Fietsen Bart
ActiveThe computed 12-month bankruptcy probability of Fietsen Bart is 1.6% (moderate). The 2024 annual accounts show equity of €288k and a net result of €31k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 26055 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-46
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 18.69 against 7.7 in 2023), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.3%
Return on assets
10.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
42 d late
2022
141 d late
2021
78 d late
2020
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€288k▲ 11.3%
2023 · €258k
2020: €74k
2021: €106k
2022: €182k
2023: €258k
2020 → 2024
Total assets
€302k▲ 4.1%
2023 · €290k
2020: €269k
2021: €298k
2022: €399k
2023: €290k
2020 → 2024
Net result
€31k▼ 59.4%
2023 · €77k
2020: €60k
2021: €31k
2022: €76k
2023: €77k
2020 → 2024
Working capital
€252k▲ 19.1%
2023 · €212k
2020: €-6k
2021: €36k
2022: €128k
2023: €212k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€74k-€106k▲ 42.3%€182k▲ 71.4%€258k▲ 42.4%€288k▲ 11.3%
Operating result€82k-€39k▼ 52.3%€88k▲ 125%€103k▲ 17.4%€41k▼ 60.0%
Net result€60k-€31k▼ 48.0%€76k▲ 141%€77k▲ 1.7%€31k▼ 59.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 60% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €302k
Fixed assets
€36k▼ 24.0%
Current assets
€266k▲ 9.5%
Equity and liabilities €302k
Equity
€288k▲ 11.3%
Debt
€14k▼ 54.9%
The debt ratio falls from 10.9% to 4.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€55k▼
2023 · €118k
Cash flow
€45k▼
2023 · €91k
Solvency
95.3%▲
2023 · 89.1%
Current ratio
18.69▲
2023 · 7.70
Quick ratio
14.37▲
2023 · 5.92
Debt / equity
0.05▼
2023 · 0.12
ROE
10.9%▼
2023 · 29.8%
ROA
10.3%▼
2023 · 26.5%
Interest coverage
130.22▼
2023 · 132.11
Debt
€14k▼
2023 · €32k
Debt ≤ 1 year
€14k▼
2023 · €32k
Income taxes
€11k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€290k€302k▲
Fixed assets21/28€47k€36k▼
Intangible fixed assets21€3k€3k▼
Tangible fixed assets22/27€43k€33k▼
Land and buildings22€28k€28k▼
Furniture and vehicles24€15k€5k▼
Current assets29/58€243k€266k▲
Stocks and contracts in progress3€56k€62k▲
Stocks30/36€56k€62k▲
Amounts receivable within one year40/41€25k€25k▲
Trade receivables40€23k€11k▼
Other amounts receivable41€2k€14k▲
Cash at bank and in hand54/58€162k€179k▲
Deferred charges and accrued income490/1€608€868▲
Equity and liabilities
Total equity and liabilities10/49€290k€302k▲
Equity10/15€258k€288k▲
Contributions10/11€14k€14k=
Reserves13€244k€274k▲
Distributable reserves133€244k€274k▲
Amounts payable17/49€32k€14k▼
Amounts payable within one year42/48€32k€14k▼
Trade debts44€12k€4k▼
Suppliers440/4€12k€4k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€8k-
Taxes450/3€8k-
Other amounts payable47/48€9k€10k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€926€906▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€119k€58k▼
Operating profit (loss)9901€103k€41k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€891€425▼
Recurring financial charges65€891€425▼
Profit (loss) for the period before taxes9903€107k€42k▼
Income taxes67/77€30k€11k▼
Profit (loss) for the period9904€77k€31k▼
Profit (loss) for the period to be appropriated9905€77k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€31k▼
Transfer to equity691/2€77k€29k▼
To other reserves6921€77k€29k▼
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet €31k ▼59.4%
Net result drops to €31k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 18.69
Current ratio from 7.70 to 18.69; short-term debt falls from €32k to €14k.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
31-12
Financial
Highest result since 2020net €77k ▲1.7%
Operating result €103k, net result €77k, both a record.
31-12
Financial
Liquidity times 5current ratio 7.70
Current ratio from 1.59 to 7.70; short-term debt falls from €217k to €32k.
31-12
Financial
Equity above €200kEq €258k ▲42.4%
4 profitable years in a row build equity to €258k.
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
2022
31-12
Financial
Equity above €150kEq €182k ▲71.4%
3 profitable years in a row build equity to €182k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €100kEq €106k ▲42.3%
2 profitable years in a row build equity to €106k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2020
Ground area
340 m²
Building footprint
319 m²
Volume, LiDAR
1,723 m³
Parcel 13454P0100/00G000, Flanders · tallest building 12.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fietsen Bart
since 20202.299.071.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454P0100/00G000 | Flanders | 340 m² | 1 · 319 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FIETSEN KODA
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BENBIKE
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Of 1,451 companies in sector 47632 we hold annual accounts for 720. 609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2020
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.