FID-BACQ
ActiveFID-BACQ has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €25k. Its solvency ranks better than 64% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.13), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
58.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€30k
Total assets
€43k
Net result
€25k
Working capital
€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €43k
Fixed assets
€2k
Current assets
€41k
Equity and liabilities €43k
Equity
€30k
Debt
€13k
Debt finances 30.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k
Cash flow
€26k
Solvency
69.6%
Current ratio
3.13
Quick ratio
3.13
Debt / equity
0.44
ROE
83.4%
ROA
58.1%
Interest coverage
113.15
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€43k
Formation expenses20€445
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€41k
Amounts receivable within one year40/41€40k
Trade receivables40€11k
Other amounts receivable41€28k
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€43k
Equity10/15€30k
Contributions10/11€5k
Profit (loss) carried forward14€25k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€685
Other operating charges640/8€1k
Gross operating margin9900€37k
Operating profit (loss)9901€35k
Financial charges65/66B€315
Recurring financial charges65€315
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€10k
Profit (loss) for the period9904€25k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haut Rejet(HAV) 267531 TournaiGround area
1,547 m²
Building footprint
122 m²
Parcel 57036B0177/00Y002, Wallonia. Linked by address, not a title deed.
1 establishment unit
FID-BACQ
since 20242.357.571.439
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57036B0177/00Y002 | Wallonia | 1,547 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MARGEST
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@Once Services
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 34,267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.