Fiore design
The computed 12-month bankruptcy probability of Fiore design is 0.7% (low). The 2025 annual accounts show equity of €97k and a net result of €61k. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 1357 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €97k |
| Net result | €61k |
| Staff (FTE) | 6.3 |
| Better than sector | 37% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 9.5% | 22.9% | |
| Net result | €61k | €10k | |
| Equity | €97k | €44k | |
| Gross operating margin | €476k | €39k | |
| Staff costs | €325k | €21k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €9k |
| Net profit | €61k |
| Cash flow | €89k |
| Staff costs | €325k |
| Income taxes | €23k |
| Dividends | - |
| Total assets | €1.02M |
| Equity | €97k |
| Debt | €855k |
| of which ≤ 1y | €603k |
| of which > 1y | €226k |
| Working capital | €282k |
| Employees (FTE) | 6.3 |
| 2025 | |
|---|---|
| Current ratio | 1.47 |
| Quick ratio | 0.56 |
| Working capital ratio | 27.6% |
| Solvency | 9.5% |
| Debt / equity | 8.84 |
| Long-term debt ratio | 2.34 |
| Interest coverage | 0.30 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.0% |
| ROE | 63.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (26 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.02M |
| Fixed assets | 21/28 | €137k |
| Tangible fixed assets | 22/27 | €120k |
| Financial fixed assets | 28 | €16k |
| Current assets | 29/58 | €886k |
| Stocks & contracts in progress | 3 | €545k |
| Amounts receivable within one year | 40/41 | €165k |
| Cash & bank | 54/58 | €30k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.02M |
| Equity | 10/15 | €97k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €78k |
| Accumulated profits (losses) | 14 | €0 |
| Provisions & deferred taxes | 16 | €71k |
| Amounts payable | 17/49 | €855k |
| Amounts payable after one year | 17 | €226k |
| Amounts payable within one year | 42/48 | €603k |
| Trade debts payable within one year | 44 | €284k |
| Income statement | ||
| Gross operating margin | 9900 | €476k |
| Operating result | 9901 | €-19k |
| Financial income | 75 | €10k |
| Financial charges | 65 | €30k |
| Result before taxes | 9903 | €84k |
| Income taxes | 67/77 | €23k |
| Net result for the period | 9904 | €61k |
| Result to be appropriated | 9905 | €61k |
Former directors (1)
-
Former09-05-2023 → 03-10-2025
3 events
- 03-10-2025 Resigned· Director
- 09-05-2023 Mandate renewed· Director
- 09-05-2023 Resigned· Director
| NACE primary | Handel in eigen onroerend goed(68110) |
| Legal form | Private limited company(610) |
| Incorporation | 24-09-2018 |
| Status | Active |
| Postal code | 8550 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022A0422/00R000 | Flanders | 3,816 m² | 1 · 1,493 m² | 8.0 m · 2 fl. |
| 34042A0823/00C000 | Flanders | 3,455 m² | 1 · 2,000 m² | 7.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
17-10-2025 Herpol André resigns as director
- Herpol André, Bestuurder
Technical details
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"events": [
{
"kind": "director_out",
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"rrn": null,
"name": "Herpol Andr\u00E9",
"address": null,
"birth_date": null
},
"effective_date": "2025-10-03",
"evidence_quote": "Ontslag van dhr. Herpol Andr\u00E9 als niet statutaire bestuurder en dit vanaf 03/10/2025."
}
],
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},
"subject_company": {
"kbo": "0704.937.206",
"name_full": "FIORE DESIGN",
"legal_form": "BV"
}
}03-04-2025 Registered office moved from Kuurne to Zwevegem
- Brugsesteenweg 183, 8520 Kuurne → Esserstraat 9, 8550 Zwevegem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Zwevegem",
"region": null,
"street": "Esserstraat",
"country": "BE",
"postcode": "8550",
"box_number": null,
"street_number": "9"
},
"old_address": {
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"street": "Brugsesteenweg",
"country": "BE",
"postcode": "8520",
"box_number": null,
"street_number": "183"
},
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"evidence_quote": "De vergadering besluit de zetel van de vennootschap te verplaatsen om deze over te brengen van 8520 Kuurne, Brugsesteenweg 183 naar 8550 Zwevegem, Esserstraat 9."
}
],
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}
}09-05-2023 1 resigning, 1 reappointed
- André Herpol, Bestuurder
- André Herpol, Bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Andr\u00E9 Herpol",
"address": null,
"birth_date": null
},
"evidence_quote": "De vergadering besluit de huidige niet statutaire zaakvoerder (actueel genaamd \u2018bestuurder\u2019), hierna vermeld, ontslag te geven uit zijn functie en gaat onmiddellijk over tot zijn herbenoeming als niet statutaire bestuurder voor een onbepaalde duur: - de voornoemde heer Andr\u00E9 Herpol, die verklaart di"
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Andr\u00E9 Herpol",
"address": null,
"birth_date": null
},
"evidence_quote": "De vergadering besluit de huidige niet statutaire zaakvoerder (actueel genaamd \u2018bestuurder\u2019), hierna vermeld, ontslag te geven uit zijn functie en gaat onmiddellijk over tot zijn herbenoeming als niet statutaire bestuurder voor een onbepaalde duur: - de voornoemde heer Andr\u00E9 Herpol,"
}
],
"schema": "v3.2",
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"subject_company": {
"kbo": "0704.937.206",
"name_full": "GROND EN BOUWPROJECTEN",
"legal_form": "BVBA"
}
}26-09-2018 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "Brugsesteenweg 183, 8520 Kuurne",
"schema": "v3.2",
"act_meta": {
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},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1942-06-11",
"name": "HERPOL Andr\u00E9 Omer",
"niss": null,
"address": "8520 Kuurne, Brugsesteenweg 183"
},
"share_class": "A",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 18600,
"holder_person_name": "HERPOL Andr\u00E9 Omer",
"is_subscriber_only": true,
"n_shares_subscribed": 18600,
"amount_subscribed_eur": 18600,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 18600,
"subject_company": {
"kbo": "0704.937.206",
"name_full": "GROND EN BOUWPROJECTEN",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2018-09-24",
"post_incorporation_mandates": []
}| Legal nameNL | Fiore design |