FG DENTAL
ActiveFG DENTAL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €462k and a net result of €95k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 19906 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
96
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+39
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.27 against 13.47 in 2023), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.8%
Return on assets
14.1%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
73 d late
2022
31 d late
2021
29 d late
2020
88 d late
2019
46 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€462k▲ 3.5%
2023 · €447k
2018: €111k
2019: €190k
2020: €258k
2021: €311k
2022: €423k
2023: €447k
2018 → 2024
Total assets
€671k▲ 23.5%
2023 · €544k
2018: €223k
2019: €270k
2020: €284k
2021: €367k
2022: €499k
2023: €544k
2018 → 2024
Net result
€95k▲ 73.7%
2023 · €54k
2018: €94k
2019: €79k
2020: €68k
2021: €110k
2022: €125k
2023: €54k
2018 → 2024
Working capital
€505k▲ 1.8%
2023 · €496k
2018: €85k
2019: €170k
2020: €245k
2021: €302k
2022: €438k
2023: €496k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€258k-€311k▲ 20.3%€423k▲ 36.2%€447k▲ 5.5%€462k▲ 3.5%
Operating result€68k-€154k▲ 127%€185k▲ 19.8%€141k▼ 23.4%€194k▲ 37.1%
Net result€68k-€110k▲ 61.2%€125k▲ 13.3%€54k▼ 56.3%€95k▲ 73.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 37% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €671k
Fixed assets
€11k▲ 49.3%
Current assets
€660k▲ 23.1%
Equity and liabilities €671k
Equity
€462k▲ 3.5%
Provisions
€54k▼ 4.8%
Debt
€155k▲ 289%
The debt ratio rises from 7.3% to 23.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€196k▲
2023 · €143k
Cash flow
€97k▲
2023 · €56k
Solvency
68.8%▼
2023 · 82.2%
Current ratio
4.27▼
2023 · 13.47
Quick ratio
0.99▼
2023 · 1.80
Debt / equity
0.33▲
2023 · 0.09
ROE
20.5%▲
2023 · 12.2%
ROA
14.1%▲
2023 · 10.0%
Interest coverage
3.17▲
2023 · 2.65
Debt
€155k▲
2023 · €40k
Debt ≤ 1 year
€155k▲
2023 · €40k
Income taxes
€38k▲
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€544k€671k▲
Fixed assets21/28€8k€11k▲
Tangible fixed assets22/27€8k€11k▲
Plant, machinery and equipment23€7k€11k▲
Furniture and vehicles24€876€208▼
Current assets29/58€536k€660k▲
Stocks and contracts in progress3€464k€507k▲
Stocks30/36€464k€507k▲
Cash at bank and in hand54/58€72k€150k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€544k€671k▲
Equity10/15€447k€462k▲
Contributions10/11€19k€19k=
Reserves13€427k€443k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€425k€441k▲
Profit (loss) carried forward14€777€777=
Provisions and deferred taxes16€57k€54k▼
Provisions for liabilities and charges160/5€57k€54k▼
Other liabilities and charges164/5€57k€54k▼
Amounts payable17/49€40k€155k▲
Amounts payable within one year42/48€40k€155k▲
Financial debts43€25k€25k=
Credit institutions430/8€25k€25k=
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€5k€13k▲
Taxes450/3€5k€13k▲
Other amounts payable47/48€9k€112k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€40k€-3k▼
Other operating charges640/8€384€975▲
Gross operating margin9900€183k€194k▲
Operating profit (loss)9901€141k€194k▲
Financial income75/76B€58€132▲
Recurring financial income75€58€132▲
Financial charges65/66B€54k€62k▲
Recurring financial charges65€54k€62k▲
Profit (loss) for the period before taxes9903€88k€132k▲
Income taxes67/77€33k€38k▲
Profit (loss) for the period9904€54k€95k▲
Profit (loss) for the period to be appropriated9905€54k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€95k▲
Profit (loss) brought forward from the previous period14P€777€777=
Transfer from equity791/2€31k€79k▲
Transfer to equity691/2€54k€95k▲
To other reserves6921€54k€95k▲
Profit to be distributed694/7€31k€79k▲
Return on contributions (dividend)694€31k€79k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 73 days late
2023
31-12
Financial
Weakest financial yearnet €54k ▼56.3%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €125k ▲13.3%
Net result €125k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 10.53
Current ratio from 3.12 to 10.53; short-term debt falls from €80k to €26k.
31-12
Financial
Equity above €200kEq €258k ▲35.9%
3 profitable years in a row build equity to €258k.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial
Equity above €150kEq €190k ▲71.2%
2 profitable years in a row build equity to €190k.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Mottiaux(JB) 435100 NamurGround area
113 m²
Building footprint
48 m²
Volume, LiDAR
431 m³
Parcel 92322G0491/00A000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322G0491/00A000 | Wallonia | 113 m² | 1 · 48 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500EECA8DD0113E76
Similar companies · same sector, comparable size
TANDARTS SCHREVENS
BE 0480.276.692
Asse · Eq €462k
ORTHOS
BE 0643.754.950
Gent · Eq €462k
DENTILIS
BE 0664.701.705
Sint-Truiden · Eq €461k
TANDARTS LOOSVELDT JOHAN
BE 0447.610.359
Lendelede · Eq €464k
Dentallure
BE 0676.482.057
Antwerpen · Eq €460k
Of 6,927 companies in sector 86230 we hold annual accounts for 4,280. 3,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2005
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.