FIPOS
FIPOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-57k) and a net result of €-93k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3139 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-57k |
| Net result | €-93k |
| Better than sector | 5% |
| Active | 5 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -18.9% | 52.5% | |
| Net result | €-93k | €32k | |
| Equity | €-57k | €75k | |
| Gross operating margin | €-65k | €52k | |
| Total assets | €302k | €192k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-93k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €302k |
| Equity | €-57k |
| Debt | €360k |
| of which ≤ 1y | €360k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | -18.9% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -30.8% |
| ROE | 163.3% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €302k |
| Fixed assets | 21/28 | €154k |
| Intangible fixed assets | 21 | €148k |
| Tangible fixed assets | 22/27 | €1k |
| Financial fixed assets | 28 | €4k |
| Current assets | 29/58 | €149k |
| Amounts receivable within one year | 40/41 | €57k |
| Cash & bank | 54/58 | €82k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €302k |
| Equity | 10/15 | €-57k |
| Contributions / capital | 10/11 | €139k |
| Accumulated profits (losses) | 14 | €-196k |
| Amounts payable | 17/49 | €360k |
| Amounts payable within one year | 42/48 | €360k |
| Trade debts payable within one year | 44 | €179k |
| Income statement | ||
| Gross operating margin | 9900 | €-65k |
| Operating result | 9901 | €-93k |
| Financial income | 75 | €16 |
| Financial charges | 65 | €46 |
| Result before taxes | 9903 | €-93k |
| Net result for the period | 9904 | €-93k |
| Result to be appropriated | 9905 | €-93k |
-
Current17-07-2025 → present
| NACE primary | Financial services(64190) |
| Legal form | Private limited company(610) |
| Incorporation | 04-06-2021 |
| Status | Active |
| Postal code | 1050 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0226/00W011 | Brussels | 3,529 m² | 1 · 1,878 m² | 38.1 m · 7 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
14-10-2025 MORIN Guillaume appointed as director
- MORIN Guillaume, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "MORIN Guillaume",
"address": null,
"birth_date": null
},
"effective_date": "2025-07-17",
"evidence_quote": "La nomination comme administrateur de Monsieur MORIN Guillaume, domicili\u00E9 \u00E0 rue de Clamart 12, 92100 Boulogne-Billancourt, France \u00E0 partir du 17 juillet 2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0769.353.718",
"name_full": "FIPOS",
"legal_form": "SRL"
}
}04-10-2023 Capital increase of €7,395.18
Technical details
{
"events": [
{
"kind": "capital_increase",
"amount": 7395.18,
"currency": "EUR",
"after_eur": null,
"delta_eur": 7395.18,
"before_eur": null,
"amount_type": "kapitaal_effectief",
"effective_date": "2023-09-18",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 par la souscription d\u0027un montant global d\u0027apports s\u0027\u00E9levant \u00E0 sept-mille-trois-cent-nonante-cing euros et dix-huit centimes (7.395,18 \u20AC) ... de cr\u00E9er dix-neuf (19) actions nouvelles",
"contribution_type": "cash"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0769.353.718",
"name_full": "FIPOS",
"legal_form": "SRL"
}
}16-05-2022 Capital increase of €130,000
Technical details
{
"events": [
{
"kind": "capital_increase",
"amount": 130000.0,
"currency": "EUR",
"after_eur": null,
"delta_eur": 130000.0,
"before_eur": null,
"amount_type": "kapitaal_effectief",
"effective_date": "2022-03-22",
"evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale, a d\u00E9cid\u00E9, par la souscription d\u2019un montant global d\u2019apports s\u0027\u00E9levant \u00E0 cent-trente-mille euros (130.000,00 \u20AC) ... de cr\u00E9er trois-cent-trente-quatre (334) actions nouvelles ... Ces actions nouvelles seront imm\u00E9diatement souscrites en esp\u00E8ces",
"contribution_type": "cash"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0769.353.718",
"name_full": "FIPOS",
"legal_form": "SRL"
}
}08-06-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1050 Bruxelles, Avenue Louise, 523",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": {
"kbo": "0768.998.083",
"name": "OGS Consulting"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0768.998.083",
"holder_org_name": "OGS Consulting",
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": null,
"is_subscriber_only": true,
"n_shares_subscribed": 333,
"amount_subscribed_eur": 500,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": "0768.998.677",
"name": "SAGESSE FINANCE LIMITED"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0768.998.677",
"holder_org_name": "SAGESSE FINANCE LIMITED",
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": null,
"is_subscriber_only": true,
"n_shares_subscribed": 333,
"amount_subscribed_eur": 500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1974-09-19",
"name": "Monsieur MORIN Guillaume S\u00E9bastien",
"niss": null,
"address": "92100 Boulogne-Billancourt, rue de Clamart, 12"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "Monsieur MORIN Guillaume S\u00E9bastien",
"is_subscriber_only": true,
"n_shares_subscribed": 334,
"amount_subscribed_eur": 500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1500,
"subject_company": {
"kbo": "0769.353.718",
"name_full": "FIPOS",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-06-01",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FIPOS |