FINTRONIK
ActiveSummary
FINTRONIK has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €11k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 1416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+12
Solvency28=
Growth85▲+17
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.4 against 0.73 in 2024; short-term debt: 96.6% and cash: 0.3% of total assets), and 96.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1416 sector peers (2025).
NBB · sector comparisonPosition among 1416 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
49 d late
2024
18 d late
2023
60 d late
2022
60 d late
2021
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€6.76M▼ 29.8%
2023 · €9.63M
2021: €21k
2022: €6.42M
2023: €9.63M
2021 → 2024
EBIT margin
-1.9%▼ 4.7pp
2023 · 2.8%
2021: 0.5%
2022: 4.3%
2023: 2.8%
2021 → 2024
Net result
€11k
2024 · €-170k
2021: €24
2022: €146k
2023: €120k
2024: €-170k
2021 → 2025
Working capital
€-2.94M▼ 102%
2024 · €-1.45M
2021: €-938k
2022: €-1.11M
2023: €-962k
2024: €-1.45M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21k-€6.42M▲ 30,449%€9.63M▲ 50.1%€6.76M▼ 29.8%
Equity€62k-€208k▲ 237%€328k▲ 58.0%€158k▼ 51.7%€170k▲ 7.2%
Operating result€108-€275k▲ 255,254%€274k▼ 0.1%€-128k€84k
Net result€24-€146k▲ 609,098%€120k▼ 17.6%€-170k€11k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €84k after a loss of €128k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.07M
Fixed assets
€3.11M ▲ 58.7%
Current assets
€1.97M ▼ 50.7%
Equity and liabilities €5.07M
Equity
€170k ▲ 7.2%
Debt
€4.91M ▼ 15.3%
Debt's share of the balance-sheet total falls from 97.3% to 96.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€335k▲
2024 · €72k
Cash flow
€262k▲
2024 · €31k
Current ratio
0.40▼
2024 · 0.73
Debt to equity
28.91▼
2024 · 36.59
ROE
6.7%▲
2024 · -107.2%
ROA
0.2%▲
2024 · -2.9%
Interest coverage
2.02▲
2024 · 0.97
Debt ≤ 1 year
€4.90M▼
2024 · €5.44M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.95M€5.07M▼
Fixed assets21/28€1.96M€3.11M▲
Intangible fixed assets21€1.96M€2.14M▲
Tangible fixed assets22/27-€972k
Assets under construction and advance payments27-€972k
Current assets29/58€3.99M€1.97M▼
Amounts receivable within one year40/41€3.96M€1.94M▼
Trade receivables40€3.13M€289k▼
Other amounts receivable41€825k€1.65M▲
Cash at bank and in hand54/58€21k€15k▼
Deferred charges and accrued income490/1€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€5.95M€5.07M▼
Equity10/15€158k€170k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€91k€102k▲
Amounts payable17/49€5.79M€4.91M▼
Amounts payable within one year42/48€5.44M€4.90M▼
Trade debts44€2.58M€1.97M▼
Suppliers440/4€2.58M€1.97M▼
Taxes, remuneration and social security45€40k€0▼
Taxes450/3€40k€0▼
Other amounts payable47/48€2.82M€2.93M▲
Accrued charges and deferred income492/3€352k€4k▼
Income statement
Code20242025
Operating income70/76A€6.76M-
Turnover70€6.76M-
Operating charges60/66A€6.89M-
Goods for resale, raw materials and consumables60€5.64M-
Purchases600/8€5.64M-
Services and other goods61€1.05M-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200k€251k▲
Other operating charges640/8€1k€187k▲
Gross operating margin9900-€522k
Operating profit (loss)9901€-128k€84k▲
Financial income75/76B€55k€93k▲
Recurring financial income75€46k€93k▲
Income from current assets751€46k-
Non-recurring financial income76B€8k-
Financial charges65/66B€96k€166k▲
Recurring financial charges65€96k€166k▲
Debt charges650€74k-
Other financial charges652/9€22k-
Profit (loss) for the period before taxes9903€-170k€11k▲
Profit (loss) for the period9904€-170k€11k▲
Profit (loss) for the period to be appropriated9905€-170k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€102k▲
Profit (loss) brought forward from the previous period14P€260k€91k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 49 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €-170k ▼241%
Net result drops to €-170k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 60 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2021net €146k ▲609098%
Operating result €275k, net result €146k, both a record.
31-12
Financial
Equity above €200kEq €208k ▲237%
2 profitable years in a row build equity to €208k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kantersteen 471000 BrusselGround area
6,828 m²
Building footprint
7,874 m²
Volume, LiDAR
179,427 m³
Parcel 21804D0900/00E002, Brussels · tallest building 44.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
FINTRONIK
since 20212.319.448.261
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D0900/00E002 | Brussels | 6,828 m² | 1 · 7,874 m² | 44.7 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,194 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.fintronik.com
E-mail:info@fintronik.com