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FIPAMA

Active
Private limited company·Algemene bouw van residentiële gebouwen· 6 yrs active
Rue Brun 25 ·5300 Andenne, Belgium
KBO/BCE: BE 0742.672.382
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Age6 yrs
Board1
Real estate2 parcels · 4,154 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FIPAMA is 2.2% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 03-10-2025 64 d late 2025-00527469
31-12-2023 31-07-2024 20-09-2024 51 d late 2024-00466496
31-12-2022 31-07-2023 03-07-2023 28 d early 2023-00207221
31-12-2021 31-07-2022 09-06-2022 52 d early 2022-20053266
31-12-2020 31-07-2021 21-06-2021 40 d early 2021-22900483

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 03-10-2025 2025-00527469
31-12-2023 micro 20-09-2024 2024-00466496
31-12-2022 micro 03-07-2023 2023-00207221
31-12-2021 micro 09-06-2022 2022-20053266
31-12-2020 micro 21-06-2021 2021-22900483

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Philippe WARNANT
    Director
    State Gazette act 25040205 (26-03-2025)
    Current
    12-03-2025 → present
Former directors (1)
  • Patrick FILLEE
    Director
    State Gazette act 25040205 (26-03-2025)
    Former
    - → 12-03-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation29-01-2020
StatusActive
Postal code5300

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Brun 255300 Andenne

Establishment units

1 location
FIPAMA
Bois Saint Antoine(WP) 9, 5100 NamurActiviteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts
since 20202.298.670.465
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,154 m²
Buildings2
Building footprint228 m²
Volume (LiDAR)861 m³
Tallest building9.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135E0570/00A000 Wallonia 2,716 m² 1 · 112 m² 9.3 m · 3 fl.
92003H0503/00M000 Wallonia 1,438 m² 1 · 117 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 1 year ago
2025
26-03-2025 1 director appointed, 1 resigning Director changes
  • Philippe WARNANT, Bestuurder
  • Patrick FILLEE, Bestuurder
Summary: v3.2
2020
31-01-2020 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,317 of the 29,570 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameFR FIPAMA
Registered office
Rue Brun 25 bus 18
5300 Andenne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.