0
Solvency 23
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
30 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview27 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro schema
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€-16k
Net profit€-111k
Cash flow€-28k
Staff costs€125k
Income taxes€698
Dividends-
Total assets€347k
Equity€15k
Debt€333k
of which ≤ 1y€112k
of which > 1y€221k
Working capital€45k
Employees (FTE)3.2
Ratios (computed)
2025
Current ratio1.40
Quick ratio1.40
Working capital ratio12.9%
Solvency4.2%
Debt / equity22.71
Long-term debt ratio15.07
Interest coverage-1.30
Gross margin-
Net margin-
ROA-31.9%
ROE-757.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€347k
Fixed assets 21/28€191k
Tangible fixed assets 22/27€190k
Financial fixed assets 28€260
Current assets 29/58€157k
Amounts receivable within one year 40/41€58k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€347k
Equity 10/15€15k
Contributions / capital 10/11€19k
Reserves 13€107k
Accumulated profits (losses) 14€-111k
Amounts payable 17/49€333k
Amounts payable after one year 17€221k
Amounts payable within one year 42/48€112k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€156k
Operating result 9901€-99k
Financial income 75€128
Financial charges 65€12k
Result before taxes 9903€-110k
Income taxes 67/77€698
Net result for the period 9904€-111k
Result to be appropriated 9905€-111k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van vertalers(74301)
Legal form Private limited company(610)
Incorporation16-06-1998
StatusActive
Postal code1050
Establishment units 1 location
FLEUR DE GRAUWE BVBA
Emile Clausstraat 14, 1050 ElseneVerhuur van al dan niet gemeubelde appartementen en huizen
since 20012.116.228.412
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0384/00W002 Brussels 224 m² 1 · 104 m² 19.0 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
28-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
13-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
08-01-2024
State Gazette act Minor change
other · Olivier BROUWERS
2023
02-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
03-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-04-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
03-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
02-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
08-01-2024 Publication in the Belgian Official Gazette, Minor change Minor change·Olivier BROUWERS
Summary: otherNotary: Olivier BROUWERS · Elsene
Technical details 
{
  "notary": {
    "name": "Olivier BROUWERS",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Elsene",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-08",
    "filing_date": "2024-01-03",
    "act_kind_objet": "WIJZIGING RECHTSVORM, ONTSLAGEN, BENOEMINGEN"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2023-12-27",
    "unanimous": true
  },
  "agm_change": null,
  "detected_kind": "other",
  "other_address": null,
  "mandate_renewal": {
    "period_end": null,
    "mandate_kind": "bestuurder",
    "period_start": null,
    "remuneration_eur": null,
    "remuneration_kind": "fixed",
    "person_or_entity_kbo": null,
    "person_or_entity_name": "DE GRAUWE Marie-Florence"
  },
  "subject_company": {
    "kbo": "0463.575.173",
    "name_full": "FLEUR DE GRAUWE",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": {
    "role": "bestuurder",
    "organ": "bestuursorgaan",
    "person_name": "JUILLARD Claude"
  },
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Vertalers en tolken74300Activiteiten van vertalers74301Vertaaldiensten en tolken74852
Primary activity highlighted.
Names & trade names
Legal nameNL FLEUR DE GRAUWE
Registered office
Emile Clausstraat 14
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 155 of 4,562 with filed accounts
ARABTRADIVARIUS BE 0841.969.502 · Elsene
Avangard International BE 0800.338.585 · Elsene
Bauwens Daniel BE 0681.809.436 · Elsene
CREHAN, KUSANO AND ASSCOCIATES BE 0466.992.939 · Elsene
EX VERBIS BE 0720.899.248 · Elsene
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative