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FIGARO

Active
Private limited company· 15 yrs active
Waterlozenstraat 10 ·3550 Heusden-Zolder, Belgium
KBO/BCE: BE 0832.424.801
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Age15 yrs
Real estate1 parcel · 1,896 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FIGARO is 1.1% (low). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 08-06-2026 53 d early 2026-00153619
31-12-2024 31-07-2025 10-06-2025 51 d early 2025-00129820
31-12-2023 31-07-2024 13-06-2024 48 d early 2024-00135391
31-12-2022 31-07-2023 04-07-2023 27 d early 2023-00197725
31-12-2021 31-07-2022 24-06-2022 37 d early 2022-20158019
31-12-2020 31-07-2021 25-06-2021 36 d early 2021-24700423
31-12-2019 31-07-2020 20-07-2020 11 d early 2020-32000273
31-12-2018 31-07-2019 25-06-2019 36 d early 2019-22700404
31-12-2017 31-07-2018 26-06-2018 35 d early 2018-24100343
31-12-2016 31-07-2017 28-06-2017 33 d early 2017-23400314

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 08-06-2026 2026-00153619
31-12-2024 verkort 10-06-2025 2025-00129820
31-12-2023 verkort 13-06-2024 2024-00135391
31-12-2022 verkort 04-07-2023 2023-00197725
31-12-2021 verkort 24-06-2022 2022-20158019
31-12-2020 verkort 25-06-2021 2021-24700423
31-12-2019 verkort 20-07-2020 2020-32000273
31-12-2018 verkort 25-06-2019 2019-22700404
31-12-2017 verkort 26-06-2018 2018-24100343
31-12-2016 micro 28-06-2017 2017-23400314

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterlozenstraat 103550 Heusden-Zolder

Establishment units

1 location
JC PATRIMONIUM
Waterlozenstraat 10, 3550 Heusden-ZolderManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20112.195.393.872
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,896 m²
Buildings1
Building footprint387 m²
Volume (LiDAR)2,137 m³
Tallest building7.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71462D0461/00N002 Flanders 1,896 m² 1 · 387 m² 7.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL FIGARO
Registered office
Mombeekdreef 55
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.