FK TOITURES
ActiveFK TOITURES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.01M and a net result of €175k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 3549 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+3
Solvency90▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.72 in 2023; short-term debt: 18.4% and cash: 10.1% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
64.9%
Return on assets
11.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
58 d late
2022
92 d late
2021
103 d late
2020
30 d late
2019
32 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€175k▲ 26.2%
2023 · €139k
2018: €42k
2019: €99k
2020: €60k
2021: €130k
2022: €121k
2023: €139k
2018 → 2024
Working capital
€-50k▲ 33.8%
2023 · €-75k
2018: €47k
2019: €99k
2020: €80k
2021: €45k
2022: €8k
2023: €-75k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€456k-€583k▲ 27.9%€702k▲ 20.4%€839k▲ 19.5%€1.01M▲ 20.7%
Operating result€93k-€200k▲ 115%€185k▼ 7.5%€206k▲ 11.4%€263k▲ 28.1%
Net result€60k-€130k▲ 116%€121k▼ 7.5%€139k▲ 15.0%€175k▲ 26.2%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 28% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.32M▲ 1.6%
Current assets
€238k▲ 21.4%
Equity and liabilities €1.56M
Equity
€1.01M▲ 20.7%
Provisions
€0▼ 100%
Debt
€547k▼ 16.5%
The debt ratio falls from 43.8% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€322k▲
2023 · €258k
Cash flow
€234k▲
2023 · €191k
Solvency
64.9%▲
2023 · 56.0%
Current ratio
0.83▲
2023 · 0.72
Quick ratio
0.80▲
2023 · 0.69
Debt / equity
0.54▼
2023 · 0.78
ROE
17.3%▲
2023 · 16.5%
ROA
11.2%▲
2023 · 9.3%
Interest coverage
23.42▲
2023 · 17.22
Debt
€547k▼
2023 · €656k
Debt ≤ 1 year
€287k▲
2023 · €270k
Debt > 1 year
€245k▼
2023 · €377k
Income taxes
€80k▲
2023 · €61k
Staff costs
€144k▼
2023 · €181k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.50M€1.56M▲
Fixed assets21/28€1.30M€1.32M▲
Tangible fixed assets22/27€1.30M€1.32M▲
Land and buildings22€800k€1.27M▲
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€30k€18k▼
Leasing and similar rights25€23k€17k▼
Other tangible fixed assets26€14k€12k▼
Assets under construction and advance payments27€432k-
Financial fixed assets28€181€181=
Current assets29/58€196k€238k▲
Stocks and contracts in progress3€10k€7k▼
Stocks30/36€10k€7k▼
Amounts receivable within one year40/41€77k€60k▼
Trade receivables40€68k€56k▼
Other amounts receivable41€9k€4k▼
Cash at bank and in hand54/58€102k€158k▲
Deferred charges and accrued income490/1€7k€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.56M▲
Equity10/15€839k€1.01M▲
Contributions10/11€6k€6k=
Reserves13€702k€877k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€700k€876k▲
Profit (loss) carried forward14€131k€129k▼
Provisions and deferred taxes16€3k-
Provisions for liabilities and charges160/5€3k-
Other liabilities and charges164/5€3k-
Amounts payable17/49€656k€547k▼
Amounts payable after more than one year17€377k€245k▼
Financial debts170/4€377k€245k▼
Amounts payable within one year42/48€270k€287k▲
Current portion of amounts payable after more than one year42€131k€134k▲
Trade debts44€79k€54k▼
Suppliers440/4€79k€54k▼
Taxes, remuneration and social security45€39k€74k▲
Taxes450/3€34k€71k▲
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€21k€25k▲
Accrued charges and deferred income492/3€8k€15k▲
Income statement
Code20232024
Non-recurring operating income76A€366€88▼
Remuneration, social security and pensions62€181k€144k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€59k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-6k€-3k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€143€2k▲
Gross operating margin9900€437k€469k▲
Operating profit (loss)9901€206k€263k▲
Financial income75/76B€9k€5k▼
Recurring financial income75€9k€5k▼
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€200k€255k▲
Income taxes67/77€61k€80k▲
Profit (loss) for the period9904€139k€175k▲
Profit (loss) for the period to be appropriated9905€139k€175k▲
Appropriation of the result
Profit (loss) to be appropriated9906€271k€306k▲
Profit (loss) brought forward from the previous period14P€132k€131k▼
Transfer to equity691/2€139k€175k▲
To other reserves6921€139k€175k▲
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
Social balance
Average headcount (FTE)90872.62.1▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 55 days late
2024
31-12
Financial
Highest result since 2018net €175k ▲26.2%
Operating result €263k, net result €175k, both a record.
31-12
Financial
Equity above €1MEq €1.01M ▲20.7%
7 profitable years in a row build equity to €1.01M.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 92 days late
2022
11-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 103 days late
2021
31-12
Financial
Equity above €500kEq €583k ▲27.9%
4 profitable years in a row build equity to €583k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 32 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-12-2022
Resigned as Director
Location & real-estate footprint
Registered office, Attert · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Koun,Nobressart 1606717 AttertGround area
1,890 m²
Building footprint
306 m²
Volume, LiDAR
1,018 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FK TOITURES
since 20092.178.987.115
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81016C0550/00E002 | Wallonia | 1,785 m² | 1 · 138 m² | 9.9 m · 3 fl. |
| 81016C0550/00L002 | Wallonia | 105 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 2,017 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2009
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:franz-ka@hotmail.com
Phone:0494/18.95.49