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FISCOMAS

Active
Coöperatieve vennootschap met beperkte aansprakelijkheid·Overige fiscale dienstverlening· 37 yrs active
Rue Albert Ier 45 ·6560 Erquelinnes, Belgium
KBO/BCE: BE 0436.103.882
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Age37 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FISCOMAS is < 0.1% (very low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-10-2025 91 d late 2025-00554363
31-12-2023 31-07-2024 31-10-2024 92 d late 2024-00523226
31-12-2020 31-07-2021 29-09-2021 60 d late 2021-68800536
31-12-2019 31-07-2020 20-12-2020 142 d late 2020-76400387
31-12-2017 31-07-2018 31-08-2018 31 d late 2018-57200455
31-12-2016 31-07-2017 24-07-2017 7 d early 2017-34500528
31-12-2015 31-07-2016 16-08-2016 16 d late 2016-42600480
31-12-2014 31-07-2015 29-06-2015 32 d early 2015-22700290
31-12-2013 31-07-2014 28-10-2014 89 d late 2014-65600172
31-12-2012 31-07-2013 13-11-2013 105 d late 2013-65900418

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Lower-risk legal form Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-10-2025 2025-00554363
31-12-2023 volledig 31-10-2024 2024-00523226
31-12-2020 micro 29-09-2021 2021-68800536
31-12-2019 micro 20-12-2020 2020-76400387
31-12-2017 micro 31-08-2018 2018-57200455
31-12-2016 micro 24-07-2017 2017-34500528
31-12-2015 volledig 16-08-2016 2016-42600480
31-12-2014 volledig 29-06-2015 2015-22700290
31-12-2013 volledig 28-10-2014 2014-65600172
31-12-2012 volledig 13-11-2013 2013-65900418

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
FISCOMAS
Rue Albert Ier 43 4, 6560 ErquelinnesOndersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19882.041.417.755
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,120 m²
Buildings2
Building footprint201 m²
Volume (LiDAR)2,044 m³
Tallest building12.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56022B0444/00G106 Wallonia 604 m² 1 · 117 m² 12.3 m · 3 fl.
56022B0444/00X115 Wallonia 516 m² 1 · 83 m² 11.1 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 238 of the 2,270 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Boekhouders en boekhouders-fiscalisten69202Overige fiscale dienstverlening69209Boekhouders74121
Primary activity highlighted.
Names & trade names
Legal nameFR FISCOMAS
Registered office
Rue Albert Ier 45
6560 Erquelinnes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.