FIL BOUWING
ActiveSummary
FIL BOUWING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €63k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+29
Solvency55▼-29
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 2.5 in 2024; short-term debt: 60.2% and cash: 38.2% of total assets), and 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
28.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
on the day
2023
on the day
2022
2 d early
2021
1 d early
2020
1 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 23.4%
2024 · €84k
2018: €52k
2019: €40k
2020: €55k
2021: €60k
2022: €66k
2023: €82k
2024: €84k
2018 → 2025
Total assets
€217k▲ 51.3%
2024 · €143k
2018: €120k
2019: €95k
2020: €102k
2021: €94k
2022: €90k
2023: €95k
2024: €143k
2018 → 2025
Net result
€63k▲ 2,782%
2024 · €2k
2018: €1k
2019: €-11k
2020: €14k
2021: €5k
2022: €6k
2023: €16k
2024: €2k
2018 → 2025
Working capital
€15k▼ 60.4%
2024 · €37k
2018: €31k
2019: €15k
2020: €23k
2021: €24k
2022: €35k
2023: €53k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€66k▲ 10.0%€82k▲ 24.2%€84k▲ 2.7%€64k▼ 23.4%
Operating result€8k-€8k▲ 1.4%€20k▲ 152%€4k▼ 80.9%€82k▲ 1,996%
Net result€5k-€6k▲ 10.7%€16k▲ 167%€2k▼ 86.4%€63k▲ 2,782%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,996% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€72k ▼ 11.9%
Current assets
€145k ▲ 134%
Equity and liabilities €217k
Equity
€64k ▼ 23.4%
Debt
€153k ▲ 158%
Debt's share of the balance-sheet total rises from 41.3% to 70.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€96k▲
2024 · €11k
Cash flow
€77k▲
2024 · €9k
Current ratio
1.11▼
2024 · 2.50
Debt to equity
2.37▲
2024 · 0.70
ROE
97.2%▲
2024 · 2.6%
ROA
28.9%▲
2024 · 1.5%
Interest coverage
49.83▲
2024 · 9.44
Debt ≤ 1 year
€131k▲
2024 · €25k
Debt > 1 year
€22k▼
2024 · €34k
Income taxes
€17k▲
2024 · €635
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€143k€217k▲
Fixed assets21/28€81k€72k▼
Tangible fixed assets22/27€81k€72k▼
Land and buildings22€23k€22k▼
Plant, machinery and equipment23€90€3k▲
Furniture and vehicles24€56k€45k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€84€84=
Current assets29/58€62k€145k▲
Amounts receivable within one year40/41€12k€60k▲
Trade receivables40€1k€49k▲
Other amounts receivable41€11k€11k▼
Cash at bank and in hand54/58€48k€83k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€143k€217k▲
Equity10/15€84k€64k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€76k€56k▼
Amounts payable17/49€59k€153k▲
Amounts payable after more than one year17€34k€22k▼
Financial debts170/4€34k€22k▼
Amounts payable within one year42/48€25k€131k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€12k€18k▲
Suppliers440/4€12k€18k▲
Taxes, remuneration and social security45€635€17k▲
Taxes450/3€635€17k▲
Other amounts payable47/48-€82k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€14k▲
Other operating charges640/8€489€845▲
Gross operating margin9900€11k€97k▲
Operating profit (loss)9901€4k€82k▲
Financial income75/76B€6€2▼
Recurring financial income75€6€2▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€3k€80k▲
Income taxes67/77€635€17k▲
Profit (loss) for the period9904€2k€63k▲
Profit (loss) for the period to be appropriated9905€2k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€139k▲
Profit (loss) brought forward from the previous period14P€74k€76k▲
Profit to be distributed694/7-€82k
Return on contributions (dividend)694-€82k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €63k ▲2782%
Operating result €82k, net result €63k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 5.24
Current ratio from 2.49 to 5.24; short-term debt falls from €24k to €13k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
30-09
Financial
Weakest financial yearnet €-11k ▼964%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opperstraat 2061770 LiedekerkeGround area
429 m²
Building footprint
156 m²
Volume, LiDAR
844 m³
Parcel 23044A1139/00L000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Opperstraat 206, 1770 Liedekerke
since 20132.216.892.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23044A1139/00L000 | Flanders | 428 m² | 1 · 156 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAVO
BE 0472.395.344
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CBI Technieken
BE 0775.899.733
Kasterlee · Eq €64,474
INTERIEUR MARK DECKERS
BE 0637.817.362
Hoogstraten · Eq €64,447
Olivier Deweirdt
BE 0795.527.781
Oudenburg · Eq €64,411
ETS DIFRA
BE 0738.900.171
Flémalle · Eq €64,410
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,573 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2013
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
43310Plastering work
43341Painting of buildings
43342Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:erwinzigfrid@yahoo.fr