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FINAMER

Active
Public limited company· 18 yrs active
Twaalfmaandenstraat 14 ·2000 Antwerpen, Belgium
KBO/BCE: BE 0896.851.805
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Age18 yrs
Real estate1 parcel · 2,683 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FINAMER is 0.8% (low). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-10-2025, 96 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 27-10-2025 96 d early 2025-00550730
30-06-2024 31-01-2025 18-11-2024 74 d early 2024-00601051
30-06-2023 31-01-2024 20-11-2023 72 d early 2023-00514875
30-06-2022 31-01-2023 25-11-2022 67 d early 2022-20526888
30-06-2021 31-01-2022 08-11-2021 84 d early 2021-76800379
30-06-2020 31-01-2021 19-11-2020 73 d early 2020-71200421
30-06-2019 31-01-2020 19-11-2019 73 d early 2019-74000278
30-06-2018 31-01-2019 13-10-2018 110 d early 2018-69300577
30-06-2017 31-01-2018 23-10-2017 100 d early 2017-67700543
30-06-2016 31-01-2017 03-12-2016 59 d early 2016-69300557

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 micro 27-10-2025 2025-00550730
30-06-2024 micro 18-11-2024 2024-00601051
30-06-2023 micro 20-11-2023 2023-00514875
30-06-2022 micro 25-11-2022 2022-20526888
30-06-2021 micro 08-11-2021 2021-76800379
30-06-2020 micro 19-11-2020 2020-71200421
30-06-2019 micro 19-11-2019 2019-74000278
30-06-2018 micro 13-10-2018 2018-69300577
30-06-2017 micro 23-10-2017 2017-67700543
30-06-2016 verkort 03-12-2016 2016-69300557

Structure & network

Locations & real estate

Establishment units

1 location
FINAMER
Twaalfmaandenstraat 14, 2000 AntwerpenVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20082.323.819.694
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,683 m²
Buildings1
Building footprint1,487 m²
Volume (LiDAR)39,745 m³
Tallest building32.6 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11803C1600/00D000
ProtectedMonumentHandelsbeurs en SchippersbeursSource ↗
 Flanders 2,683 m² 1 · 1,487 m² 32.6 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
11-10-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
11-10-2023 Registered office moved within Antwerpen Registered-office change·Walter VANHENCXTHOVEN
  • Zuidervelodroom 69 : 2018 Antwerpen → 2000 Antwerpen, Twaalfmaandenstraat 14 bus 4
Notary: Walter VANHENCXTHOVEN · Herentals

Analysis

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL FINAMER
Registered office
Twaalfmaandenstraat 14 bus 4.9.
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.