Checked.be
Active
BE 0790.165.661Private limited companyOpen bankruptcy
FG Construct
· 3 yrs active
Conclusion
A bankruptcy procedure is open for FG Construct according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-17k) and a net result of €-16k.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €-17k |
| Net result | €-16k |
| Active | 3 yrs |
| Locations | 1 |
Financial profile
33
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
100
Solvency
33
Growth
32
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
0
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-12-2025 with the NBB · fiscal year 2024 · micro
€9k
-
22-24
€-16k
-58.8%
22-24
€214
0.0%
22-24
€-17k
-2479.9%
22-24
€-17k
-2479.9%
22-24
€14k
+1505.1%
22-24
€17k
+1862.0%
22-24
€17k
+1862.0%
22-24
Show 7 other metrics
0.01
-94.9%
22-24
0.01
-94.9%
22-24
-7773.3%
-2479.9%
22-24
-1.01
+24.0%
22-24
96.1%
-93.8%
22-24
-7472.0%
-58.8%
22-24
-109.8%
-
22-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-16k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €14k |
| Dividends | - |
| Total assets | €214 |
| Equity | €-17k |
| Debt | €17k |
| of which ≤ 1y | €17k |
| of which > 1y | - |
| Working capital | €-17k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.01 |
| Quick ratio | 0.01 |
| Working capital ratio | -7773.3% |
| Solvency | -7773.3% |
| Debt / equity | -1.01 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -7472.0% |
| ROE | 96.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (14 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €214 |
| Current assets | 29/58 | €214 |
| Amounts receivable within one year | 40/41 | €214 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €214 |
| Equity | 10/15 | €-17k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €-23k |
| Amounts payable | 17/49 | €17k |
| Amounts payable within one year | 42/48 | €17k |
| Income statement | ||
| Operating result | 9901 | €-2k |
| Result before taxes | 9903 | €-2k |
| Income taxes | 67/77 | €14k |
| Net result for the period | 9904 | €-16k |
| Result to be appropriated | 9905 | €-16k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Former directors (2)
-
Former21-08-2023 → 24-10-2025
2 events
- 24-10-2025 Resigned· Director
- 21-08-2023 Appointed· Director
-
Former- → 21-08-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | PHILIPPE MOENS RUE DE CLAIRVAUX 40,
1348 LOUVAIN-LA-NEUVE |
02-04-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 29-08-2022 |
| Status | Active |
| Postal code | - |
| First BS signal | 13-04-2026 |
| Latest BS signal | 13-04-2026 |
Establishment units
FG Construct
since 20222.335.715.656
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
13-04-2026
Bankruptcy
Opening
03-02-2026
State Gazette act
Director changes
2025
02-12-2025
NBB filing
Annual accounts filed
02-12-2025
NBB filing
Annual accounts filed
2024
12-03-2024
State Gazette act
Director changes
2023
25-07-2023
NBB filing
Annual accounts filed
2022
09-09-2022
State Gazette act
Incorporation
Lifecycle & Insolvency Signals
13-04-2026
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 3
updated 6 months ago
2026
03-02-2026 GOVAERT QUENTIN resigns as director
- GOVAERT QUENTIN, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "GOVAERT QUENTIN",
"address": null,
"birth_date": null
},
"effective_date": "2025-10-24",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission de Monsieur GOVAERT QUENTIN, de sa fonction d\u0027administrateur de la soci\u00E9t\u00E9 FG Construct SRL. Il est pr\u00E9cis\u00E9 que cette d\u00E9mission prend effet ce 24/10/2025.",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0790.165.661",
"name_full": "FG CONSTRUCT",
"legal_form": "SRL"
}
}2024
12-03-2024 1 director appointed, 1 resigning
- Govaert Quentin, Bestuurder
- Fuchs Lionel, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Fuchs Lionel",
"address": null,
"birth_date": null
},
"effective_date": "2023-08-21",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission de Monsieur Fuchs Lionel au poste d\u0027administrateur. La d\u00E9mission prend effet ce 21/08/2023."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Govaert Quentin",
"address": null,
"birth_date": null
},
"effective_date": "2023-08-21",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la nomination de Monsieur Govaert Quentin au poste d\u0027administrateur. La nomination prend effet ce 21/08/2023."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0790.165.661",
"name_full": "FG CONSTRUCT",
"legal_form": "SRL"
}
}2022
09-09-2022 Incorporation of a new NV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": null,
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [],
"capital_eur": null,
"subject_company": {
"kbo": "0790.165.661",
"name_full": null,
"legal_form": "NV"
},
"initial_directors": [],
"incorporation_date": null,
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Names & trade names
| Legal nameFR | FG Construct |
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.