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Complete company report
Generated 10-08-2026
Active BE 0477.315.422Public limited company

finc

Kantersteen 47 ·1000 Brussel, Belgium· 24 yrs active
Sector: NACE 66210 (66210)
Conclusion Checked

finc is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 24 yrs
Locations 1
Publications 13
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 01-06-2026 2026-00133886
31-12-2024 verkort 07-07-2025 2025-00245914
31-12-2023 verkort 30-07-2024 2024-00321255
31-12-2022 verkort 20-12-2023 2023-00538714
31-12-2021 verkort 30-06-2022 2022-20111204
31-12-2020 verkort 29-07-2021 2021-43800367
31-12-2019 verkort 28-05-2020 2020-13500558
31-12-2018 verkort 19-07-2019 2019-34800196
31-12-2017 verkort 11-07-2018 2018-31900566
31-12-2016 verkort 23-06-2017 2017-21000582
Legal Structure
NACE primary 66210
Legal form Public limited company(014)
Incorporation10-04-2002
StatusActive
Postal code1000
Establishment units 1 location
finc
Kantersteen 47, 1000 BrusselOverige adviesbureaus op het gebied van bedrijfsvoering en beheer
since 20022.100.584.983
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21804D0900/00E002
ProtectedMonumentRavensteingalerijSource ↗
 Brussels 6,828 m² 1 · 7,874 m² 44.7 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 23 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
31-03-2025
State Gazette act Capital & shares
v3.2
2024
31-10-2024
State Gazette act Director changes
v3.2
30-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
11-06-2024
State Gazette act Director changes
v3.2
2023
20-12-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
11-04-2022
State Gazette act Registered-office change
Noderdant'slalga
2021
10-11-2021
State Gazette act Director changes
v3.2
27-10-2021
State Gazette act Director changes
v3.2
29-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
28-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
19-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
11-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
05-03-2018
State Gazette act Director changes
v3.2
2017
14-07-2017
State Gazette act Director changes
v3.2
23-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
18-05-2017
State Gazette act Director changes
v3.2
2015
18-02-2015
State Gazette act Director changes
v3.2
12-02-2015
State Gazette act Director changes
v3.2
2011
26-09-2011
State Gazette act Director changes
v3.2
2006
10-04-2006
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 13 acts
Capital history · 1
31-03-2025
v3.2
Address history · 1
11-04-2022
Registered-office move
All acts · 13 updated 1 year ago
2025
31-03-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
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  "act_meta": {
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  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "GUDRUN XPERT"
  }
}
2024
31-10-2024 5 directors appointed Director changes
  • Dirk Bosmans, Bestuurder
  • Annick De Wit, Bestuurder
  • Jacques Hoornaert, Bestuurder
  • MJ3 nv, Bestuurder
  • Jans Bosmans, Bestuurder
Summary: v3.2
Technical details 
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  "events": [
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      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Annick De Wit",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacques Hoornaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MJ3 nv",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jans Bosmans",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
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  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
11-06-2024 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
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  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
2022
11-04-2022 Registered office moved within Brussel Registered-office change·Noderdant'slalga
  • Kunstlaan 50 te 1000 Brussel → Kantersteen 47 te 1000 Brussel
Notary: Noderdant'slalga · Brussel
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Kantersteen 47 te 1000 Brussel",
        "city": "Brussel",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Kantersteen",
        "country": "BE",
        "postcode": "1000",
        "box_number": null,
        "street_number": "47",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Kunstlaan 50 te 1000 Brussel",
        "city": "Brussel",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Kunstlaan",
        "country": "BE",
        "postcode": "1000",
        "box_number": null,
        "street_number": "50",
        "locality_suffix": null
      },
      "effective_date": "2021-11-01",
      "evidence_quote": "Sinds 1 november 2021 huurt Gudrun Xpert burelen gelegen op de 5e verdieping te Brussel, Kantersteen 47 en werd het huurcontract met Atria mbt de lokalen gelegen Kunstlaan 50 be\u00EBindigd. In die context wordt het adres van de maatschappelijke zetel van Gudrun Xpert vanaf heden Kantersteen 47 te 1000 B",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "retroactive",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Noderdant\u0027slalga",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-11",
    "filing_date": "2022-04-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2022-02-14",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert",
    "legal_form": "nv"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad"
  ]
}
2021
10-11-2021 4 directors appointed Director changes
  • Dirk Bosmans, Bestuurder en gedelegeerd bestuurder
  • Annick De Wit, Bestuurder
  • Jacques Hoormaert, Bestuurder
  • MJ3 nv, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder en gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Annick De Wit",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacques Hoormaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MJ3 nv",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
27-10-2021 Jans Bosmans appointed as director Director changes
  • Jans Bosmans, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jans Bosmans",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
2018
05-03-2018 1 director appointed, 1 resigning Director changes
  • Dirk Bosmans, Afgevaardigde bestuurder
  • Annick De Wit, Afgevaardigd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "afgevaardigd bestuurder",
      "person": {
        "rrn": null,
        "name": "Annick De Wit",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "afgevaardigde bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Bosmans",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
2017
14-07-2017 4 directors appointed Director changes
  • Jacques Hoornaert, Bestuurder
  • Annick De Wit, Bestuurder
  • Dirk Bosmans, Bestuurder
  • Filip De Bock, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacques Hoornaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Annick De Wit",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Filip De Bock",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
18-05-2017 Michel Gulikers resigns as raad van bestuur Director changes
  • Michel Gulikers, Raad van bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "Raad van Bestuur",
      "person": {
        "rrn": null,
        "name": "Michel Gulikers",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
2015
18-02-2015 1 director appointed, 1 resigning Director changes
  • Filip De Bock, Vaste vertegenwoordiger commissaris
  • Tim Van Hullebusch, Vaste vertegenwoordiger commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "vaste vertegenwoordiger Commissaris",
      "person": {
        "rrn": null,
        "name": "Tim Van Hullebusch",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger Commissaris",
      "person": {
        "rrn": null,
        "name": "Filip De Bock",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
12-02-2015 6 directors appointed, 1 resigning Director changes
  • Annick De Wit, Bestuurder en gedelegeerd bestuurder
  • Dirk Bosmans, Bestuurder en voorzitter van de raad van bestuur
  • Jacques Hoornaert, Bestuurder
  • Michel Gulikers, Bestuurder
  • KPMG Vias, Commissaris
  • Tim Van Hullebusch, Vertegenwoordiger commissaris
  • Patrick Van Bourgognie, Vertegenwoordiger commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder en gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Annick De Wit",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder en voorzitter van de raad van bestuur",
      "person": {
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    {
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    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Michel Gulikers",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Vias",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "vertegenwoordiger commissaris",
      "person": {
        "rrn": null,
        "name": "Patrick Van Bourgognie",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vertegenwoordiger commissaris",
      "person": {
        "rrn": null,
        "name": "Tim Van Hullebusch",
        "address": null,
        "birth_date": null
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    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
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  "subject_company": {
    "kbo": "0477.315.422",
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}
2011
26-09-2011 7 directors appointed, 1 resigning Director changes
  • Michel Gulikers, Bestuurder
  • Annick De Wit, Bestuurder
  • Annick De Wit, Gedelegeerd bestuurder
  • Dirk Bosmans, Bestuurder
  • Dirk Bosmans, Voorzitter van de raad van bestuur
  • Jacques Hoornaert, Bestuurder
  • KPMG Vias, Commissaris
  • Ben Van Nieuwenborgh, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ben Van Nieuwenborgh",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Michel Gulikers",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
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        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Annick De Wit",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "voorzitter van de raad van bestuur",
      "person": {
        "rrn": null,
        "name": "Dirk Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacques Hoornaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Vias",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
2006
10-04-2006 6 directors appointed Director changes
  • Annick De Wit, Bestuurder
  • Annick De Wit, Gedelegeerd bestuurder
  • Dirk Bosmans, Voorzitter van de raad van bestuur
  • Ben Van Nieuwenborgh, Bestuurder
  • Jacques Hoornaert, Bestuurder
  • Koen D'Hoore, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Annick De Wit",
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      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
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        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "voorzitter van de raad van bestuur",
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      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ben Van Nieuwenborgh",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacques Hoornaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Koen D\u0027Hoore",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0477.315.422",
    "name_full": "Gudrun Xpert"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Risicoanalisten en schadetaxateurs66210Activiteiten van risicoanalisten en schadetaxateurs66210Schade- en risico- experten67202Landmeters71122Activiteiten van landmeters-experts71122Landmeters74202Landmeters71122Activiteiten van landmeters-experts71122Landmeters74202
Primary activity highlighted.
Names & trade names
Legal nameNL finc
Registered office
Kantersteen 47
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
BRIGHT LIGHT BE 0807.063.556 · Brussel
Céline Rose David Expertise BE 0782.286.489 · Brussel
HOMERAS BE 0640.711.130 · Brussel
MAURLI BE 0748.764.081 · Brussel
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative