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FIRAME

Active
Passage de la Bourse 18 ·6000 Charleroi, Belgium
KBO/BCE: BE 1006.277.109
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Real estate1 parcel · 1.4 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FIRAME is 6.5% (elevated). The 2024 annual accounts show equity of €10k and a net result of €-10k. Its solvency ranks better than 52% of 5615 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
6.5% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-08-2025, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 24-08-2025 24 d late 2025-00395715

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-10k
Working capital€3k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 24-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 22.0% 19.3%
better than 52% of 5615 sector peers
Net result €-10k €4k
better than 22% of 5603 sector peers
Equity €10k €14k
better than 46% of 5626 sector peers
Gross operating margin €14k €52k
better than 27% of 5589 sector peers
Staff costs €20k €49k
higher than 29% of 4064 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-7k
Net profit€-10k
Cash flow€-9k
Staff costs€20k
Income taxes-
Dividends-
Total assets€48k
Equity€10k
Debt€37k
of which ≤ 1y€36k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.07
Quick ratio0.98
Working capital ratio5.3%
Solvency22.0%
Debt / equity3.55
Long-term debt ratio-
Interest coverage-4.62
Gross margin-
Net margin-
ROA-20.0%
ROE-91.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€48k
Fixed assets 21/28€9k
Tangible fixed assets 22/27€6k
Financial fixed assets 28€3k
Current assets 29/58€39k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€33k
Cash & bank 54/58€475
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€48k
Equity 10/15€10k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-10k
Amounts payable 17/49€37k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€29k
Income statement
Gross operating margin 9900€14k
Operating result 9901€-8k
Financial income 75€35
Financial charges 65€2k
Result before taxes 9903€-10k
Net result for the period 9904€-10k
Result to be appropriated 9905€-10k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
25 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
Passage de la Bourse 18, 6000 Charleroi
Detailhandel in dranken, algemeen assortiment
since 20242.356.119.409
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.4 ha
Buildings1
Building footprint44 m²
Volume (LiDAR)612 m³
Tallest building16.0 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52011D0305/00C000
ProtectedMonument
 Wallonia 1.4 ha 1 · 44 m² 16.0 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health25Profitability0Solvency32Growth-Stability67
31 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 25
Profitability 0
Solvency 32
Growth -
Stability 67

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,914 of the 21,776 companies in this sector. 2,403 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252
Primary activity highlighted.
Names & trade names
Legal nameFR FIRAME
Registered office
Passage de la Bourse 18
6000 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.