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Flat6

Active
Neerrechemstraat(HUS) 71 ·9770 Kruisem, Belgium
KBO/BCE: BE 0791.276.906
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Flat6 is 1.4% (low). The 2024 annual accounts show equity of €136k and a net result of €56k. Equity is growing by ~75.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 2542 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 2542 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 07-07-2025 24 d early 2025-00246390
31-12-2023 31-07-2024 09-07-2024 22 d early 2024-00223807
31-12-2022 31-07-2023 14-07-2023 17 d early 2023-00235306

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€56k-11.4%
Working capital€121k+56.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 07-07-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75k€100kOperating result 2022: €14k€14kNet result 2022: €11k€11kOperating result 2023: €90k€90kNet result 2023: €64k€64kOperating result 2024: €72k€72kNet result 2024: €56k€56k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~75.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2025: €196k (€185k - €207k)2026: €256k (€245k - €267k)2027: €316k (€305k - €327k)2022: €16k2023: €79k2024: €136k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 87.1% 56.2%
better than 90% of 2542 sector peers
Net result €56k €19k
better than 78% of 2544 sector peers
Equity €136k €43k
better than 82% of 2542 sector peers
Gross operating margin €74k €37k
better than 72% of 2541 sector peers
Total assets €156k €93k
better than 69% of 2544 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P90
2022: P66 · n=14712023: P88 · n=21192024: P90 · n=25422022 2024
Improving position over 2022-2024 · n=1471-2542
Net result P78
2022: P39 · n=14712023: P83 · n=21222024: P78 · n=25442022 2024
Improving position over 2022-2024 · n=1471-2544
Equity P82
2022: P31 · n=14712023: P71 · n=21212024: P82 · n=25422022 2024
Improving position over 2022-2024 · n=1471-2542
Gross operating margin P72
2022: P28 · n=14702023: P79 · n=21202024: P72 · n=25412022 2024
Improving position over 2022-2024 · n=1470-2541
Describes the position versus peers, not a forecast.
EBITDA
€74k
-18.4% 22-24
Net profit
€56k
-11.4% 22-24
Cash flow
€58k
-9.4% 22-24
Total assets
€156k
+62.9% 22-24
Equity
€136k
+71.0% 22-24
Working capital
€121k
+56.8% 22-24
Income taxes
€16k
-40.2% 22-24
Debt
€20k
+23.6% 22-24
Debt ≤ 1y
€20k
+23.6% 22-24
Current ratio
7.03
+22.2% 22-24
Quick ratio
7.03
+22.2% 22-24
Solvency
87.1%
+4.9% 22-24
Debt / equity
0.15
-27.7% 22-24
ROE
41.5%
-48.2% 22-24
ROA
36.2%
-45.6% 22-24
Interest coverage
494.62
-45.1% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€74k
Net profit€56k
Cash flow€58k
Staff costs-
Income taxes€16k
Dividends-
Total assets€156k
Equity€136k
Debt€20k
of which ≤ 1y€20k
of which > 1y-
Working capital€121k
Employees (FTE)-
Ratios (computed)
2024
Current ratio7.03
Quick ratio7.03
Working capital ratio77.6%
Solvency87.1%
Debt / equity0.15
Long-term debt ratio-
Interest coverage494.62
Gross margin-
Net margin-
ROA36.2%
ROE41.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€156k
Fixed assets 21/28€15k
Tangible fixed assets 22/27€15k
Financial fixed assets 28€60
Current assets 29/58€141k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€121k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€156k
Equity 10/15€136k
Contributions / capital 10/11€5k
Reserves 13€131k
Amounts payable 17/49€20k
Amounts payable within one year 42/48€20k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€74k
Operating result 9901€72k
Financial income 75€0
Financial charges 65€149
Result before taxes 9903€72k
Income taxes 67/77€16k
Net result for the period 9904€56k
Result to be appropriated 9905€56k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • Charlotte Stevens
    Niet statutaire bestuurder
    State Gazette act 26040115 (20-03-2026)
    Current
    02-03-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van public relations en communicatie(73300)
Legal form Private limited company(610)
Incorporation22-09-2022
StatusActive
Postal code9770

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Flat6
Neerrechemstraat(HUS) 71, 9770 KruisemHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20222.335.746.142
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area911 m²
Buildings1
Building footprint147 m²
Volume (LiDAR)256 m³
Tallest building4.6 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45053C1119/00A000 Flanders 911 m² 1 · 147 m² 4.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 verified act

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
20-03-2026 Resignations & appointments
3 facts
  • General meeting , 20/02/2026
  • Director appointment, Charlotte Stevens (niet-statutaire bestuurder)
  • Mandate compensation, Charlotte Stevens

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 94

Ask AI about this company

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Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Reisorganisatoren79120Activiteiten van reisorganisatoren79120Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Beroepsopleiding85592Beroepsopleiding85592
Primary activity highlighted.
Names & trade names
Legal nameNL Flat6
Registered office
Neerrechemstraat(HUS) 71
9770 Kruisem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.