Fiets Gigant
ActiveFiets Gigant has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €156k and a net result of €3k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 26046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▼-32
Solvency80▲+4
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.6 in 2023; short-term debt: 41.7% and cash: 14.6% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
163 d late
2022
119 d late
2021
80 d late
2020
97 d late
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€202k▲ 22.4%
2018 · €165k
2018: €165k
2018 → 2019
EBIT margin
4.3%▼ 2.5pp
2018 · 6.8%
2018: 6.8%
2018 → 2019
Net result
€3k▼ 72.0%
2023 · €12k
2018: €5k
2019: €874
2020: €49k
2021: €613
2022: €27k
2023: €12k
2018 → 2024
Working capital
€74k▼ 1.9%
2023 · €76k
2018: €27k
2019: €40k
2020: €84k
2021: €140k
2022: €90k
2023: €76k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€113k-€114k▲ 0.5%€141k▲ 24.2%€153k▲ 8.4%€156k▲ 2.2%
Operating result€73k-€11k▼ 84.4%€55k▲ 379%€32k▼ 42.5%€25k▼ 20.6%
Net result€49k-€613▼ 98.7%€27k▲ 4,384%€12k▼ 56.7%€3k▼ 72.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €284k
Fixed assets
€92k▼ 7.4%
Current assets
€193k▼ 5.0%
Equity and liabilities €284k
Equity
€156k▲ 2.2%
Provisions
€7k=
Debt
€121k▼ 14.7%
The debt ratio falls from 46.8% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2023 · €44k
Cash flow
€16k▼
2023 · €24k
Solvency
55.0%▲
2023 · 50.7%
Current ratio
1.63▲
2023 · 1.60
Quick ratio
0.93▲
2023 · 0.83
Debt / equity
0.77▼
2023 · 0.92
ROE
2.1%▼
2023 · 7.8%
ROA
1.2%▼
2023 · 3.9%
Interest coverage
2.17▼
2023 · 5.52
Debt
€121k▼
2023 · €141k
Debt ≤ 1 year
€118k▼
2023 · €127k
Debt > 1 year
€2k▼
2023 · €14k
Income taxes
€4k▼
2023 · €12k
Staff costs
€2k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€302k€284k▼
Fixed assets21/28€99k€92k▼
Intangible fixed assets21€2k€968▼
Tangible fixed assets22/27€92k€85k▼
Land and buildings22€72k€67k▼
Plant, machinery and equipment23€15k€16k▲
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€920€506▼
Financial fixed assets28€5k€5k=
Current assets29/58€203k€193k▼
Stocks and contracts in progress3€97k€83k▼
Stocks30/36€97k€83k▼
Amounts receivable within one year40/41€58k€69k▲
Trade receivables40€36k€41k▲
Other amounts receivable41€21k€27k▲
Cash at bank and in hand54/58€46k€41k▼
Deferred charges and accrued income490/1€2k€163▼
Equity and liabilities
Total equity and liabilities10/49€302k€284k▼
Equity10/15€153k€156k▲
Contributions10/11€21k€21k=
Reserves13€132k€136k▲
Distributable reserves133€132k€136k▲
Provisions and deferred taxes16€7k€7k=
Provisions for liabilities and charges160/5€7k€7k=
Major repairs and maintenance162€7k€7k=
Amounts payable17/49€141k€121k▼
Amounts payable after more than one year17€14k€2k▼
Financial debts170/4€14k€2k▼
Amounts payable within one year42/48€127k€118k▼
Current portion of amounts payable after more than one year42€30k€15k▼
Financial debts43€42k€47k▲
Credit institutions430/8€42k€47k▲
Trade debts44€15k€11k▼
Suppliers440/4€15k€11k▼
Taxes, remuneration and social security45€41k€45k▲
Taxes450/3€41k€45k▲
Income statement
Code20232024
Remuneration, social security and pensions62€16k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€24k€5k▼
Gross operating margin9900€84k€46k▼
Operating profit (loss)9901€32k€25k▼
Financial income75/76B€293€25▼
Recurring financial income75€293€25▼
Financial charges65/66B€8k€18k▲
Recurring financial charges65€8k€18k▲
Profit (loss) for the period before taxes9903€24k€7k▼
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€12k€3k▼
Profit (loss) for the period to be appropriated9905€12k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€3k▼
Transfer from equity791/2€0-
Transfer to equity691/2€12k€3k▼
To other reserves6921€12k€3k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 163 days late
2023
31-12
Financial
Equity above €150kEq €153k ▲8.4%
6 profitable years in a row build equity to €153k.
27-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 119 days late
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 80 days late
2021
31-12
Financial
Weakest financial yearnet €613 ▼98.7%
Net result drops to €613, the lowest in the series; recovery starts the following year.
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 97 days late
2020
31-12
Financial
Highest result since 2018net €49k ▲5502%
Operating result €73k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲76.3%
3 profitable years in a row build equity to €113k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 85 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 175 days late
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 143 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parelhoenstraat 259080 LochristiGround area
786 m²
Building footprint
348 m²
Volume, LiDAR
3,949 m³
3 parcels, Flanders · tallest building 23.6 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
fiets-gigant
since 19992.092.290.295
Fiets Gigant
since 20212.314.943.897
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0063/00H002 | Flanders | 487 m² | 1 · 100 m² | 8.8 m · 2 fl. |
| 31333H0105/00_000 | Flanders | 167 m² | 1 · 167 m² | 23.6 m · 6 fl. |
| 46447B0370/00S003 | Flanders | 133 m² | 1 · 81 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Roliko
BE 0507.717.202
Turnhout · Eq €157k
VELOSHOP
BE 0883.661.981
Herentals · Eq €158k
Fietsen Luc
BE 0713.878.725
Arendonk · Eq €154k
VELOFRED
BE 1001.667.827
Nieuwpoort · Eq €154k
DCQ BIKES
BE 0685.615.103
Jabbeke · Eq €159k
Of 1,467 companies in sector 47632 we hold annual accounts for 733. 645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-1999
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.