FINESTDETAILING

Active

Private limited companyfounded 20251 yr activeRue de Renoupré 58, 4821 Dison, BelgiumKBO/BCE: BE 1024.656.926

FINESTDETAILING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-2k. Its solvency ranks better than 24% of 2449 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

43 / 100

Weak

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability0

Solvency20

Growth-

Stability67

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.07), and 88.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 95

Relative position

BE, all sectors

reference

Sector 95

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

11.2%

Return on assets

-3%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2449 sector peers (2025).

NBB · sector comparison

Position among 2449 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k

Total assets

€70k

Net result

€-2k

Working capital

€2k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €70k

58.6%

41.4%

Fixed assets €41k

Current assets €29k

Equity and liabilities €70k

11%

88.8%

Equity €8k

Debt €62k

Debt finances 88.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€4k

Cash flow

€3k

Solvency

11.2%

Current ratio

1.07

Quick ratio

0.69

Debt / equity

7.89

ROE

-26.3%

ROA

-3.0%

Interest coverage

7.30

Debt

€62k

Debt ≤ 1 year

€27k

Debt > 1 year

€35k

Staff costs

€23k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€70k

Fixed assets21/28€41k

Tangible fixed assets22/27€41k

Plant, machinery and equipment23€10k

Furniture and vehicles24€32k

Current assets29/58€29k

Stocks and contracts in progress3€11k

Stocks30/36€11k

Amounts receivable within one year40/41€5k

Trade receivables40€5k

Cash at bank and in hand54/58€10k

Deferred charges and accrued income490/1€3k

Equity and liabilities

Total equity and liabilities10/49€70k

Equity10/15€8k

Contributions10/11€10k

Profit (loss) carried forward14€-2k

Amounts payable17/49€62k

Amounts payable after more than one year17€35k

Other amounts payable178/9€35k

Amounts payable within one year42/48€27k

Financial debts43€2k

Credit institutions430/8€2k

Trade debts44€8k

Suppliers440/4€8k

Taxes, remuneration and social security45€12k

Taxes450/3€5k

Remuneration and social security454/9€7k

Other amounts payable47/48€6k

Accrued charges and deferred income492/3€317

Income statement Code2025

Remuneration, social security and pensions62€23k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k

Other operating charges640/8€3k

Gross operating margin9900€29k

Operating profit (loss)9901€-2k

Financial charges65/66B€509

Recurring financial charges65€509

Profit (loss) for the period before taxes9903€-2k

Profit (loss) for the period9904€-2k

Profit (loss) for the period to be appropriated9905€-2k

Appropriation of the result

Profit (loss) to be appropriated9906€-2k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

2 directors, no change since 2025

Claire Viatour

Director · since 04-07-2025

Current

04-07-2025 Claire Viatour: Appointed as Director

04-07-2025 Norbert Thelen: Resigned as Director

Location & real-estate footprint

Registered office, Dison · 1 establishment unit since 2025

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Renoupré 584821 Dison

Ground area

154 m²

Building footprint

67 m²

Volume, LiDAR

815 m³

Parcel 63002B0288/00X006, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

FINESTDETAILING

Rue de Renoupré 58, 4821 DisonRetail sale of motor vehicle parts and accessories

since 20252.375.500.603

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63002B0288/00X006	Wallonia	154 m²	1 · 67 m²	14.6 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

A.A.C. Cars en Trucks

Sint-Jans-Molenbeek · Eq €8k

Of 1,869 companies in sector 95314 we hold annual accounts for 843. 270 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-06-2025

Fiscal year end31-12

Activities, NACEBEL

95314Bodywork repair (including spraying and painting)

95316Washing and cleaning of motor vehicles

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.