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FINLECO

Active
Helmweg 15 ·8300 Knokke-Heist, Belgium
KBO/BCE: BE 0442.419.473
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Belgian State Gazette acts: 0 of 9 read
Age35 yrs
Real estate1 parcel · 2,462 m²

Summary

Conclusion

the dossier summarised in one paragraph

FINLECO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 30-12-2025 passed on 30-07-2026, 19 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 30-12-2024 was due by 30-07-2025 and was filed on 26-06-2025, 34 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-12-2024, that is 30-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-12-2025 30-07-2026 nothing on record not filed -
30-12-2024 30-07-2025 26-06-2025 34 d early 2025-00184456
30-12-2023 30-07-2024 21-06-2024 39 d early 2024-00171720
30-12-2022 30-07-2023 26-06-2023 34 d early 2023-00155412
30-12-2021 30-07-2022 08-07-2022 22 d early 2022-20167511
30-12-2020 30-07-2021 18-06-2021 42 d early 2021-21700354
30-12-2019 30-07-2020 13-07-2020 17 d early 2020-30300585
30-12-2018 30-07-2019 21-06-2019 39 d early 2019-22400154
30-12-2017 30-07-2018 11-07-2018 19 d early 2018-32200262
30-12-2016 30-07-2017 27-06-2017 33 d early 2017-24000184
30-12-2015 30-07-2016 27-07-2016 3 d early 2016-37000556

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1990, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-12-2024 verkort 26-06-2025 2025-00184456
30-12-2023 verkort 21-06-2024 2024-00171720
30-12-2022 verkort 26-06-2023 2023-00155412
30-12-2021 verkort 08-07-2022 2022-20167511
30-12-2020 verkort 18-06-2021 2021-21700354
30-12-2019 verkort 13-07-2020 2020-30300585
30-12-2018 verkort 21-06-2019 2019-22400154
30-12-2017 verkort 11-07-2018 2018-32200262
30-12-2016 verkort 27-06-2017 2017-24000184
30-12-2015 verkort 27-07-2016 2016-37000556

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
6 companies at this address See who is registered here

Establishment units

1 location
Finleco
Helmweg 15, 8300 Knokke-HeistOverige financiële dienstverlening, neg
since 20112.239.697.336
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,462 m²
Buildings1
Building footprint291 m²
Volume (LiDAR)965 m³
Tallest building10.7 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31332F0110/00S000 Flanders 2,462 m² 1 · 291 m² 10.7 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 9 acts read

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 6 of the 62 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Effecten- en goederenhandel66120Overige bemiddeling in effecten- en goederencontracten, muv crowdfunding66129Effectenhandel en vermogensbeheer67120Holdings64200Activiteiten van holdings64210Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameNL FINLECO
Registered office
Helmweg 15
8300 Knokke-Heist, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.