FIKZ
ActiveFIKZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €9k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +19 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+60
Solvency98▲+17
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.32 in 2023), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62%
Return on assets
17.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
47 d early
2022
35 d early
2021
47 d early
2020
47 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▲ 29.0%
2023 · €24k
2018: €-10k
2019: €-5k
2020: €18k
2021: €21k
2022: €23k
2023: €24k
2018 → 2024
Total assets
€49k▲ 12.5%
2023 · €44k
2018: €22k
2019: €27k
2020: €56k
2021: €47k
2022: €48k
2023: €44k
2018 → 2024
Net result
€9k▲ 352%
2023 · €2k
2018: €4k
2019: €4k
2020: €23k
2021: €2k
2022: €4k
2023: €2k
2018 → 2024
Working capital
€18k▲ 183%
2023 · €6k
2018: €-11k
2019: €-6k
2020: €16k
2021: €19k
2022: €3k
2023: €6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€18k-€21k▲ 13.1%€23k▲ 13.2%€24k▲ 0.9%€30k▲ 29.0%
Operating result€25k-€3k▼ 86.2%€6k▲ 77.8%€4k▼ 42.1%€12k▲ 243%
Net result€23k-€2k▼ 89.8%€4k▲ 80.4%€2k▼ 56.3%€9k▲ 352%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 243% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets
€13k▼ 26.2%
Current assets
€36k▲ 38.7%
Equity and liabilities €49k
Equity
€30k▲ 29.0%
Debt
€19k▼ 7.0%
The debt ratio falls from 45.9% to 38.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k▲
2023 · €8k
Cash flow
€13k▲
2023 · €6k
Solvency
62.0%▲
2023 · 54.1%
Current ratio
1.96▲
2023 · 1.32
Quick ratio
1.96▲
2023 · 1.32
Debt / equity
0.61▼
2023 · 0.85
ROE
28.1%▲
2023 · 8.0%
ROA
17.4%▲
2023 · 4.3%
Interest coverage
205.46▲
2023 · 77.11
Debt
€19k▼
2023 · €20k
Debt ≤ 1 year
€18k▼
2023 · €20k
Income taxes
€4k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€44k€49k▲
Fixed assets21/28€18k€13k▼
Tangible fixed assets22/27€18k€13k▼
Plant, machinery and equipment23€626€263▼
Furniture and vehicles24€17k€13k▼
Current assets29/58€26k€36k▲
Amounts receivable within one year40/41€11k€176▼
Trade receivables40€11k-
Other amounts receivable41-€176
Cash at bank and in hand54/58€14k€35k▲
Deferred charges and accrued income490/1€358€408▲
Equity and liabilities
Total equity and liabilities10/49€44k€49k▲
Equity10/15€24k€30k▲
Contributions10/11€19k€19k=
Reserves13€5k€12k▲
Distributable reserves133€5k€12k▲
Amounts payable17/49€20k€19k▼
Amounts payable within one year42/48€20k€18k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€17k€14k▼
Accrued charges and deferred income492/3€275€275=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€949▼
Gross operating margin9900€9k€18k▲
Operating profit (loss)9901€4k€12k▲
Financial income75/76B-€221
Recurring financial income75-€221
Financial charges65/66B€104€82▼
Recurring financial charges65€104€82▼
Profit (loss) for the period before taxes9903€3k€12k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€2k€9k▲
Profit (loss) for the period to be appropriated9905€2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€9k▲
Transfer to equity691/2€221€7k▲
To other reserves6921€221€7k▲
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼56.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €23k ▲430%
Operating result €25k, net result €23k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalbeeksesteenweg(Kor) 908500 KortrijkGround area
171 m²
Building footprint
103 m²
Volume, LiDAR
673 m³
Parcel 34022E0551/00R012, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FIKZ
since 20152.245.324.227
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0551/00R012 | Flanders | 171 m² | 1 · 103 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,489. 2,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2015
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.