Active BE 1000.673.873Private limited company

Fervore

Frankrijklei 133 ·2000 Antwerpen, Belgium· 2 yrs active

Sector: Personal services (96991)

Conclusion Checked

The computed 12-month bankruptcy probability of Fervore is 1.4% (low). The 2024 annual accounts show equity of €61k and a net result of €162k. Its solvency ranks better than 54% of 1745 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€61k
Net result	€162k
Staff (FTE)	3.2
Better than sector	54%

Snowflake analysis 4 of 5 axes measured · computed by Checked

58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48

Profitability 100

Solvency 18

Growth -

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.4% Low

0%0,5%1,5%4%10%≥25%

Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

48 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 96, Personal services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	19.4%	14.6%	better than 54% of 1745 sector peers
Net result	€162k	€1k	better than 95% of 1742 sector peers
Equity	€61k	€5k	better than 88% of 1749 sector peers
Gross operating margin	€399k	€16k	better than 95% of 1741 sector peers
Staff costs	€197k	€26k	higher than 94% of 793 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€201k
Net profit	€162k
Cash flow	€187k
Staff costs	€197k
Income taxes	€1k
Dividends	-
Total assets	€314k
Equity	€61k
Debt	€253k
of which ≤ 1y	€253k
of which > 1y	-
Working capital	€-75k
Employees (FTE)	3.2

Ratios (computed)

	2024
Current ratio	0.70
Quick ratio	0.70
Working capital ratio	-23.8%
Solvency	19.4%
Debt / equity	4.16
Long-term debt ratio	-
Interest coverage	15.48
Gross margin	-
Net margin	-
ROA	51.6%
ROE	266.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €136k · 43.3% Current assets €178k · 56.8%

Equity & liabilities

Equity €61k · 19.4% Debt €253k · 80.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€314k
Fixed assets	21/28	€136k
Intangible fixed assets	21	€11k
Tangible fixed assets	22/27	€125k
Financial fixed assets	28	€100
Current assets	29/58	€178k
Amounts receivable within one year	40/41	€95k
Cash & bank	54/58	€80k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€314k
Equity	10/15	€61k
Contributions / capital	10/11	€1k
Reserves	13	€348
Accumulated profits (losses)	14	€59k
Amounts payable	17/49	€253k
Amounts payable within one year	42/48	€253k
Trade debts payable within one year	44	€22k
Income statement
Gross operating margin	9900	€399k
Operating result	9901	€177k
Financial charges	65	€13k
Result before taxes	9903	€164k
Income taxes	67/77	€1k
Net result for the period	9904	€162k
Result to be appropriated	9905	€162k

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

JJ Kinship BVLegal entity
Director· perm. rep.: Joni Janssens
State Gazette act 24072691 (10-05-2024)

Current
10-05-2024 → present

Former directors (2)

Joni Janssens
Non-statutory director
State Gazette act 23155261 (05-12-2023)

Former
21-11-2023 → 10-05-2024
2 events
- 10-05-2024 Resigned· Director
- 21-11-2023 Appointed· Non-statutory director
Heleen Van Oost
Director
State Gazette act 23155261 (05-12-2023)

Former
- → 21-11-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Personal services(96991)
Legal form	Private limited company(610)
Incorporation	03-10-2023
Status	Active
Postal code	2000

Establishment units 1 location

Fervore

Frankrijklei 133, 2000 AntwerpenBemiddelingsactiviteiten in verband met de niet-gespecialiseerde detailhandel

since 20232.353.036.886

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11810K2740/00Y002	Flanders	339 m²	1 · 212 m²	20.2 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-05-2024

State Gazette act Director changes

2023

05-12-2023

State Gazette act Director changes

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2024

10-05-2024 1 director appointed, 1 resigning Director changes

Joni Janssens, Bestuurder
Joni Janssens, Bestuurder

Original publication ↗

Technical details

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}

2023

05-12-2023 1 director appointed, 1 resigning Director changes

Joni Janssens, Niet-statutair bestuurder
Heleen Van Oost, Bestuurder

Original publication ↗

Technical details

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      },
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      "subkind": "regular",
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      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-21",
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    }
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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Contactbemiddelingsbureaus en dergelijke96091Contactbemiddelingsbureaus en dergelijke96991Overige persoonlijke diensten96099Overige persoonlijke diensten96999

Primary activity highlighted.

Names & trade names

Legal nameNL

Fervore

Registered office

Frankrijklei 133

2000 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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