Age30 yrs
Real estate2 parcels · 2,448 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Fjäril is < 0.1% (very low). The 2023 annual accounts show equity of €278k and a net result of €47k. Its solvency ranks better than 70% of 131 sector peers (fiscal year 2023). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2022 and 2023).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsLong-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone< 0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form
−Lower-failure-rate sector
−Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€1.14M
EBIT margin4.2%
Net result€47k+164.8%
Working capital€-181k+8.4%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 09-09-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 88 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 43.6% | 21.5% | |
| Net result | €47k | €11k | |
| Equity | €278k | €19k | |
| Gross operating margin | €992k | €158k | |
| Staff costs | €874k | €170k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€1.14M
-
far above sector median
€118k
+32.5%
+177% vs sector
€47k
+164.8%
+239% vs sector
€117k
+33.0%
+175% vs sector
€638k
-1.7%
+190% vs sector
€278k
+20.2%
far above sector median
€-181k
+8.4%
far below sector median
14
-
+43% vs sector
€874k
+28.6%
-68% vs sector
€360k
-13.8%
+255% vs sector
€279k
+3.7%
+176% vs sector
€80k
-45.7%
+46% vs sector
0.35
+32.3%
-84% vs sector
0.35
+32.3%
-84% vs sector
43.6%
+22.2%
-19% vs sector
1.29
-28.3%
-96% vs sector
16.8%
+120.3%
-48% vs sector
7.3%
+169.2%
+88% vs sector
4.1%
-
-79% vs sector
10.3%
-
-67% vs sector
218.76
+85.8%
+28% vs sector
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Revenue | €1.14M |
| EBITDA | €118k |
| Net profit | €47k |
| Cash flow | €117k |
| Staff costs | €874k |
| Income taxes | - |
| Dividends | - |
| Total assets | €638k |
| Equity | €278k |
| Debt | €360k |
| of which ≤ 1y | €279k |
| of which > 1y | €80k |
| Working capital | €-181k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.35 |
| Quick ratio | 0.35 |
| Working capital ratio | -28.4% |
| Solvency | 43.6% |
| Debt / equity | 1.29 |
| Long-term debt ratio | 0.29 |
| Interest coverage | 218.76 |
| Gross margin | 86.1% |
| Net margin | 4.1% |
| ROA | 7.3% |
| ROE | 16.8% |
| EBITDA margin | 10.3% |
| Days sales outstanding | 17d |
| Days payable outstanding | 181d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €638k |
| Fixed assets | 21/28 | €539k |
| Tangible fixed assets | 22/27 | €539k |
| Financial fixed assets | 28 | €124 |
| Current assets | 29/58 | €98k |
| Amounts receivable within one year | 40/41 | €54k |
| Cash & bank | 54/58 | €44k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €638k |
| Equity | 10/15 | €278k |
| Accumulated profits (losses) | 14 | €277k |
| Amounts payable | 17/49 | €360k |
| Amounts payable after one year | 17 | €80k |
| Amounts payable within one year | 42/48 | €279k |
| Trade debts payable within one year | 44 | €79k |
| Income statement | ||
| Turnover | 70 | €1.14M |
| Gross operating margin | 9900 | €992k |
| Operating result | 9901 | €47k |
| Financial charges | 65 | €537 |
| Result before taxes | 9903 | €47k |
| Net result for the period | 9904 | €47k |
| Result to be appropriated | 9905 | €47k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2023 · computed72
/ 100
Healthy
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
2 locationsFjäril
since 19962.163.091.288
Mia's Stables
since 20122.272.348.328
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,448 m²
Buildings2
Building footprint907 m²
Volume (LiDAR)13,612 m³
Tallest building23.7 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0059/00W002 | Brussels | 1,602 m² | 1 · 713 m² | 23.7 m · 6 fl. |
| 55030B0583/00F000 | Wallonia | 846 m² | 1 · 193 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2025
22-05-2025 1 director appointed, 2 resigning
- Nils Faust, Secretaris
- Verwimp, Bestuurder
- Aertsens, Secretaris
Analysis
Snowflake analysis
financial profile on 5 axes73
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
72
Profitability
61
Solvency
55
Growth
78
Stability
100
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Primary activity highlighted.
Names & trade names
| Legal nameFR | Fjäril |
Registered office
François Sebrechtslaan 47
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.