Fix't
ActiveSummary
The computed 12-month bankruptcy probability of Fix't is 4.3% (elevated). The 2024 annual accounts show negative equity (€-18k) and a net result of €-6k. Equity is shrinking by ~65.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 9982 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▼-20
Solvency0▼-4
Growth32=
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.43 in 2023; short-term debt: 134.5% and cash: 8.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-56.5%
Return on assets
-19.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
37 d early
2022
28 d late
2021
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-18k▼ 52.9%
2023 · €-12k
2021: €11k
2022: €-12k
2023: €-12k
2021 → 2024
Total assets
€32k▼ 42.3%
2023 · €56k
2021: €59k
2022: €88k
2023: €56k
2021 → 2024
Net result
€-6k
2023 · €592
2021: €6k
2022: €-23k
2023: €592
2021 → 2024
Working capital
€-32k▼ 11.5%
2023 · €-29k
2021: €-2k
2022: €-33k
2023: €-29k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€11k-€-12k€-12k▲ 4.8%€-18k▼ 52.9%
Operating result€8k-€-22k€2k€-6k
Net result€6k-€-23k€592€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32k
Fixed assets
€21k ▼ 37.8%
Current assets
€11k ▼ 49.5%
Key figures and ratios
EBITDA
€7k▼
2023 · €15k
Cash flow
€7k▼
2023 · €14k
Solvency
-56.5%▼
2023 · -21.3%
Current ratio
0.25▼
2023 · 0.43
Quick ratio
0.16▼
2023 · 0.33
Debt to equity
-2.77▲
2023 · -5.70
ROA
-19.5%▼
2023 · 1.1%
Interest coverage
11.37▲
2023 · 7.47
Debt
€50k▼
2023 · €68k
Debt ≤ 1 year
€43k▼
2023 · €50k
Debt > 1 year
€7k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€56k€32k▼
Fixed assets21/28€34k€21k▼
Tangible fixed assets22/27€34k€21k▼
Land and buildings22€1k€958▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€26k€17k▼
Current assets29/58€22k€11k▼
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€4k€4k▼
Trade receivables40€4k€3k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€56k€32k▼
Equity10/15€-12k€-18k▼
Contributions10/11€5k€5k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-23k€-29k▼
Amounts payable17/49€68k€50k▼
Amounts payable after more than one year17€17k€7k▼
Financial debts170/4€17k€7k▼
Amounts payable within one year42/48€50k€43k▼
Current portion of amounts payable after more than one year42€17k€9k▼
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€5k-
Taxes450/3€5k-
Other amounts payable47/48€28k€33k▲
Income statement
Code20232024
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€303€118▼
Gross operating margin9900€16k€8k▼
Operating profit (loss)9901€2k€-6k▼
Financial income75/76B€338€115▼
Recurring financial income75€326€115▼
Non-recurring financial income76B€12€0▼
Financial charges65/66B€2k€660▼
Recurring financial charges65€2k€660▼
Non-recurring financial charges66B€0€0▲
Profit (loss) for the period before taxes9903€592€-6k▼
Profit (loss) for the period9904€592€-6k▼
Profit (loss) for the period to be appropriated9905€592€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-29k▼
Profit (loss) brought forward from the previous period14P€-23k€-23k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €592
Net result €592 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-23k ▼506%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geestbeek(LUB) 13a3210 LubbeekGround area
1,395 m²
Building footprint
536 m²
Volume, LiDAR
8,382 m³
2 parcels, Flanders · tallest building 25.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Fix't
since 20212.317.990.192
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24051A0267/00H000 | Flanders | 791 m² | 1 · 399 m² | 25.1 m · 7 fl. |
| 24066B0162/00C002 | Flanders | 605 m² | 1 · 137 m² | 15.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Alp-Er
BE 0780.684.407
Lokeren · Eq €10,705
D.i.A Renov
BE 0779.763.994
Braine-le-Comte · Eq €10,708
MJ CONSTRUCTION
BE 0782.399.624
Ciney · Eq €10,709
MS KOC
BE 0797.635.255
Evergem · Eq €10,716
NAZAR GROUP
BE 1002.958.719
Zaventem · Eq €10,695
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 9,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.