FJB Studio
ActiveSummary
FJB Studio has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €157k. Equity is growing by ~170.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 4.61 in 2024; short-term debt: 23.6% and cash: 42.5% of total assets), and 23.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.4%
Return on assets
56.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
14 d early
2023
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€211k▲ 290%
2024 · €54k
2023: €27k
2024: €54k
2023 → 2025
Total assets
€276k▲ 301%
2024 · €69k
2023: €39k
2024: €69k
2023 → 2025
Net result
€157k▲ 471%
2024 · €27k
2023: €22k
2024: €27k
2023 → 2025
Working capital
€210k▲ 298%
2024 · €53k
2023: €26k
2024: €53k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€27k-€54k▲ 103%€211k▲ 290%
Operating result€28k-€35k▲ 27.3%€195k▲ 451%
Net result€22k-€27k▲ 26.6%€157k▲ 471%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 451% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets
€638 ▼ 48.7%
Current assets
€275k ▲ 308%
Equity and liabilities €276k
Equity
€211k ▲ 290%
Debt
€65k ▲ 344%
Debt's share of the balance-sheet total rises from 21.3% to 23.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€196k▲
2024 · €36k
Cash flow
€158k▲
2024 · €28k
Current ratio
4.23▼
2024 · 4.61
Debt to equity
0.31▲
2024 · 0.27
ROE
74.3%▲
2024 · 50.7%
ROA
56.8%▲
2024 · 39.9%
Interest coverage
401.89▲
2024 · 158.82
Debt ≤ 1 year
€65k▲
2024 · €15k
Income taxes
€47k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€69k€276k▲
Fixed assets21/28€1k€638▼
Tangible fixed assets22/27€1k€638▼
Plant, machinery and equipment23€1k€638▼
Current assets29/58€68k€275k▲
Amounts receivable within one year40/41€25k€82k▲
Trade receivables40€24k€79k▲
Other amounts receivable41€352€3k▲
Current investments50/53-€75k
Cash at bank and in hand54/58€41k€117k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€69k€276k▲
Equity10/15€54k€211k▲
Contributions10/11€5k€5k=
Reserves13€49k€206k▲
Distributable reserves133€49k€206k▲
Amounts payable17/49€15k€65k▲
Amounts payable within one year42/48€15k€65k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€8k€55k▲
Taxes450/3€8k€55k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€523€606▲
Other operating charges640/8€110€1k▲
Gross operating margin9900€36k€197k▲
Operating profit (loss)9901€35k€195k▲
Financial income75/76B€14€9k▲
Recurring financial income75€14€9k▲
Financial charges65/66B€226€487▲
Recurring financial charges65€226€487▲
Profit (loss) for the period before taxes9903€35k€204k▲
Income taxes67/77€8k€47k▲
Profit (loss) for the period9904€27k€157k▲
Profit (loss) for the period to be appropriated9905€27k€157k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€157k▲
Transfer to equity691/2€27k€157k▲
To other reserves6921€27k€157k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €157k ▲471%
Operating result €195k, net result €157k, both a record.
31-12
Financial
Equity above €200kEq €211k ▲290%
3 profitable years in a row build equity to €211k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Ground area
794 m²
Building footprint
299 m²
Volume, LiDAR
4,829 m³
Parcel 44815F2048/00V002, Flanders · tallest building 18.5 m, ±6 floors. Linked by address, not a title deed.
132
companies at this address
See who is registered here
1 establishment unit
FJB Studio
since 20232.346.335.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2048/00V002 | Flanders | 794 m² | 1 · 299 m² | 18.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
6994001SQV4DXMT10790
Similar companies · same sector, comparable size
GL EXPERTISE
BE 0893.038.715
Ganshoren · Eq €211,054
Runini
BE 0728.839.687
Hoogstraten · Eq €211,053
MDL MANAGEMENT
BE 0758.756.269
Ham-sur-Heure-Nalinnes · Eq €211,058
FMiD
BE 0691.560.411
Halle · Eq €211,027
AVISCARE
BE 0782.653.210
Liège · Eq €211,022
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.