Fideros
ActiveSummary
Fideros has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €34k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+4
Solvency30▼-26
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.84 in 2024; short-term debt: 45.8% and cash: 0.4% of total assets), and 94.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
6.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-05-2026, 78 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
78 d early
2024
30 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
27 d late
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 83.5%
2024 · €173k
2019: €52k
2020: €73k
2021: €106k
2022: €100k
2023: €151k
2024: €173k
2019 → 2025
Total assets
€543k▼ 1.6%
2024 · €552k
2019: €100k
2020: €104k
2021: €121k
2022: €412k
2023: €520k
2024: €552k
2019 → 2025
Net result
€34k▲ 46.4%
2024 · €23k
2019: €35k
2020: €23k
2021: €33k
2022: €19k
2023: €53k
2024: €23k
2019 → 2025
Working capital
€-98k▼ 553%
2024 · €-15k
2019: €38k
2020: €42k
2021: €88k
2022: €30k
2023: €52k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€100k▼ 5.7%€151k▲ 51.1%€173k▲ 14.2%€28k▼ 83.5%
Operating result€46k-€28k▼ 39.5%€83k▲ 200%€43k▼ 48.5%€58k▲ 36.8%
Net result€33k-€19k▼ 42.4%€53k▲ 178%€23k▼ 56.2%€34k▲ 46.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €543k
Fixed assets
€392k ▼ 17.0%
Current assets
€151k ▲ 90.1%
Equity and liabilities €543k
Equity
€28k ▼ 83.5%
Debt
€514k ▲ 35.8%
Debt's share of the balance-sheet total rises from 68.7% to 94.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€82k▲
2024 · €68k
Cash flow
€58k▲
2024 · €49k
Current ratio
0.61▼
2024 · 0.84
Debt to equity
18.06▲
2024 · 2.19
ROE
118.9%▲
2024 · 13.4%
ROA
6.2%▲
2024 · 4.2%
Interest coverage
8.49▲
2024 · 5.93
Debt ≤ 1 year
€249k▲
2024 · €94k
Debt > 1 year
€265k▼
2024 · €283k
Income taxes
€15k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€552k€543k▼
Fixed assets21/28€472k€392k▼
Tangible fixed assets22/27€472k€392k▼
Land and buildings22€452k€379k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€9k€5k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€79k€151k▲
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Amounts receivable within one year40/41€33k€147k▲
Trade receivables40€30k€61k▲
Other amounts receivable41€3k€86k▲
Cash at bank and in hand54/58€38k€2k▼
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€552k€543k▼
Equity10/15€173k€28k▼
Contributions10/11€19k€19k=
Reserves13€154k€10k▼
Tax-exempt reserves132€4k€4k=
Distributable reserves133€150k€6k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€379k€514k▲
Amounts payable after more than one year17€283k€265k▼
Financial debts170/4€258k€240k▼
Other amounts payable178/9€25k€25k=
Amounts payable within one year42/48€94k€249k▲
Current portion of amounts payable after more than one year42€18k€18k▼
Financial debts43€4k€100▼
Credit institutions430/8€4k€100▼
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€5k€17k▲
Taxes450/3€5k€17k▲
Other amounts payable47/48€59k€206k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€24k▼
Other operating charges640/8€1k€26k▲
Gross operating margin9900€70k€108k▲
Operating profit (loss)9901€43k€58k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€31k€49k▲
Income taxes67/77€8k€15k▲
Profit (loss) for the period9904€23k€34k▲
Profit (loss) for the period to be appropriated9905€23k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€34k▲
Transfer from equity791/2€2k€144k▲
Transfer to equity691/2€23k€0▼
To other reserves6921€23k€0▼
Profit to be distributed694/7€2k€178k▲
Return on contributions (dividend)694€2k€178k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2019net €53k ▲178%
Operating result €83k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲51.1%
5 profitable years in a row build equity to €151k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €19k ▼42.4%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 6.80
Current ratio from 2.34 to 6.80; short-term debt falls from €31k to €15k.
31-12
Financial
Equity above €100kEq €106k ▲45%
3 profitable years in a row build equity to €106k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hof te Fiennestraat (ETKH) 79680 Maarkedal1 establishment unit
Hof te Fiennestraat (ETKH) 7, 9680 Maarkedal
since 20182.279.642.431
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 101 EUR awarded · 101 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 101 EUR | 101 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,062 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stijn@fideros.be