Checked.be
Active
BE 0895.386.313Cooperative company
FISCALIFWA Group
Chaussée de Namur 47 ·5030 Gembloux, Belgium· 18 yrs active
Sector: Certified accountants and tax accountants
(69201)
Conclusion
The KBO register records legal situation 012 for FISCALIFWA Group (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show negative equity (€-296k) and a net result of €82k.
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €-296k |
| Net result | €82k |
| Better than sector | 5% |
| Active | 18 yrs |
Financial profile
22
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
38
Growth
32
Stability
40
Bankruptcy probability (12 mo)
Dissolution or liquidation
The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.
Risk Assessment
0 / 100
High riskRegister: dissolution or liquidationThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 012 for this company; it does not feed the figure above.
Trust signals
Register: dissolution or liquidation
The KBO register records legal situation 012 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
0
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
dissolution or liquidation in the KBO register
Score history
81
2021
7
2022
2
2023
15
2024
13
2024
5
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.73 (< 1.0)
-10
Equity
Negative equity
-25
Profitability
Negatieve ROE -28%
-10
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Dissolution or liquidation
Dissolution or liquidation in the KBO legal situation
-60
Computed by Checked from the NBB filing for FY 2025 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview
Annual accounts filed on 01-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 69, Legal and accounting activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -36.3% | 44.7% | |
| Net result | €82k | €98k | |
| Equity | €-296k | €279k | |
| Gross operating margin | €-37k | €331k | |
| Total assets | €815k | €991k |
€147k
-
21-25
€-375k
-107.3%
21-25
€82k
-67.3%
21-25
€-375k
+12.0%
21-25
€815k
+10.9%
21-25
€-296k
+21.7%
21-25
€-299k
-63.3%
21-25
0
-90.0%
21-25
€55
-99.7%
21-25
€29
-
21-25
€1.11M
-0.1%
21-25
€1.11M
+39.3%
21-25
€315k
-2.4%
21-25
0.73
-5.1%
21-25
0.73
-5.1%
21-25
-36.3%
+29.4%
21-25
-3.75
-27.5%
21-25
-27.7%
+58.3%
21-25
10.1%
-70.6%
21-25
-296.0%
-
21-25
-123.1%
-
21-25
-497.25
-2147.7%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | full schema | full schema | full schema | full schema |
| Revenue | - | - | - | €147k | - |
| EBITDA | - | - | €-375k | €-181k | €-222k |
| Net profit | €82k | €251k | €-377k | €-434k | €-214k |
| Cash flow | - | - | €-375k | €-426k | €-205k |
| Staff costs | - | €55 | €16k | €155k | €26k |
| Income taxes | €29 | - | - | €-5k | - |
| Dividends | - | - | - | - | - |
| Total assets | €815k | €735k | €442k | €756k | €879k |
| Equity | €-296k | €-378k | €-629k | €-252k | €183k |
| Debt | €1.11M | €1.11M | €1.07M | €1.01M | €696k |
| of which ≤ 1y | €1.11M | €798k | €748k | €685k | €366k |
| of which > 1y | - | €315k | €323k | €323k | €330k |
| Working capital | €-299k | €-183k | €-594k | €-218k | €-102k |
| Employees (FTE) | - | - | 0.1 | 1.0 | 0.2 |
Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| Current ratio | 0.73 | 0.77 | 0.21 | 0.68 | 0.72 |
| Quick ratio | 0.73 | 0.77 | 0.21 | 0.68 | 0.72 |
| Working capital ratio | -36.7% | -24.9% | -134.4% | -28.9% | -11.6% |
| Solvency | -36.3% | -51.5% | -142.4% | -33.3% | 20.8% |
| Debt / equity | -3.75 | -2.94 | -1.70 | -4.00 | 3.81 |
| Long-term debt ratio | - | -0.83 | -0.51 | -1.28 | 1.81 |
| Interest coverage | - | - | -497.25 | -22.12 | -21.78 |
| Gross margin | - | - | - | -229.0% | - |
| Net margin | - | - | - | -296.0% | - |
| ROA | 10.1% | 34.2% | -85.4% | -57.5% | -24.4% |
| ROE | -27.7% | -66.4% | 60.0% | 172.5% | -117.4% |
| EBITDA margin | - | - | - | -123.1% | - |
| Days sales outstanding | - | - | - | 934d | - |
| Days payable outstanding | 3775d | 3637d | 1137d | 217d | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €815k | €735k | €442k | €756k | €879k |
| Fixed assets | 21/28 | €3k | €120k | €287k | €289k | €614k |
| Intangible fixed assets | 21 | - | - | - | €0 | €4k |
| Tangible fixed assets | 22/27 | - | - | €14k | €16k | €24k |
| Financial fixed assets | 28 | €3k | €120k | €273k | €273k | €587k |
| Current assets | 29/58 | €812k | €615k | €154k | €466k | €264k |
| Amounts receivable within one year | 40/41 | €89k | €129k | €142k | €439k | €244k |
| Cash & bank | 54/58 | €723k | €485k | €1k | €12k | €15k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €815k | €735k | €442k | €756k | €879k |
| Equity | 10/15 | €-296k | €-378k | €-629k | €-252k | €183k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €270k | €270k | €270k | €270k | €270k |
| Accumulated profits (losses) | 14 | €-584k | €-666k | €-917k | €-540k | €-106k |
| Amounts payable | 17/49 | €1.11M | €1.11M | €1.07M | €1.01M | €696k |
| Amounts payable after one year | 17 | - | €315k | €323k | €323k | €330k |
| Amounts payable within one year | 42/48 | €1.11M | €798k | €748k | €685k | €366k |
| Trade debts payable within one year | 44 | €389k | €377k | €341k | €287k | €134k |
| Income statement | ||||||
| Turnover | 70 | - | - | - | €147k | - |
| Gross operating margin | 9900 | €-37k | €-29k | €-55k | €43k | €-163k |
| Operating result | 9901 | €-25k | €-104k | €-377k | €-189k | €-231k |
| Financial income | 75 | €107k | €241k | €60 | €34k | €27k |
| Financial charges | 65 | €350 | €4k | €753 | €8k | €10k |
| Result before taxes | 9903 | €82k | €251k | €-377k | €-439k | €-214k |
| Income taxes | 67/77 | €29 | - | - | €-5k | - |
| Net result for the period | 9904 | €82k | €251k | €-377k | €-434k | €-214k |
| Result to be appropriated | 9905 | €82k | €251k | €-377k | €-434k | €-214k |
Directors & mandates
Former directors (1)
-
Nicolas NélisDirectorState Gazette act 24096504 (27-06-2024)Former- → 09-11-2023
Legal Structure
| NACE primary | Certified accountants and tax accountants(69201) |
| Legal form | Cooperative company(706) |
| Incorporation | 31-01-2008 |
| Status | Active |
| Postal code | 5030 |
Ownership & control
FISCALIFWA GroupBE 0895.386.313
controls
Where this company holds controlthis company sits on their board1
1 location
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053B0061/00X006 | Wallonia | 839 m² | 1 · 809 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €251k
Net result €251k after 3 loss-making years.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
27-06
State Gazette act
Director changes
29-05
State Gazette act
Director changes
22-04
State Gazette act
End of life
Edouard-Jean NAVEZ
2023
31-12
Financial
Weakest financial yearnet €-434k
Net result drops to €-434k, the lowest in the series; recovery starts the following year.
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 123 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 3
updated 2 years ago
2024
27-06-2024 2 resigning
- Nicolas Nélis, Bestuurder
- Nicolas Nélis, Dagelijks bestuur
Technical details
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"notary": {
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"office_city": "Li\u00E8ge",
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},
"co_filed_documents": [],
"corrected_publication_numac": null
}29-05-2024 Arnaud Houet appointed as liquidateur
- Arnaud Houet, Liquidateur
Technical details
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}22-04-2024 Dissolution of the company
- Ontbinding: 2024-03-29
- Sluiting: 2024-03-29
Notary:
Edouard-Jean NAVEZ · WavreFirm:
WATHELET & NAVEZ, Notaires Associés
Technical details
{
"notary": {
"name": "Edouard-Jean NAVEZ",
"firm_city": null,
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},
"auditor": {
"kind": "bedrijfsrevisor",
"firm_kbo": null,
"firm_name": "CdP Nicolet \u0026 C\u00B0",
"conclusion": "with_qualifications",
"ibr_number": null,
"person_name": "Jean NICOLET"
},
"act_meta": {
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"act_kind_objet": "DISSOLUTION ANTICIPEE DE LA SOCIETE - NOMINATION D\u0027UN LIQUIDATEUR - POUVOIRS"
},
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"closure_effective_date": "2024-03-29",
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"liquidator_dropped_by_guard": null,
"closure_effective_date_is_approximate": false,
"dissolution_effective_date_is_approximate": false
},
"liquidator": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_dob": null,
"person_rrn": null,
"is_judicial": false,
"person_name": "HOUET Arnaud",
"is_remunerated": true,
"person_address": "1050 Bruxelles, Avenue Louise, 326/26",
"person_birth_place": null
},
"silent_merger": null,
"court_division": {
"name": "tribunal de l\u0027entreprise du si\u00E8ge de la soci\u00E9t\u00E9",
"language": "fr",
"tribunal_type": "entreprise"
},
"books_custodian": null,
"subject_company": {
"kbo": "0895.386.313",
"name_full": "FISCALIFWA Group",
"legal_form": "Soci\u00E9t\u00E9 coop\u00E9rative"
},
"closure_mandatary": null,
"prior_opening_ref": null,
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Edouard-Jean NAVEZ",
"org_rep_person_name": null
},
"co_filed_documents": [
"exp\u00E9dition de l\u0027acte"
],
"real_estate_transferred": [],
"shareholder_loan_settled": null,
"financials_at_dissolution": {
"equity_eur": -86541.0,
"reported_at": "2023-12-31",
"net_equity_sign": "negative",
"continuity_basis": "discontinuity",
"net_position_eur": null,
"balance_total_eur": 835275.46
},
"distribution_to_shareholders": null
}Credit advice
Company registry (CBE)
Activities
Certified accountants and tax accountants69201Legal and accounting activities69202
Names & trade names
| Legal nameFR | FISCALIFWA Group |
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