FinIT Services
ActiveThe file of FinIT Services contains 2 judicial reorganisations, as published in the Belgian State Gazette.
Summary
The 2025 annual accounts show negative equity (€-414k) and a net result of €17k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 5527 sector peers (fiscal year 2025).
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5527 sector peers (2025).
NBB · sector comparisonPosition among 5527 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 23-02-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
38 d early
2023
17 d early
2022
7 d early
2021
29 d early
2020
61 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close24-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-414k▲ 3.9%
2024 · €-431k
2019: €278k
2020: €-3.32M
2021: €-554k
2022: €-522k
2023: €-506k
2024: €-431k
2019 → 2025
Net result
€17k▼ 77.7%
2024 · €75k
2019: €-2.25M
2020: €-3.60M
2021: €2.76M
2022: €32k
2023: €15k
2024: €75k
2019 → 2025
Total assets
€103k▼ 78.9%
2024 · €489k
2019: €4.03M
2020: €274k
2021: €387k
2022: €664k
2023: €354k
2024: €489k
2019 → 2025
Solvency
-401.4%▼ 313.2pp
2024 · -88.2%
2019: 6.9%
2020: -1209.5%
2021: -143.1%
2022: -78.5%
2023: -142.9%
2024: -88.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€735k-
Equity€-554k-€-522k▲ 5.8%€-506k▲ 2.9%€-431k▲ 14.9%€-414k▲ 3.9%
Operating result€116k-€42k▼ 63.6%€26k▼ 39.7%€81k▲ 216%€27k▼ 66.7%
Net result€2.76M-€32k▼ 98.8%€15k▼ 52.7%€75k▲ 395%€17k▼ 77.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€54k ▼ 19.1%
Current assets
€49k ▼ 88.4%
Key figures and ratios
ROA
16.3%▲
2024 · 15.4%
Debt
€517k▼
2024 · €919k
Debt ≤ 1 year
€295k▼
2024 · €698k
Debt > 1 year
€222k=
2024 · €222k
Income taxes
€8k▲
2024 · €959
Staff costs
€367k▲
2024 · €338k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€489k€103k▼
Fixed assets21/28€67k€54k▼
Intangible fixed assets21€28k€18k▼
Tangible fixed assets22/27€40k€36k▼
Plant, machinery and equipment23€20k€8k▼
Furniture and vehicles24€20k€28k▲
Financial fixed assets28€1€1=
Current assets29/58€421k€49k▼
Amounts receivable within one year40/41€420k€44k▼
Trade receivables40-€6k
Other amounts receivable41€420k€38k▼
Cash at bank and in hand54/58€284€674▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€489k€103k▼
Equity10/15€-431k€-414k▲
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€20k€20k=
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Profit (loss) carried forward14€-651k€-634k▲
Amounts payable17/49€919k€517k▼
Amounts payable after more than one year17€222k€222k=
Financial debts170/4€222k€222k=
Amounts payable within one year42/48€698k€295k▼
Trade debts44€30k€30k▼
Suppliers440/4€30k€30k▼
Taxes, remuneration and social security45€71k€97k▲
Taxes450/3€8k€27k▲
Remuneration and social security454/9€64k€70k▲
Other amounts payable47/48€597k€168k▼
Income statement
Code20242025
Remuneration, social security and pensions62€338k€367k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€36k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€463k€432k▼
Operating profit (loss)9901€81k€27k▼
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€12k€12k▼
Recurring financial charges65€12k€12k▼
Profit (loss) for the period before taxes9903€76k€25k▼
Income taxes67/77€959€8k▲
Profit (loss) for the period9904€75k€17k▼
Profit (loss) for the period to be appropriated9905€75k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-951k€-634k▲
Profit (loss) brought forward from the previous period14P€-1.03M€-651k▲
Transfer from equity791/2€300k€0▼
Social balance
Average headcount (FTE)90874.94.9=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-12
State Gazette act
Appointment: Figurad Bedrijfsrevisoren (statutory auditor)Permanent representatives: Bart Meganck and Chris ROMBAUT4 facts ▸
State Gazette act
Appointment: Figurad Bedrijfsrevisoren (statutory auditor)
Permanent representatives: Bart Meganck and Chris ROMBAUT4 facts ▸
- General meeting, 09/02/2024
- Auditor appointment, Figurad Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Bart Meganck
- Permanent representative, Chris ROMBAUT
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
27-01
State Gazette act
Resignations: Down2Earth Capital (director) and Manzel (director)Permanent representatives: Alain Keppens, Peter Kloeck and 3 others · Appointments: Funico, RO-C and Ardies Consulting11 facts ▸
State Gazette act
Resignations: Down2Earth Capital (director) and Manzel (director)
Permanent representatives: Alain Keppens, Peter Kloeck and 3 others · Appointments: Funico, RO-C and Ardies Consulting11 facts ▸
- General meeting, 29/10/2021
- Director resignation, Down2Earth Capital (director)
- Permanent representative, Alain Keppens
- Director resignation, Manzel (director)
- Permanent representative, Peter Kloeck
- Director appointment, Funico (director)
- Permanent representative, Maarten Janssen
- Director appointment, RO-C (director)
- Permanent representative, Chris Rombaut
- Director appointment, Ardies Consulting (director)
- Permanent representative, Bart Ardies
2021
17-09
State Gazette act
Appointment: FIGURAD BEDRIJFSREVISOREN BV (statutory auditor)Permanent representatives: Alain Keppens, Peter Kloeck and 2 others · Director discharge10 facts ▸
State Gazette act
Appointment: FIGURAD BEDRIJFSREVISOREN BV (statutory auditor)
Permanent representatives: Alain Keppens, Peter Kloeck and 2 others · Director discharge10 facts ▸
- General meeting, 31/12/2020
- Director discharge, DOWN2EARTH CAPITAL NV
- Director discharge, MANZEL BV
- Director discharge, ARDIES CONSULTING BV
- Director discharge, FIGURAD BEDRIJFSREVISOREN BV (statutory auditor)
- Auditor appointment, FIGURAD BEDRIJFSREVISOREN BV (statutory auditor)
- Permanent representative, Alain Keppens
- Permanent representative, Peter Kloeck
- Permanent representative, Bart Ardies
- Permanent representative, Bart Meganck
31-08
Financial
Back to profitnet €2.76M
Net result €2.76M after 2 loss-making years.
04-05
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Gent · 20210001 · event 27-04-2021
03-02
Judicial reorganisation
Opening
Ondernemingsrechtbank Gent · collectif · event 29-01-2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
31-08
Financial
Weakest financial yearnet €-3.60M
Net result drops to €-3.60M, the lowest in the series; recovery starts the following year.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 20 days late
23-01
State Gazette act
Statutes amendmentName change · Legal-form conversion · Capital4 facts ▸
State Gazette act
Statutes amendment
Name change · Legal-form conversion · Capital4 facts ▸
- General meeting, 21 januari 2020
- Name change, FinIT Services
- Legal-form conversion, Wetboek van vennootschappen en verenigingen
- Capital, €200.000
2019
06-12
State Gazette act
Resignation: DENO BVBA (director)Permanent representative: Bart Decuypere2 facts ▸
State Gazette act
Resignation: DENO BVBA (director)
Permanent representative: Bart Decuypere2 facts ▸
- Director resignation, DENO BVBA (director)
- Permanent representative, Bart Decuypere
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-09
State Gazette act
Appointment: FIGURAD Bedrijfsrevisoren (statutory auditor)Permanent representative: Bart Meganck3 facts ▸
State Gazette act
Appointment: FIGURAD Bedrijfsrevisoren (statutory auditor)
Permanent representative: Bart Meganck3 facts ▸
- General meeting, 27/03/2018
- Auditor appointment, FIGURAD Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Bart Meganck
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-12
State Gazette act
Appointments: Manzel BVBA, Ardies Consulting BVBA and Down2Earth Capital NVPermanent representatives: Peter Kloeck, Bart Ardies and 2 others · Reappointments: Down2Earth Capital NV (director) and Deno BVBA (director) · Resignations: Bart Decuypere (director) and Deno BVBA (managing director)17 facts ▸
State Gazette act
Appointments: Manzel BVBA, Ardies Consulting BVBA and Down2Earth Capital NV
Permanent representatives: Peter Kloeck, Bart Ardies and 2 others · Reappointments: Down2Earth Capital NV (director) and Deno BVBA (director) · Resignations: Bart Decuypere (director) and Deno BVBA (managing director)17 facts ▸
- Board meeting, 09/10/2017
- Registered-office move, Booiebos 3, 9031 Drongen (Gent)
- General meeting, 20/10/2017
- Director appointment, Manzel BVBA (director)
- Permanent representative, Peter Kloeck
- Director appointment, Ardies Consulting BVBA (director)
- Permanent representative, Bart Ardies
- Director reappointment, Down2Earth Capital NV (director)
- Permanent representative, Alain Keppens
- Director reappointment, Deno BVBA (director)
- Permanent representative, Bart Decuypere
- Director resignation, Bart Decuypere (director)
- +5 further facts in this act
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 143 days late
2015
19-06
State Gazette act
Appointment: Ernst & Young Bedrijfsrevisoren (statutory auditor)Permanent representative: Paul Eelen · Mandate term4 facts ▸
State Gazette act
Appointment: Ernst & Young Bedrijfsrevisoren (statutory auditor)
Permanent representative: Paul Eelen · Mandate term4 facts ▸
- General meeting, 08/04/2015
- Auditor appointment, Ernst & Young Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Paul Eelen
- Mandate term, drie boekjaren ... einde ... onmiddellijk na de Gewone Algemene Vergadering ... in 2018
12-01
State Gazette act
Capital & shares · Statutes amendmentCapital decrease · Capital · Statutes amendment6 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital decrease · Capital · Statutes amendment6 facts ▸
- General meeting, 16/12/2014
- Capital decrease, €3.000.000
- Capital, €200.000
- Statutes amendment
- Power of attorney, FUNICO INTERNATIONAL
- Power of attorney, Stijn RAES
2014
30-10
State Gazette act
Permanent representatives: Keppens Alain and Bart DecuypereAppointment: Decuypere BVBA (managing director) · Power of attorney5 facts ▸
State Gazette act
Permanent representatives: Keppens Alain and Bart Decuypere
Appointment: Decuypere BVBA (managing director) · Power of attorney5 facts ▸
- Board meeting, 15-10-2014
- Permanent representative, Keppens Alain
- Director appointment, Decuypere BVBA (managing director)
- Permanent representative, Bart Decuypere
- Power of attorney, Monard-D'Hulst
28-10
State Gazette act
Resignations: VANQUAETHEM Stefaan (director) and VECTIS BEHEER (director)Appointment: DOWN2EARTH CAPITAL (director) · Permanent representative: KEPPENS Alain · Registered-office move8 facts ▸
State Gazette act
Resignations: VANQUAETHEM Stefaan (director) and VECTIS BEHEER (director)
Appointment: DOWN2EARTH CAPITAL (director) · Permanent representative: KEPPENS Alain · Registered-office move8 facts ▸
- General meeting, 15/10/2014
- Registered-office move, Antwerpen (B-2000 Antwerpen), Hessenstraatje, 20
- Statutes amendment
- Capital, €3.200.000
- Director resignation, VANQUAETHEM Stefaan (director)
- Director resignation, VECTIS BEHEER (director)
- Director appointment, DOWN2EARTH CAPITAL (director)
- Permanent representative, KEPPENS Alain
2013
27-05
State Gazette act
Reappointment: BVBA BART DECUYPERE (director)Permanent representative: Bart Decuypere4 facts ▸
State Gazette act
Reappointment: BVBA BART DECUYPERE (director)
Permanent representative: Bart Decuypere4 facts ▸
- General meeting, 15/03/2013
- Director reappointment, BVBA BART DECUYPERE (director)
- Director reappointment, BVBA BART DECUYPERE (managing director)
- Permanent representative, Bart Decuypere
2012
02-04
State Gazette act
Reappointments: Stefaan Vanquaethem (director) and Bart Decuypere (director)5 facts ▸
State Gazette act
Reappointments: Stefaan Vanquaethem (director) and Bart Decuypere (director)
5 facts ▸
- General meeting, 10-02-2012
- Director reappointment, Stefaan Vanquaethem (director)
- Director reappointment, Bart Decuypere (director)
- Board meeting, 10-02-2012
- Director reappointment, Bart Decuypere (managing director)
19-03
State Gazette act
Resignation: Wouter Verlinden (director)Appointment: Vectis Beheer BVBA (director) · Permanent representative: Walter Beyen4 facts ▸
State Gazette act
Resignation: Wouter Verlinden (director)
Appointment: Vectis Beheer BVBA (director) · Permanent representative: Walter Beyen4 facts ▸
- General meeting, 17-01-2012
- Director resignation, Wouter Verlinden (director)
- Director appointment, Vectis Beheer BVBA (director)
- Permanent representative, Walter Beyen
2011
28-04
State Gazette act
Resignation: Vectis Beheer (director)Appointment: Wouter Verlinden (director) · Permanent representative: Walter Beyen · Director discharge5 facts ▸
State Gazette act
Resignation: Vectis Beheer (director)
Appointment: Wouter Verlinden (director) · Permanent representative: Walter Beyen · Director discharge5 facts ▸
- General meeting, 11/02/2011
- Director resignation, Vectis Beheer (director)
- Director discharge, Vectis Beheer
- Director appointment, Wouter Verlinden (director)
- Permanent representative, Walter Beyen
2008
24-06
State Gazette act
Statutes amendment2 facts ▸
State Gazette act
Statutes amendment
2 facts ▸
- General meeting, 11/06/2008
- Statutes amendment
2007
29-10
State Gazette act
Appointments: Bart Decuypere (director) and Decuypere (director)Resignation: Deno (director) · Permanent representative: Bart Decuypere · Director discharge9 facts ▸
State Gazette act
Appointments: Bart Decuypere (director) and Decuypere (director)
Resignation: Deno (director) · Permanent representative: Bart Decuypere · Director discharge9 facts ▸
- General meeting, 25/04/2006
- Director appointment, Bart Decuypere (director)
- Director appointment, Bart Decuypere (managing director)
- General meeting, 12/08/2007
- Director resignation, Deno (director)
- Director discharge, Deno
- Director appointment, Decuypere (director)
- Permanent representative, Bart Decuypere
- Director appointment, Decuypere (managing director)
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2022
This board is reconstructed from a single act (22011757). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Ardies Consulting
CurrentDirector · since 27-01-2022 · Legal entity · perm. rep.: Bart Ardies
Funico
CurrentDirector · since 27-01-2022 · Legal entity · perm. rep.: Maarten Janssen
RO-C
CurrentDirector · since 27-01-2022 · Legal entity · perm. rep.: Chris Rombaut
ARDIES CONSULTING
Not recently confirmedDirector · since 20-10-2017 · Private limited company · perm. rep.: Bart Ardies
DENO
Not recently confirmedDirector · since 20-10-2017 · Private limited company · perm. rep.: Bart Decuypere
Down2Earth Capital
Not recently confirmedDirector · since 15-10-2014 · Public limited company · perm. rep.: KEPPENS Alain
3 other directors
Manzel
Not recently confirmedDirector · since 20-10-2017 · Private limited company · perm. rep.: Peter Kloeck
BVBA BART DECUYPERE
Not recently confirmedDirector · since 15-03-2013 · Legal entity · perm. rep.: Bart Decuypere
Vectis Beheer BVBA
Not recently confirmedDirector · since 17-01-2012 · Legal entity · perm. rep.: Walter Beyen
27-01-2022
Ardies Consulting: Appointed as Director
27-01-2022
Funico: Appointed as Director
27-01-2022
RO-C: Appointed as Director
27-01-2022
Down2Earth Capital: Resigned as Director
27-01-2022
Manzel: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Booiebos 39031 GentGround area
1.0 ha
Building footprint
7,055 m²
Volume, LiDAR
35,590 m³
Parcel 44017D0928/00N000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Funico International
since 20062.155.346.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D0928/00N000 | Flanders | 1.0 ha | 1 · 7,055 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Figurad Bedrijfsrevisoren bvCurrent Statutory auditor · represented by Bart Meganck | 17-09-2021 → present |
Show 2 earlier auditors
| Ernst & Young Bedrijfsrevisoren Statutory auditor succeeded by Figurad Bedrijfsrevisoren in 2018 | 19-06-2015 → 19-09-2018 |
| Figurad Bedrijfsrevisoren Statutory auditor · represented by Bart Meganck succeeded by Figurad Bedrijfsrevisoren bv in 2021 | 19-09-2018 → 17-09-2021 |
Articles of association
Purpose
1/ Holding activiteiten... 2/ Alle activiteiten die verband houden met administratie, management, adviesverlening... 3/ Het toestaan van leningen... 4/ Alle verrichtingen met…
Full purpose
1/ Holding activiteiten... 2/ Alle activiteiten die verband houden met administratie, management, adviesverlening... 3/ Het toestaan van leningen... 4/ Alle verrichtingen met betrekking tot onroerende goederen... 5/ Het ontwikkelen, kopen, verkopen... van octrooien, knowhow...
Structure & network
Connections & network
7 connected companiesLinked via shared directors
Shared director
→
Shared director
→
Shared corporate director
→
Shared corporate director
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Show 3 more companies with a shared director
Shared corporate director
→
Shared corporate director
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Shared corporate director
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Capital and shareholders
Capital over the years
- 23-01-2020 Capital stated in the act · 200,000 EUR · 3,200 shares
- 12-01-2015 Capital reduction of 3,000,000 EUR · to 200,000 EUR · repaid to the shareholders
- 28-10-2014 Capital stated in the act · 3,200,000 EUR · 3,200 shares
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,722 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-04-2006
Fiscal year end31-08
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
77330Rental and leasing activities
82100Office administrative and support services
95100Repair and maintenance of computers and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.