FIMO CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of FIMO CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €44k and a net result of €38k. Its solvency ranks better than 75% of 7160 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +52 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+92
Solvency100▲+65
Growth78
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 8.51 in 2024), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
57.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 615%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€65k▼ 78.3%
2024 · €299k
2024: €299k
2024 → 2025
Net result
€38k▲ 37,676%
2024 · €99
2024: €99
2024 → 2025
Working capital
€42k▼ 83.9%
2024 · €262k
2024: €262k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€44k▲ 615%
Operating result€14k-€60k▲ 318%
Net result€99-€38k▲ 37,676%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 318% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €65k
Equity
€44k▲ 615%
Debt
€21k▼ 92.8%
The debt ratio falls from 98.0% to 32.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€61k▲
2024 · €16k
Cash flow
€38k▲
2024 · €1k
Solvency
67.3%▲
2024 · 2.0%
Current ratio
2.99▼
2024 · 8.51
Quick ratio
2.99▲
2024 · 1.49
Debt / equity
0.48▼
2024 · 47.99
ROE
86.0%▲
2024 · 1.6%
ROA
57.9%▲
2024 · 0.0%
Interest coverage
4.56▲
2024 · 1.26
Debt
€21k▼
2024 · €293k
Debt ≤ 1 year
€21k▼
2024 · €35k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€65k▼
Formation expenses20€2k€2k▼
Current assets29/58€296k€63k▼
Stocks and contracts in progress3€245k-
Stocks30/36€245k-
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€5k€10k▲
Other amounts receivable41€20k€13k▼
Cash at bank and in hand54/58€23k€38k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€299k€65k▼
Equity10/15€6k€44k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€99€38k▲
Amounts payable17/49€293k€21k▼
Amounts payable after more than one year17€250k-
Financial debts170/4€250k-
Amounts payable within one year42/48€35k€21k▼
Trade debts44€19k€2k▼
Suppliers440/4€19k€2k▼
Taxes, remuneration and social security45€16k€19k▲
Taxes450/3€16k€19k▲
Accrued charges and deferred income492/3€8k-
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€744▼
Other operating charges640/8€5k€731▼
Gross operating margin9900€21k€62k▲
Operating profit (loss)9901€14k€60k▲
Financial income75/76B-€349
Recurring financial income75-€349
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€2k€47k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€99€38k▲
Profit (loss) for the period to be appropriated9905€99€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99€38k▲
Profit (loss) brought forward from the previous period14P-€99
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2023
Ground area
520 m²
Building footprint
148 m²
Volume, LiDAR
702 m³
Parcel 42007B1043/02H000, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fimo Construct
since 20232.342.250.783
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42007B1043/02H000 | Flanders | 520 m² | 1 · 148 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEFAN TOITURE CONSTRUCT
BE 1007.352.423
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Bâtiment Xavier
BE 0777.796.082
Jurbise · Eq €44k
MBp Immo
BE 1020.334.090
Sint-Pieters-Woluwe · Eq €44k
CASA DELRUE
BE 0644.779.289
Oostende · Eq €44k
TALENT RENOVATION
BE 1000.352.288
Blankenberge · Eq €44k
Of 29,523 companies in sector 41001 we hold annual accounts for 15,854. 12,794 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
43421Specialised construction activities
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.