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FinFlowConnect

Active
Kempische steenweg 303 ·3500 Hasselt, Belgium
KBO/BCE: BE 1003.782.229
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Staff (FTE)0.9
Real estate1 parcel · 3,380 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FinFlowConnect is 0.5% (very low). The 2024 annual accounts show equity of €69k and a net result of €2k. Its solvency ranks better than 58% of 1397 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 26-08-2025 26 d late 2025-00407600

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€48k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 51.3% 43.5%
better than 58% of 1397 sector peers
Net result €2k €41k
better than 22% of 1398 sector peers
Equity €69k €163k
better than 34% of 1398 sector peers
Gross operating margin €54k €72k
better than 43% of 1397 sector peers
Staff costs €44k €107k
higher than 34% of 257 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenue-
EBITDA€10k
Net profit€2k
Cash flow€9k
Staff costs€44k
Income taxes€2k
Dividends-
Total assets€135k
Equity€69k
Debt€60k
of which ≤ 1y€59k
of which > 1y-
Working capital€48k
Employees (FTE)0.9
Ratios (computed)
2024
Current ratio1.81
Quick ratio1.81
Working capital ratio35.3%
Solvency51.3%
Debt / equity0.86
Long-term debt ratio-
Interest coverage24.64
Gross margin-
Net margin-
ROA1.1%
ROE2.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€135k
Fixed assets 21/28€28k
Formation expenses 20€820
Intangible fixed assets 21€7k
Tangible fixed assets 22/27€20k
Current assets 29/58€107k
Amounts receivable within one year 40/41€48k
Cash & bank 54/58€57k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€135k
Equity 10/15€69k
Contributions / capital 10/11€50k
Reserves 13€2k
Provisions & deferred taxes 16€6k
Amounts payable 17/49€60k
Amounts payable within one year 42/48€59k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€54k
Operating result 9901€3k
Financial income 75€851
Financial charges 65€397
Result before taxes 9903€3k
Income taxes 67/77€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
69 companies at this address See who is registered here

Establishment units

1 location
Kempische steenweg 303, 3500 Hasselt
Uitgeven van overige software
since 20232.354.044.203
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,380 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71322A0540/00B002 Flanders 3,380 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
30-04-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
30-04-2025 Registered office moved from Leopoldsburg to Hasselt Registered-office change
  • Koningin Louisa-Marialaan 129, 3970 Leopoldsburg → Kempische Steenweg 303 bus 200, 3500 Hasselt

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability11Solvency92Growth-Stability67
64 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 11
Solvency 92
Growth -
Stability 67

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,317 of the 82,003 companies in this sector. 12,655 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige uitgeverijen van software58290Uitgeven van overige software58290Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL FinFlowConnect
Registered office
Kempische steenweg 303 bus 200
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.