FISCOLIE
ActiveFISCOLIE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €120k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth63▲+14
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 75.17 against 87.17 in 2024; short-term debt: 1.2% and cash: 3.4% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
55.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
61 d late
2023
28 d late
2022
on the day
2021
25 d late
2020
89 d late
2019
215 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€192k=
2019 · €192k
2019: €192k
2019 → 2023
EBIT margin
-9.6%▼ 1.6pp
2019 · -8.1%
2019: -8.1%
2019 → 2023
Net result
€120k
2024 · €-45k
2018: €-64k
2019: €-16k
2020: €32k
2021: €15k
2022: €4k
2023: €-20k
2024: €-45k
2018 → 2025
Working capital
€200k▲ 216%
2024 · €63k
2018: €113k
2019: €94k
2020: €124k
2021: €106k
2022: €110k
2023: €103k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€192k
Equity€154k-€158k▲ 2.8%€139k▼ 12.3%€94k▼ 32.5%€214k▲ 128%
Operating result€16k-€5k▼ 71.2%€-19k€-44k▼ 138%€122k
Net result€15k-€4k▼ 71.9%€-20k€-45k▼ 131%€120k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €122k after a loss of €44k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€14k▼ 53.8%
Current assets
€203k▲ 217%
Equity and liabilities €217k
Equity
€214k▲ 128%
Debt
€3k▲ 237%
The debt ratio rises from 0.8% to 1.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€139k▲
2024 · €-29k
Cash flow
€137k▲
2024 · €-30k
Solvency
98.8%▼
2024 · 99.2%
Current ratio
75.17▼
2024 · 87.17
Quick ratio
75.17▼
2024 · 87.17
Debt / equity
0.01▲
2024 · 0.01
ROE
56.2%▲
2024 · -48.1%
ROA
55.5%▲
2024 · -47.7%
Interest coverage
121.69▲
2024 · -32.06
Debt
€3k▲
2024 · €800
Debt ≤ 1 year
€3k▲
2024 · €734
Income taxes
€1k▲
2024 · €137
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€217k▲
Fixed assets21/28€31k€14k▼
Tangible fixed assets22/27€31k€14k▼
Furniture and vehicles24€31k€14k▼
Financial fixed assets28€50€50=
Current assets29/58€64k€203k▲
Amounts receivable within one year40/41€42k€50k▲
Trade receivables40€17k€25k▲
Other amounts receivable41€25k€25k▼
Current investments50/53€10k€145k▲
Cash at bank and in hand54/58€12k€7k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€95k€217k▲
Equity10/15€94k€214k▲
Contributions10/11€30k€30k=
Reserves13€93k€93k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-29k€91k▲
Amounts payable17/49€800€3k▲
Amounts payable within one year42/48€734€3k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€291€3k▲
Suppliers440/4€291€3k▲
Taxes, remuneration and social security45€0€0=
Taxes450/3€0€0=
Remuneration and social security454/9€0€0=
Other amounts payable47/48€443€65▼
Accrued charges and deferred income492/3€66€0▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€255k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-27k€140k▲
Operating profit (loss)9901€-44k€122k▲
Financial income75/76B€129€294▲
Recurring financial income75€129€294▲
Financial charges65/66B€898€1k▲
Recurring financial charges65€898€1k▲
Profit (loss) for the period before taxes9903€-45k€122k▲
Income taxes67/77€137€1k▲
Profit (loss) for the period9904€-45k€120k▲
Profit (loss) for the period to be appropriated9905€-45k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€91k▲
Profit (loss) brought forward from the previous period14P€16k€-29k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €120k
Net result €120k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €214k ▲128%
Equity rises from €94k to €214k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 87.17
Current ratio from 34.80 to 87.17; short-term debt falls from €3k to €734.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Liquidity times 5current ratio 34.80
Current ratio from 7.40 to 34.80; short-term debt falls from €17k to €3k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Equity above €150kEq €154k ▲10.9%
2 profitable years in a row build equity to €154k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 215 days late
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Briefveld 201770 LiedekerkeGround area
1,249 m²
Building footprint
181 m²
Volume, LiDAR
1,038 m³
Parcel 23762D0370/00K000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FISCOLIE CV
since 19922.058.159.460
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762D0370/00K000 | Flanders | 1,249 m² | 1 · 181 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ATLAS FIDUCIA BELGIUM
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T. WASTERLAIN
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 6,326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-1992
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.