FIVE B
ActiveThe computed 12-month bankruptcy probability of FIVE B is 11.2% (high). For FIVE B, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €83k and a net result of €11k. Equity is growing by ~114.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 18015 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2021
Profitability79▼-11
Solvency87▲+41
Growth78=
Track record100
Bankruptcy probability, 12 months
11.2%
High
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
61.5%
Return on assets
8.5%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline19-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d late
2021
31 d late
2020
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€83k▲ 265%
2021 · €23k
2020: €5k
2021: €23k
2020 → 2023
Total assets
€136k▲ 24.5%
2021 · €109k
2020: €71k
2021: €109k
2020 → 2023
Net result
€11k▼ 36.9%
2021 · €18k
2020: €2k
2021: €18k
2020 → 2023
Working capital
€46k
2021 · €-41k
2020: €-56k
2021: €-41k
2020 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202020212023Trend
Equity€5k-€23k▲ 389%€83k▲ 265%
Operating result€2k-€18k▲ 988%€12k▼ 36.8%
Net result€2k-€18k▲ 982%€11k▼ 36.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €12k in 2023, compared with €18k in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2023 in colour, 2021 as the grey bar beneath
Assets €136k
Fixed assets
€38k▼ 41.2%
Current assets
€98k▲ 119%
Equity and liabilities €136k
Equity
€83k▲ 265%
Debt
€52k▼ 39.4%
The debt ratio falls from 79.0% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2021 · €36k
Cash flow
€32k▼
2021 · €36k
Solvency
61.5%▲
2021 · 21.0%
Current ratio
1.87▲
2021 · 0.52
Quick ratio
1.62▲
2021 · 0.19
Debt / equity
0.63▼
2021 · 3.76
ROE
13.8%▼
2021 · 79.5%
ROA
8.5%▼
2021 · 16.7%
Interest coverage
199.13▲
2021 · 177.73
Debt
€52k▼
2021 · €86k
Debt ≤ 1 year
€52k▼
2021 · €86k
Staff costs
€141k▲
2021 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2021
Balance sheet
Code20212023
Assets
Total assets20/58€109k€136k▲
Fixed assets21/28€64k€38k▼
Tangible fixed assets22/27€58k€32k▼
Furniture and vehicles24€26k€18k▼
Other tangible fixed assets26€33k€14k▼
Financial fixed assets28€6k€6k=
Current assets29/58€45k€98k▲
Stocks and contracts in progress3€28k€13k▼
Stocks30/36€28k€13k▼
Amounts receivable within one year40/41€1k€73k▲
Other amounts receivable41€1k€73k▲
Cash at bank and in hand54/58€16k€12k▼
Equity and liabilities
Total equity and liabilities10/49€109k€136k▲
Equity10/15€23k€83k▲
Contributions10/11€3k€3k=
Capital10€3k-
Issued capital100€3k-
Outside capital11-€3k
Other1109/19-€3k
Profit (loss) carried forward14€20k€80k▲
Amounts payable17/49€86k€52k▼
Amounts payable within one year42/48€86k€52k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45€715€50k▲
Taxes450/3-€20k
Remuneration and social security454/9€715€30k▲
Other amounts payable47/48€62k-
Income statement
Code20212023
Remuneration, social security and pensions62€5k€141k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€21k▲
Other operating charges640/8€50€3k▲
Gross operating margin9900€41k€177k▲
Operating profit (loss)9901€18k€12k▼
Financial charges65/66B€204€163▼
Recurring financial charges65€204€163▼
Profit (loss) for the period before taxes9903€18k€11k▼
Profit (loss) for the period9904€18k€11k▼
Profit (loss) for the period to be appropriated9905€18k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€80k▲
Profit (loss) brought forward from the previous period14P€2k€69k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 1.87
Current ratio from 0.52 to 1.87; short-term debt falls from €86k to €52k.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €18k ▲982%
Operating result €18k, net result €18k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonsnylaan 151060 Sint-Gillis (bij-Brussel)Ground area
4,581 m²
Building footprint
3,527 m²
Volume, LiDAR
77,801 m³
2 parcels, Brussels · tallest building 36.3 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
TIME OFF
since 20202.300.246.518
Food & Go
since 20242.364.222.669
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0384/00S002 | Brussels | 3,182 m² | 1 · 2,429 m² | 36.3 m · 6 fl. |
| 21562A0388/00B006 | Brussels | 1,399 m² | 1 · 1,098 m² | 29.8 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSint-Gillis2.300.246.518
Sint-Gillis2.364.222.669
Similar companies · same sector, comparable size
L.N.A. DISTRIBUTION
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Nivelles · Eq €83k
AYYA
BE 0735.531.796
Lille · Eq €83k
la maison du prieur
BE 0873.566.558
Oudergem · Eq €83k
KRUSTY SQUAD BURGER
BE 0774.938.245
Anderlecht · Eq €83k
BROERS
BE 0654.959.836
Schaarbeek · Eq €83k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 8,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@timeoffbxl.be
Phone:0488261515