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Complete company report
Generated 20-08-2026
Active BE 0445.434.292Public limited company

FINLO

Brug-Zuid 12 ·9880 Aalter, Belgium· 34 yrs active
Sector: Groothandel in bouwmaterialen, algemeen assortiment (46831)
Conclusion Checked

The computed 12-month bankruptcy probability of FINLO is 0.4% (very low). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 34 yrs
Board 1
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-risk legal form −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1991, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 micro 14-01-2026 2026-00010723
30-06-2024 micro 28-01-2025 2025-00024130
30-06-2023 micro 25-01-2024 2024-00006330
30-06-2022 micro 15-12-2022 2022-20537570
30-06-2021 verkort 15-11-2021 2021-77300234
30-06-2020 verkort 26-01-2021 2021-01900343
30-06-2019 verkort 23-12-2019 2019-77400043
30-06-2018 verkort 04-12-2018 2018-73700012
30-06-2017 verkort 13-12-2017 2017-71700300
30-06-2016 verkort 22-12-2016 2016-71200581
Directors & mandates 2 directors
Current directors & mandates
  • Vanhulle Bruno
    Director
    State Gazette act 24117412 (05-08-2024)
    Current
    05-08-2024 → present
    2 events
    • 05-08-2024 Appointed· Director
    • 05-08-2024 Appointed· Managing director
Former directors (1)
  • Vanhulle André
    Director
    State Gazette act 24117412 (05-08-2024)
    Former
    - → 05-08-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Groothandel in bouwmaterialen, algemeen assortiment(46831)
Legal form Public limited company(014)
Incorporation22-10-1991
StatusActive
Postal code9880
Establishment units 1 location
FINLO NV
Brug-Zuid 29, 9880 Aalterde groothandel in schrijn- en timmerwerk van hout voor de bouwnijverheid
since 19912.054.917.383
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44001A0256/00E000 Flanders 4.0 ha 1 · 1.8 ha -
44503H0058/00P000 Flanders 8,233 m² 1 · 480 m² 22.4 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
14-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
28-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-08-2024
State Gazette act Director changes
25-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
15-12-2022
NBB filing Annual accounts filed
fiscal year 2022 · micro
07-04-2022
State Gazette act Capital & shares
Christophe VERHAEGHE
2021
15-11-2021
NBB filing Annual accounts filed
fiscal year 2021 · verkort
26-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2019
23-12-2019
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2018
04-12-2018
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2017
13-12-2017
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
22-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 1
07-04-2022
Capital change
All acts · 2 updated 2 years ago
2024
05-08-2024 2 directors appointed, 1 resigning Director changes
  • Vanhulle Bruno, Bestuurder
  • Vanhulle Bruno, Gedelegeerd bestuurder
  • Vanhulle André, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanhulle Bruno",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De bijzondere algemene vergadering van 15/05/2024 heeft beslist om Vanhulle Bruno te benoemen als bestuurder van de naamloze vennootschap. het mandaat gaat onmiddellijk in.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "immediate",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Hij wordt ook benoemd als gedelegeerd bestuurder van de naamloze vennootschap.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "immediate",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanhulle Andr\u00E9",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Daarnaast beslsit de algemene vergadering om het ontslag te aanvaarden van Vanhulle Andr\u00E9. hem wordt kwijting gegeven voor zijn periode als bestuurder van de naamloze vennootschap. het ontslag gaat onmiddellijk in.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-07-25",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-05-15",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0445.434.292",
    "name_full": "Finlo",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
07-04-2022 Restructuring of share classes Capital & shares·Christophe VERHAEGHE
Notary: Christophe VERHAEGHE · RuisseledeFirm: Notariskantoor Verhaeghe & Baert
Technical details 
{
  "events": [
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "after_eur_raw": "750000.0",
      "delta_eur_raw": "6317.94",
      "before_eur_raw": "743682.06",
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_apports_non_appeles"
    },
    {
      "kind": "share_class_conversion",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
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        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Christophe VERHAEGHE",
    "firm_city": null,
    "firm_name": "Notariskantoor Verhaeghe \u0026 Baert",
    "office_city": "Ruisselede",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-07",
    "filing_date": "2022-04-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-04-05",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-04-05"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0445.434.292",
    "name_full": "FINLO",
    "legal_form": "Naamloze vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition",
    "plan financier",
    "bankattest",
    "verslag bedrijfsrevisor"
  ],
  "shareholders_after": [],
  "share_classes_after": [
    {
      "n_shares": 3000,
      "class_name": "Gewone Aandelen",
      "capital_share_eur": null,
      "capital_share_eur_raw": "750000.0",
      "voting_rights_per_share": 1.0
    }
  ],
  "_currency_suspect_bef": true
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in bouwmaterialen, algemeen assortiment46831Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair51532
Primary activity highlighted.
Names & trade names
Legal nameNL FINLO
Registered office
Brug-Zuid 12
9880 Aalter, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative