FIX4U
ActiveFIX4U has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €-2k. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 95% of 2154 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
on the day
2022
on the day
2021
2 d early
2020
36 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4k▼ 32.8%
2024 · €6k
2018: €12k
2019: €5k
2020: €9k
2021: €14k
2022: €18k
2023: €8k
2024: €6k
2018 → 2025
Total assets
€4k▼ 33.0%
2024 · €6k
2018: €19k
2019: €20k
2020: €15k
2021: €15k
2022: €18k
2023: €8k
2024: €6k
2018 → 2025
Net result
€-2k▲ 13.8%
2024 · €-2k
2018: €-11k
2019: €-7k
2020: €4k
2021: €4k
2022: €4k
2023: €-10k
2024: €-2k
2018 → 2025
Working capital
€4k▼ 32.8%
2024 · €6k
2018: €12k
2019: €5k
2020: €8k
2021: €14k
2022: €18k
2023: €8k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€18k▲ 32.0%€8k▼ 54.6%€6k▼ 27.6%€4k▼ 32.8%
Operating result€4k-€4k▼ 2.5%€-10k€-2k▲ 77.5%€-2k▲ 13.8%
Net result€4k-€4k▼ 2.4%€-10k€-2k▲ 77.1%€-2k▲ 13.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Key figures and ratios
Debt
€0▼
2024 · €17
Debt ≤ 1 year
€0▼
2024 · €17
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6k€4k▼
Current assets29/58€6k€4k▼
Amounts receivable within one year40/41€292€153▼
Other amounts receivable41€292€153▼
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€55€55=
Equity and liabilities
Total equity and liabilities10/49€6k€4k▼
Equity10/15€6k€4k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€0-
Profit (loss) carried forward14€-2k€-4k▼
Amounts payable17/49€17€0▼
Amounts payable within one year42/48€17€0▼
Trade debts44€17€0▼
Suppliers440/4€17€0▼
Income statement
Code20242025
Other operating charges640/8€505€520▲
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-2k€-2k▲
Financial charges65/66B€44€37▼
Recurring financial charges65€44€37▼
Profit (loss) for the period before taxes9903€-2k€-2k▲
Profit (loss) for the period9904€-2k€-2k▲
Profit (loss) for the period to be appropriated9905€-2k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-4k▼
Profit (loss) brought forward from the previous period14P-€-2k
Transfer from equity791/2€74€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 348.85
Current ratio from 93.67 to 348.85; short-term debt falls from €88 to €17.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 93.67
Current ratio from 35.16 to 93.67; short-term debt falls from €525 to €88.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 35.16
Current ratio from 13.63 to 35.16; short-term debt falls from €1k to €525.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €4k ▲20.5%
Operating result €4k, net result €4k, both a record.
31-12
Financial
Liquidity times 6current ratio 13.63
Current ratio from 2.34 to 13.63; short-term debt falls from €6k to €1k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelslei 432980 ZoerselGround area
1,612 m²
Building footprint
318 m²
Volume, LiDAR
1,769 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fix4u
since 20112.198.552.510
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0227/00D000 | Flanders | 990 m² | 1 · 179 m² | 11.3 m · 2 fl. |
| 11042A0001/00N049 | Flanders | 622 m² | 1 · 139 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
G-VDT/Groep Van der Trappen
BE 0778.953.946
Kapelle-op-den-Bos · Eq €4k
MGPC Solutions
BE 0779.761.917
Tervuren · Eq €4k
Mare & Co
BE 0749.843.652
Overijse · Eq €4k
Fory Glenn
BE 1029.511.181
Heusden-Zolder · Eq €4k
EDEN’K
BE 1011.293.393
Dilbeek · Eq €4k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 5,558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-03-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.