Skip to content

FINIMO

Active
Cooperative company·Overig algemeen overheidsbestuur· 30 yrs active
Place du Marché 55 ·4800 Verviers, Belgium
KBO/BCE: BE 0257.884.101
Watch Print / PDF
Age30 yrs
Real estate1 parcel · 554 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FINIMO is < 0.1% (very low). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 08-07-2025 23 d early 2025-00250063
31-12-2023 31-07-2024 26-06-2024 35 d early 2024-00190533
31-12-2022 31-07-2023 06-12-2023 128 d late 2023-00524236
31-12-2021 31-07-2022 01-07-2022 30 d early 2022-20126566
31-12-2020 31-07-2021 02-07-2021 29 d early 2021-30500120
31-12-2019 31-07-2020 27-11-2020 119 d late 2020-72400252
31-12-2018 31-07-2019 16-07-2019 15 d early 2019-34500591
31-12-2017 31-07-2018 20-07-2018 11 d early 2018-36500411
31-12-2016 31-07-2017 22-08-2017 22 d late 2017-46100194
31-12-2015 31-07-2016 14-07-2016 17 d early 2016-31300114

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Lower-risk legal form −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 08-07-2025 2025-00250063
31-12-2023 volledig 26-06-2024 2024-00190533
31-12-2022 volledig 06-12-2023 2023-00524236
31-12-2021 volledig 01-07-2022 2022-20126566
31-12-2020 volledig 02-07-2021 2021-30500120
31-12-2019 volledig 27-11-2020 2020-72400252
31-12-2018 volledig 16-07-2019 2019-34500591
31-12-2017 volledig 20-07-2018 2018-36500411
31-12-2016 volledig 22-08-2017 2017-46100194
31-12-2015 volledig 14-07-2016 2016-31300114

Structure & network

Locations & real estate

Establishment units

1 location
Finimo Association Intercommunale SCRL
Place du Marché 55, 4800 VerviersGemeentelijke overheid, met uitzondering van het OCMW
since 20052.160.510.989
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area554 m²
Buildings1
Building footprint619 m²
Volume (LiDAR)8,414 m³
Tallest building15.8 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63572B0335/02A000 Wallonia 554 m² 1 · 619 m² 15.8 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Capital history · 4
16-03-2026
Capital increase: after: 700.368.922 EUR, delta: 102.000.000 EUR, amount: 700368922.0, before: 598.368.922 EUR, currency: EUR
16-03-2026
Capital: amount: 700368922.0, shares: 588381, currency: EUR, share_type: sans mention de valeur nominale
22-12-2023
Capital increase: after: 590.354.407 EUR, delta: 102.440.762 EUR, amount: 590354407.0, before: 487.913.645 EUR, currency: EUR, new_shares: 30.297 actions de catégorie B
22-12-2023
Capital: amount: 590354407.0, shares: 586.011, currency: EUR
All acts · 3 updated 4 months ago
2026
16-03-2026 Act object · Notarial deed · General meeting · Capital increase Open-capture extraction
  • Act object: CAPITAL, ACTIONS, STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS) · SOCOFE
  • Publication: 16/03/2026 · SOCOFE
  • Filing: 12-03-2026 · SOCOFE
  • Notarial deed: 12 mars 2026 · SOCOFE
  • General meeting: 12 mars 2026 · SOCOFE
  • Capital increase: after: 700.368.922 EUR, delta: 102.000.000 EUR, amount: 700368922.0, before: 598.368.922 EUR, currency: EUR · SOCOFE
  • Capital: amount: 700368922.0, shares: 588381, currency: EUR, share_type: sans mention de valeur nominale · SOCOFE
  • Statute amendment: Article 5 des statuts remplacé · SOCOFE
  • Filing representative: Coordination des statuts et publication · Christine WERA
Summary: Act object · Notarial deed · General meeting · Capital increase
2025
20-08-2025 2 directors appointed Director changes
  • Callens, Vandelanotte & Co, Commissaris
  • Valérie MAES, Secrétaire
2023
22-12-2023 Act object · Notarial deed · General meeting · Capital increase Open-capture extraction
  • Act object: CAPITAL, ACTIONS, STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS) · SOCOFE
  • Publication: 22/12/2023 · SOCOFE
  • Filing: 20-12-2023 · SOCOFE
  • Notarial deed: 19 décembre 2023 · SOCOFE
  • General meeting: 19 décembre 2023 · SOCOFE
  • Capital increase: after: 590.354.407 EUR, delta: 102.440.762 EUR, amount: 590354407.0, before: 487.913.645 EUR, currency: EUR, new_shares: 30.297 actions de catégorie B · SOCOFE
  • Capital: amount: 590354407.0, shares: 586.011, currency: EUR · SOCOFE
  • Statute amendment: Modification des articles 5 et 5 ter des statuts (Capital et Catégories d'actions) · SOCOFE
  • Power of attorney: Coordination des statuts et publication · Christine WERA
  • Power of attorney: Exécution des résolutions, mentions dans le registre des actionnaires · SOCOFE
Summary: Act object · Notarial deed · General meeting · Capital increase

Analysis

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, nearest first

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overig algemeen overheidsbestuur84119Overig algemeen overheidsbestuur84119
Primary activity highlighted.
Names & trade names
Legal nameFR FINIMO
Registered office
Place du Marché 55
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.