FIDUSCOM
ActiveSummary
FIDUSCOM has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €449. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 51% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+5
Solvency70▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.34 in 2024; short-term debt: 54% and cash: 1.4% of total assets), and 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
32 d late
2021
126 d late
2020
54 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€449▲ 171%
2024 · €166
2018: €2k
2019: €738
2020: €82
2021: €664
2022: €664
2023: €2k
2024: €166
2018 → 2025
Working capital
€57k▼ 8.5%
2024 · €62k
2018: €74k
2019: €58k
2020: €54k
2021: €56k
2022: €56k
2023: €54k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€163k=€166k▲ 2.0%€167k▲ 0.1%€167k▲ 0.3%
Operating result€8k-€8k=€22k▲ 165%€16k▼ 25.9%€16k▼ 1.8%
Net result€664-€664=€2k▲ 210%€166▼ 91.9%€449▲ 171%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369k
Fixed assets
€113k ▲ 5.5%
Current assets
€256k ▲ 3.4%
Equity and liabilities €369k
Equity
€167k ▲ 0.3%
Provisions
€2k =
Debt
€199k ▲ 7.4%
Debt's share of the balance-sheet total rises from 52.3% to 54.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.29▼
2024 · 1.34
Debt to equity
1.19▲
2024 · 1.11
ROE
0.3%▲
2024 · 0.1%
ROA
0.1%▲
2024 · 0.0%
Debt ≤ 1 year
€199k▲
2024 · €186k
Staff costs
€99k▲
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€355k€369k▲
Fixed assets21/28€107k€113k▲
Intangible fixed assets21€3k€3k=
Tangible fixed assets22/27€13k€19k▲
Land and buildings22-€0
Plant, machinery and equipment23€5k€5k=
Furniture and vehicles24€8k€13k▲
Financial fixed assets28€91k€91k=
Current assets29/58€248k€256k▲
Amounts receivable within one year40/41€201k€247k▲
Trade receivables40€201k€236k▲
Other amounts receivable41€140€11k▲
Cash at bank and in hand54/58€43k€5k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€355k€369k▲
Equity10/15€167k€167k▲
Contributions10/11€37k€37k=
Reserves13€129k€130k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€126k€126k▲
Provisions and deferred taxes16€2k€2k=
Provisions for liabilities and charges160/5€2k€2k=
Other liabilities and charges164/5€2k€2k=
Amounts payable17/49€186k€199k▲
Amounts payable within one year42/48€186k€199k▲
Current portion of amounts payable after more than one year42€123k€123k=
Trade debts44€26k€25k▼
Suppliers440/4€26k€25k▼
Taxes, remuneration and social security45€23k€38k▲
Taxes450/3€11k€22k▲
Remuneration and social security454/9€13k€16k▲
Other amounts payable47/48€13k€12k▼
Accrued charges and deferred income492/3-€58
Income statement
Code20242025
Remuneration, social security and pensions62€91k€99k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k-
Other operating charges640/8€1k€3k▲
Gross operating margin9900€116k€118k▲
Operating profit (loss)9901€16k€16k▼
Financial income75/76B€1k€100▼
Recurring financial income75€1k€100▼
Financial charges65/66B€14k€16k▲
Recurring financial charges65€14k€16k▲
Profit (loss) for the period before taxes9903€4k€449▼
Income taxes67/77€3k-
Profit (loss) for the period9904€166€449▲
Profit (loss) for the period to be appropriated9905€166€449▲
Appropriation of the result
Profit (loss) to be appropriated9906€166€449▲
Transfer from equity791/2€125k€126k▲
Transfer to equity691/2€126k€126k▲
To other reserves6921€126k€126k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €2k ▲210%
Operating result €22k, net result €2k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
04-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 126 days late
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 54 days late
2020
31-12
Financial
Weakest financial yearnet €82 ▼88.9%
Net result drops to €82, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 48 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haut Cornillon 214450 Juprelle1 establishment unit
FIDUSCOM
since 20032.231.515.979
Similar companies · same sector, comparable size
ACCOUNTANCY VERBEKE
BE 0508.701.454
Wervik · Eq €167,023
ALTURA 6012
BE 0500.895.429
Andenne · Eq €167,043
KMG AUXILIUM
BE 0715.804.867
Bilzen-Hoeselt · Eq €167,108
SEGECO
BE 0480.138.023
Philippeville · Eq €167,111
BBP & Partners
BE 0832.425.492
Keerbergen · Eq €167,147
Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-06-1975
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 53 filings
Scores and ratios are computed by Checked and are not a credit decision.