FISCOGEST · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FISCOGEST is 0.2% (very low). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	22-09-2025	53 d late	2025-00497022
31-12-2023	31-07-2024	30-08-2024	30 d late	2024-00414811
31-12-2022	31-07-2023	30-08-2023	30 d late	2023-00389942
31-12-2021	31-07-2022	28-09-2022	59 d late	2022-20446938
31-12-2020	31-07-2021	31-08-2021	31 d late	2021-62600597
31-12-2019	31-07-2020	16-02-2021	200 d late	2021-05500082
31-12-2003	31-07-2004	01-12-2004	123 d late	2004-82702842
31-12-2002	31-07-2003	01-12-2004	489 d late	2004-82702833
31-12-2001	31-07-2002	01-12-2004	854 d late	2004-82702851
31-12-1999	31-07-2000	04-12-2001	491 d late	2001-73504113

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1984, 41 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	micro	22-09-2025	2025-00497022
31-12-2023	micro	30-08-2024	2024-00414811
31-12-2022	micro	30-08-2023	2023-00389942
31-12-2021	micro	28-09-2022	2022-20446938
31-12-2020	micro	31-08-2021	2021-62600597
31-12-2019	micro	16-02-2021	2021-05500082
31-12-2003	volledig	01-12-2004	2004-82702842
31-12-2002	volledig	01-12-2004	2004-82702833
31-12-2001	volledig	01-12-2004	2004-82702851
31-12-1999	volledig	04-12-2001	2001-73504113

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Louvetain 404130 Esneux

Establishment units

1 location

Place du Saucy 2, 4130 Esneux

het invullen van aangifteformulieren voor de loon- en inkomstenbelasting voor particulieren en bedrijven

since 19852.025.976.048

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area258 m²

Buildings1

Building footprint62 m²

Volume (LiDAR)701 m³

Tallest building12.7 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62101B0190/00L014	Wallonia	132 m²	-	-
62101D0209/00E000	Wallonia	126 m²	1 · 62 m²	12.7 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

FISCOGEST

Registered office

Rue Louvetain 40

4130 Esneux, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.